Honest Banking Stresses Honesty Over Dishonest Cashiers
A year of bank bankruptcies exposes speculative dishonesty by cashiers. The author argues honesty is the best policy and pays in the long run, urging integrity in financial dealings.
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Newspaper
Freeport Daily Journal
Location
Freeport, Illinois, United States of America
Date
Dec 19, 1908
Page
2
A year of bank bankruptcies exposes speculative dishonesty by cashiers. The author argues honesty is the best policy and pays in the long run, urging integrity in financial dealings.
A harsh condemnatory note brands Pat Crowe as a criminal kidnapper seeking bounties from worried parents. It argues the Christian religion should reject his services and contrasts him with Billy Sunday in a public critique.
General P C Hayes of Joliet, a former congressman, will run for Department Commander at the next Illinois G A R encampment in Aurora. The letter expresses support and confidence that Hayes will be elected, noting familiarity with him and urging the grand army to vote for him.
The hundredth anniversary of Abraham Lincoln's birth on February 12, 1909 will be marked in nearly every U S city and many foreign towns. Freeport plans not a street fair and expresses confidence the observance will be suitably dignified.
A Christmas greeting from the Freeport Journal extends wishes to readers and their families. It encourages support for the less fortunate and asks adults to bring happiness to children by sharing kindness and gifts on Christmas Day.
It is not likely that there will be legislation by the present Congress to establish postal savings banks. It may be considered when the new congress meets a year from now. Many people think post offices should be banks of deposit and that government should not compete with citizens. The first class mail is a government monopoly and the only profitable post office business.
The wageworkers and laboring men repudiated efforts to cast votes based on class hatred, emphasizing sound patriotism and Americanism. The nation should feel pride in their stance of sturdy independence and civic duty, acting as good citizens without regard to supposed class interests, an object lesson in citizenship.
Over seven and a half years of Roosevelt’s presidency the government ran a net surplus of about 100 million in receipts over expenditures and reduced interest-bearing debt by 90 million. Despite Panama Canal costs and nine million annual interest reductions, the outlook remains favorable with no new taxes and some tax relief. The record emphasizes necessary expenditures and ongoing fiscal prudence.
The 1908 farm value reaches 7.78 billion dollars, about four times mining product value. Farmers supply 87 percent of raw materials for major manufacturing, which uses 42 percent of all materials. Gain over 1907 is 290 million. Over ten years farm wealth total exceeds 690 billion. The secretary notes farmer exports contribute magnificently to the nation.
The 1908 review notes favorable trade balance and rising farmer efficiency despite population growth and mass immigration of nonagricultural workers. It credits agricultural science, farm capital, and labor for progress, ending with Thanksgiving praise for farmers who reap as well as sow and invest in better living.
Freeport residents extol local shops for a wide holiday range from diamonds to candy, declaring no need to shop in Chicago. Longtime locals boast prices and selection that beat Chicago or anywhere else, urging pride in buying locally this Christmas and New Year.
President-elect William H Taft spoke in New York on December 7 pledging to guide future policy to aid southern states and strengthen national union He voiced desire to erase sectional lines and keep only friendly emulation between north and south for the country.
The article condemns anti injunction advocates and defends restraining orders. It notes federal courts issued only twenty labor dispute injunctions in five years with no reversals by Superior Court. It argues courts are rarely mistaken in injunctions and claims no innocent party harmed by labor injunctions. It urges both sides to have their day in court.
Henry Clews argues that opening Congress had little effect and the coming shorter session will see tariff issues and railroad scrutiny eased. He predicts Roosevelt’s term ending soon will shift policy to more judicial temperaments and that uncertainty hurts business more than likely tariff cuts.
The article argues that tariff changes could positively stimulate U.S. industry by reducing threats to American manufacturing. It suggests that a tariff revision would not provoke fear and could act as a constructive move for producers.
