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This newspaper page contains 8 articles. Subscribers can read the full text of each article.
Newspaper
Cedar Rapids Gazette
Location
Cedar Rapids, Iowa, United States of America
Date
Jul 21, 1978
Page
8
Louise Cook outlines two main options graduates and buyers face when rates climb. Graduated payment mortgages start with low payments and rise over five or ten years, often with a higher initial rate and larger down payment. Variable rate mortgages begin with lower initial payments and fluctuate with interest, potentially cutting or raising costs over time.
The Federal Home Loan Bank Board notes 9.46 percent average June rate for new conventional mortgages, the highest since 1963. By end of 1977 Americans owed about 652.5 billion on residential mortgages with variable rate loans concentrated in 16 states, California holding 11 billion.
Local Realtors predict rising demand as mortgage money loosens and veterans can qualify for VA loans with low or no down payments. They note starter homes may run $30,000 to $35,000 in surrounding areas while Cedar Rapids options start higher, with preferred neighborhoods selling quickly.
A comprehensive guide explains renter rights and landlord duties. It covers housing versus building codes, pre-visit checks for violations, documenting damages, application fees, and lease essentials. It warns against unlawful lease clauses and outlines deposits and refunds. HUD notes codes enforcement and cautions on retaliatory actions by landlords.
A wife asks how to handle her husband who races other cars and performs risky maneuvers with their children in the car. Abby suggests reporting to police, listing license and car details, to stop dangerous driving before more harm occurs. She also weighs in on another letter about suspicious changes in appearance and a possible affair.
A Cedar Rapids counselor using the pen name Tom Charles replies to a reader letter about changing gender roles. He argues that households must adjust as wives pursue new roles, urging patience with men as they adapt to liberated women's schedules and responsibilities.
A 50 foot statue on Amsterdam Dam Square burned over the weekend leaving only its steel frame. A city beautification group said it set the fire as part of a protest. The $75,000 statue had been installed six weeks earlier to draw shoppers. In 1977 Egypt reported a border clash with Libya claiming 40 Libyan tanks and two planes destroyed.
June housing starts increased 0.3 percent to a 2.099 million annual rate with a 0.9 percent rise in overall housing construction. Personal income also grew 0.9 percent as 700,000 new workers joined the labor force. The median price for a new single family home stood at 55,800 dollars, with regional price disparities noted.
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