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This newspaper page contains 12 articles. Subscribers can read the full text of each article.
Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Apr 09, 1939
Page
17
A modern home planner promotes attaching garages to the house to save lawn space for garden and yard use. Federal Housing officials say detached rear garages reflect bygone days as owners seek better landscaping and convenient access.
An official of the Metropolitan Guaranty Company of New York describes FHA insured mortgage economics. The spread between FHA payments and rents for similar homes is large, so owners maintain homes rather than rent. Of about 1,000 mortgages serviced, only three were in foreclosure after over three years.
The Federal Housing Administration states it does not provide plans or specifications for any houses displayed in the clip sheet.
Federal Housing Administration notes essential factors for garden home developments. Key elements include visible community planning, inexpensive land with good soil for cultivation, reliable water and electricity, adequate streets, and accessible employment, schools, shopping, and recreation nearby. Low taxes and property maintenance will are required for long term value preservation.
The article notes built in shelves can be decorative and functional shaping room character. It discusses integrating shelves with windows walls and fireplaces for balance and suggests FHA backed financing for installation. It also mentions a separate note that 20 000 ladybugs were air transported from California to Florida to combat citrus grove parasites, a record cargo of living creatures.
Oscar F. Falling of the Waltham Federal Savings and Loan Association writes in the Insured Mortgage Portfolio that the FHA insured mortgage system allows lending institutions to provide larger loans while retaining protection through insurance. He notes investigators have studied the program’s experience and resources.
The article notes a surge in farm-home improvements this spring due to amendments to the National Housing Act. Farmers can obtain FHA insured loans for property improvement and new construction if at least 15 percent of the loan funds are used for farm buildings or repaired homes. A breakdown shows farmhouse additions, alterations, roof modernization, exterior painting and plumbing as top financed items through FHA loans.
The administration asserts trust in mortgage insurance operations noting FHA inspections provide a tangible advantage. It is stated that in their region the FHA system of inspection and appraisal is as accurate and rigid as any the speaker has known.
A front door entrance light adds convenience and curb appeal by illuminating the doorway and keyhole. Place lights over the doorway or on sides with a push button inside for control. Choose fixtures in harmony with home design and explore FHA Property Improvement Credit Plan funding through qualified lenders.
In deciding cabinet arrangement planners should weigh the housewife's daily handling of items. The article outlines practical considerations for reach, order, and efficiency to improve kitchen use and reduce effort during routine tasks.
Federal Housing Administration officials advise potential buyers to plan front door shelter to reduce discomfort. Without a shelter rain requires umbrellas and overshoes and water drips inside. Shelters can be funded through the Property Improvement Credit Plan with qualified lenders.
The plan proposes stalling low shelves to install high closet like shelves where large pans hang from the ceiling eliminating kneeling to pick a pan. Cabinets could be financed through loans from qualified lending institutions under the Property Improvement program.
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