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Newspaper
Cedar Rapids Gazette
Location
Cedar Rapids, Iowa, United States of America
Date
Mar 23, 1978
Page
14
University of Iowa professor Dr Emmett Vaughan warns many insured buyers misallocate funds buying unnecessary coverages at the expense of essential ones He classifies coverages as essential important or optional and urges focusing on financial impact rather than cause to avoid bankruptcy and debt risks
The article compares term and cash value life insurance, urges buyers to focus on how much coverage they need rather than the type, notes cash value policies cost more and may reduce coverage, and emphasizes selecting a competent agent and considering major medical plans and auto discounts.
A federal law that took effect Monday bans harassing late night calls and threats by debt collectors and limits contact to certain hours. It targets collection agencies rather than businesses that collect debts themselves and differs from Iowa’s stricter state law in several points. The two laws set similar penalties up to 1000 dollars and allow debtor suits and attorney fees, with enforcement expectations low in Iowa according to Assistant Attorney General Julian Garrett.
New York fashion notes describe spring accessories from crocheted pouches on cotton rope to lace edged clutches. Options include waist ties, neck hangs, bun bags with wicker baskets, Nantucket style wicker baskets, and rosette belt pockets for casual downtown wear.
Readership of small classified ads remains strong, with readers across sections citing value in brief listings. Advertisers report steady engagement and clear visibility for local goods, services, and notices.
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