In his annual message President Roosevelt asserts Congress crippled the government’s land fraud prosecutions after Oregon Senator Mitchell and Oregon Representative Williams were convicted. He argues the secret service aided indictments and calls for broad authority to prosecute officials, or at least an exception for investigators of Congress.
All Fourth class postmasters in Stephenson county north of the Ohio and east of the Mississippi are placed in the civil service by Roosevelt's 1908 executive order. The list includes Baileyville, Davis, Eleroy, German Valley, Kent, Lena, and Wil... They will hold office for life, like Supreme Court justices, despite low pay and hard work.
The text argues the post office department runs a large implicit subsidy by delivering free or reduced services for the government and public. It compares to a water works to suggest recognizing these in accounting. It notes millions in unpaid postage and costs, plus salaries not increased, and mentions proposals to turn post offices into deposit banks.
The passage argues for adding express service up to eleven pounds to the post office to serve the people while competing with private express companies. It contends letter mail remains the government monopoly and questions whether government should run any business in competition with its citizens, noting potential profits and treasury gains if only the letter mail were handled.
King Edward suffers a bad cold leaving him barely able to speak above a whisper. Rumors swirl about remedies as courtiers watch for signs of recovery while the queen inquires about home cures like goose grease.
A Detroit jurist holds the engagement ring remains the man's personal property until the wedding ceremony is performed, implying that the woman owns the ring and related rights after the engagement.
The Quincy Whig attributes a playful line to Tennyson urging shoppers to begin early. It warns that delaying will make the holiday experience feel odd during the frantic season of shopping.
One of these days there will have to be a radical reconstruction of the American post office system. Year by year the demand for such a revolution becomes more urgent. It should have come long ago.
Governor Deneen may soon take a course in agriculture at the University of Illinois to learn corn raising. For now he is largely engaged in cultivating the country members of the legislature.
A shift in opinion notes that relations between the United States and Japan are no longer viewed as the world’s chief menace but as its strongest guarantee. The author suggests the later view is more accurate.
A passenger arriving in New York on the steamer Main had a heart failure after winning five pinochle games in a row. The quip notes that while players boast about royal flushes or five aces, it is usually the other fellow who ends up with heart failure.
Former Governor Yates declines to join the Springfield mayoralty race, saying he will rest in the valley after a laborious and costly trip to the mountain top and is not seeking the office at this time.
A child named Teddy kneels at his mother’s knee for prayers. He recites a traditional verse and pauses, prompted to finish the line about keeping his soul safe through sleep, while the mother cues him to complete the familiar rhyme.
An Indiana woman, described by a down state paper as having the most peculiar names, was born Partridge. Her first husband was Robin, her second Sparrow, and her current husband Quarles. The family includes two Robins, one Sparrow, and three young Quails.
A barrel of ginseng roots weighing under 100 pounds, grown by Messrs. Allen Holsinger and Wakenight of Mt Morris, was sold in Chicago for 6.50 per pound, totaling 610.19 dollars for the owners.
Harvesters and plows fill farms but the washboard, akin to grandmothers’ gear, is cheap. A washing machine runs five to eight dollars, while a washboard costs twenty five cents. This thrift joke hints that such savings allow many men to seek a second wife.
Last Wednesday Joe Nuppenau shot a gray wolf on his farm four miles south of Byron village. He presented the bounty bill to county clerk Adams in Oregon where ten dollars was paid for one wolf ear, addin g to the hide's value in a profitable imuring's work.
Gordon Hardcastle sends his mother a monthly salary gift amounting to 15 dollars for a year starting November 1908. The arrangement, formalized via a certificate, reflects a notable act of family support during the Christmas season.
Few objections arise to the limited parcel post recommended for congressional consideration. The plan would let merchants in towns with rural routes ship packages from their stores to farmers along those routes, expanding local commerce and rural access.
A proposal argues uniting the parcels post to serve each local community would thwart big mail order houses using rural routes and restrict parcels post benefits to home stores and local patrons. The plan emphasizes supporting local commerce and ensuring home-based retailers receive priority in deliveries.
