Start Saving Early for College Later
Advice on tackling rising college costs through early saving and automatic payroll deductions. It covers projected tuition costs, a sample plan of saving $100 a month for 18 years at 10 percent return, stock investments, diversification via mutual funds, and using a 401(k) to reduce taxable income. It notes colleges may not count retirement assets in aid calculations and begins to address parental decisions.
Choosing college funds custodial or parental control
Peter R Romano outlines two options for financing college: custodial accounts held in a child’s name yield tax benefits and aid considerations, while keeping funds in the parent’s name may reduce expected college contributions and increase eligibility for financial aid. He notes IRS rules, college aid expectations, available grants, loans, and scholarships, and suggests integrating funding into a broader financial plan with guidance from a financial advisor.
Oakvale council to meet in regular session
Oakvale Town Council will meet in regular session at 6 p.m. on Dec. 3 at the Raritan Building with an annual dinner for officials and families to follow featuring bingo games and a gift exchange. The McDowell County Reading Council has been chartered as a local reading council of the International Reading Association serving McDowell County. George Stamper of Bluefield is president and Dean Belcher of Bradshaw is vice president with officers Mandy Gail Hall Linda Richards Carolyn Falin. Call Stamper at 304 436 3222 for more information.
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Oakvale
Raritan
O Bee Booth
Reading Council
McDowell County
Pastor uses humor to open Bluefield Kiwanis meeting
Bluefield pastor Dr. Charles Echols of Bland Street Methodist Church used Church Bulletin Bloopers to engage Kiwanis members. He shifted to a serious note on Thanksgiving, urging gratitude while noting the first-year grief for some families, and announced next week's speaker Dr. Deborah Akers, Mercer County School superintendent.
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Bluefield
Charles Echols
Bland Street Methodist Church
Echols
Bluefield Kiwanis Club
Mercer County School
Deborah Akers
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