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Newspaper
Greencastle Herald
Location
Greencastle, Indiana, United States of America
Date
Dec 10, 1919
Page
2
Kansas City Kansas man Darms, a negro, armed with a revolver and razor went to a church to “meet a friend.” He told Judge Harrod he acted in protection after saying someone did him wrong and was fined fifty dollars.
A federal court upheld the Federal Farm Loan Act challenging its constitutionality. Charles E. Smith sued to block bond purchases by the Kansas City Tithe and Trust Co. Judge Van Valkenburgh ruled the act constitutional. Appeal to the Supreme Court follows. Government and banks named as parties. McAdoo and Wickersham argued for the government and banks. Former Justice Hughes defended the federal land banks.
The federal land banks may not charge above the board prescribed rate and the farmer’s interest cannot exceed one percent over the bond rate. If bonds sell at three percent the farmer pays four percent plus one percent amortization, plus bank expenses, totaling five percent. The loan offers thirty-three to thirty-six year credit with early payoff options after five years.
The article explains amortization using a Federal Farm Loan Act long term plan. It shows a $1,000 loan at 6 percent for 33 years repaid by semiannual installments of 35 dollars, detailing how each payment splits into interest and principal, and how much remains unpaid after each installment date.
Manure contains weed seeds and near-surface piles hinder field cleanliness. Haul manure to the field promptly after production and plow under in spring to reduce weed work. Fall plowing is desirable in many areas.
The text charts historical land mortgage rates across U S regions before the Farm Loan Act, noting regional ranges from 5.3 to 10.5 percent, with some cases reaching as high as 16 percent including commissions. It covers New England through Pacific states and highlights wide variations by region and state.
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