Saving for a New Car
This guide urges disciplined saving for a car down payment to avoid owing more than the car’s worth. It covers how a $25,000 car with a $400 monthly loan leads to about an $8,000 down payment, plus strategies to reach that goal and options like cheaper cars or longer loan terms. It also lists steps such as budgeting, reducing high interest debt, a second job, and examining expenses, with a note that Community Resource Credit Union offers help and rates online.