Reverse mortgages and the bull market shift explained
An overview of FHA HECM reforms reducing upfront cash after losses from borrower abuses. The piece weighs future market directions, noting S&P gains, a 2014 outlook, and investment ideas including high yield bonds, Tower Group stock, and guidance from Greg Roberts a veteran financial planner.
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Federal Housing Authority
FHA
Morningstar
Tower Group International
Day of Disabled People Focus Guides Work and Support
The United Nations marks the International Day of Persons with Disabilities on December 3, highlighting worldwide barriers and commitment to aid. In the U S Social Security remains the main income source for many with disabilities and offers work incentives including continued benefits and Medicare or Medicaid. The Ticket to Work program assists with vocational rehab and job referrals at no charge. Tony Williams, a Social Security Public Affairs specialist in Aiken, notes these programs and directs readers to www socialsecurity gov pubs for publications.
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United States
Social Security
Socialsecurity.gov
SSI
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