The message honors Santa as a beacon of generosity who has brightened the world and will continue to serve until every poor and lonely heart is comforted, every person cheered, and every child loved. It underscores enduring acts of giving and goodwill.
No legislature can make a law that will enable a man to vote correctly who never gives any attention to political matters. Most of the mistakes in ballot marking come from busy businessmen who lack time for political details. The ballot marking can be improved but an amendment won’t force people to think in elections.
The speaker believes the coming administration will differ from the last, praising Taft as a top diplomat and describing Wilson as a stubborn yet workable ally. They predict no friction between the two leaders and express confidence in a smoother era ahead.
The Pennsylvania railroad shows a sharp rise in women stockholders. About half of the 9,437,889 dollars in the semi annual dividend will go to women from the 314,594,050 dollars of capital stock, reflecting their growing role in the world’s largest railroad system.
Four years ago Deneen carried every Chicago ward by an aggregate 114,562 vote margin, 4,638 more than Roosevelt. This year he trailed the presidential candidate in all but one ward, the Seventeenth, where Deneen surpassed Taft by over five hundred votes. The Seventeenth, Democratic-leaning, was carried by the executive against Stevenson.
A Milwaukee Journal quotation urges fathers to be hands on in their sons lives. It stresses listening to troubles helping with lessons and sharing playtime. It argues a boy prefers a father who is both mentor and friend, discouraging disgraceful conduct and urging active fatherly role modeling.
The piece recalls that Nathaniel Pope, then territorial delegate, single handedly proposed an amendment to the statehood bill extending Illinois northern boundary by fifty miles. This move would have kept Chicago within Wisconsin, altering the city’s future.
Reported plan says Great Western will pass to Canadian Pacific. John M Egan, ex head of Kansas City Terminal, is favored to succeed President Stickney at the next Great Western directors meeting. Egan is close to Sir William Van Horne and led the Van Horne syndicate Brazil properties sold to a French company.
In Ottumwa Iowa Rev Billy Sunday charged that townsfolk are worldly and hypocritical saying there is too much church joining and not enough joining God and criticizing moral laxity. He asked if his message came from the Bible and implied the need for reform in personal conduct.
The passage extols the north wind as a stimulus to life, noting how some seek warmth southward while others welcome winter’s crisp air. It argues the cold enhances vitality, making people brighter, stronger, and more optimistic even as age and ailment push some to migrate.
A druggist counsels cautious perfume gifts describing heliotrope as depressing and wheeping, musk as a stimulant for weak hearts, stephanotis as causing languor, and violet as uplifting and inspiring bravery. He advises choosing violet for a partner and notes effects on mood and behavior.
The text argues drinking should be enjoyed openly as a safeguard against drunkenness. It notes American saloons are male spaces with social stigma for others and criticizes gender separation in American life. It recalls Germany where wives accompany husbands in public drinking spaces, suggesting different social norms about excess.
Dr Emil Hirsch of Sinai Temple urged broader Sabbath observance at a Ravenswood Woman's club meeting. He argued that laws restricting religious exercises to one day conflict with American freedoms and spirit, contrasting with continental practice.
A moral quip warns that bad company taints those who mingle with wrongdoers. The passage contrasts Trny the condemned dog and a stork trapped by a farmer with the danger of associating with knaves. It urges choosing books and wise minds over harmful companionship.
Editors in many states have vigorously opposed the city mall order house in the interest of the home merchant, arguing against commercial monopoly. They claim their opposition has been unpaid and unpaid. The department store man now seeks advertising space and offers fair pay, challenging editors to accept if they can.
Roosevelt argues a boy must grow to support a family, maintain self-respect, and avoid harming others to be fit as an American citizen. He says fathers should preach, warns against overprotective parenting, and urges teaching resilience and work to face obstacles. He notes mothers face hard lives but warns against softening children.
A child recalls nights with a loving father and a distant mother. The speaker remembers games, cuddling on laps, and mother’s absence shaping feelings of growing up. The piece ends with a strong ache for familiar closeness and comfort.
The legislature to meet on January 6, 1909 will form the Forty sixth General Assembly with 38 Republicans and 13 Democrats in the senate and 89 Republicans and 64 Democrats in the house. The joint session totals 127 Republicans and 77 Democrats, a 50 vote GOP majority for the U.S. senator election.
The speaker recalls a father who grew up poor and stifled by harsh family life. A child’s view contrasts simple gifts like a homemade sled with the era’s costly items. The tale hints at past abuse, a stern father who left home at seventeen, and a mother’s disbelief as the father speaks of his sorrowful fate.
The article explains that the annual federal outlay of 1 billion dollars is mainly a bookkeeping total. It notes subtractive items such as 222 million for the post office, about 10 million cash deficit, 58 million for sinking fund operations, 25 million for bank note redemption, and 10 million for the District of Columbia with 5 million returning via taxes, plus 29 million for Panama.
The text states the canal project will be funded by bond sales and will cost far less than $1,000,000,000. It claims the government will end up about $300,000,000 under that figure, with excess proceeds directed to posterity.
The statement presents Theodore Roosevelt weighing in on woman suffrage. He expresses personal belief in suffrage but doubts its importance or immediate benefit, noting Western states without full adoption show no clear gains. He argues equality implies function, emphasizes women's central role as mothers, and suggests action would come when women self-advocate.
A vivid recitation by Rear Admiral Coghlan at a New York Union League dinner on April 21 1800 echoes pro German and anti French sentiment. The verses invoke Mein Gott and Mars while predicting German dominance and American resolve against France and other powers in a period of international tension.
A terse exchange discusses destroying a sparrow named Blobbs and turning the bird into a fashionable accessory for women’s hats, reflecting a bizarre, period noir tone. The dialogue hints at unnatural plots and social commentaries within a compact scene.
In court the bulky officer testifies that the defendant attempted to kill himself after saying he wished to fight the officer. The exchange includes a judge asking for the case explanation and the defendant’s remark about his intent.
A narrator recalls telling his wife about a woman who crafted her own fall gown, and she counters with a tale about a man who earned a million dollars, adding a sharp twist to the conversation.
A reader quotes a remark praising Mr Wigham for always handling Christmas shopping for his wife. The other speaker notes it frees her to browse and price items.
In a humorous exchange, Ruggles boasts gratitude for a big yellow pumpkin won on an election bet with Uncle Hiram and a turkey secured through a raffle.
A fragment notes a caller and his wife near the neighbor’s house where a phonograph played Ti Salvatore. The comment suggests two women talked loudly, adding a surreal backstage vibe to the scene.
Mr Hogan questions a post office sign showing MDCCCX CVIII. Dennis explains it as 1898 in Roman numerals. The gag suggests overzealous spelling reform extends to dates and inscriptions.
The chairman asked if the shepherd would stay if his salary rose by $1000 annually. He replied that even that extra would not allow his wife to outdress the neighbor’s wife, implying pride or social standings matter more than pay.
The Illinois State Board of Health reports 106 deaths in Stephenson County in the first half of 1908 with 117 male and 79 female victims, a rate of 103 per 1000. Principal causes include tuberculosis 15, pneumonia 20, Brights disease 17, cancer 16, heart disease 28, typhoid 1, influenza 6, infantile diseases 12, brain congestion 11, acute bronchitis 4, paralysis 6, cirrhosis 1, stomach disease 8, hernia 7, rheumatism 1, and other external causes 4.
A new electric hair dryer eliminates towel rubbing and vigorous fan waving after shampooing and reduces cold risks from under dried hair. Introduced in Freeport at Frank Raubenheimer's Chicago street shop, the unit uses hot air with one switch and cold air with the reverse, guaranteeing perfectly dry hair and appreciated by patrons.
John Bordin formerly of Minneapolis has relocated to Freeport and accepted a position with Stover Manufacturing.
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