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Newspaper
Aiken Standard
Location
Aiken, South Carolina, United States of America
Date
Apr 19, 2004
Page
10
The advice suggests budgeting and cash flow planning to curb impulse buys. Start by voiding impulse spending and tracking money sources and uses. Avoid one small daily expense to gain long term financial security.
A compact guide lists common errors such as shopping without a list, shopping on an empty stomach, failing to track impulse buys, shopping for exercise, skipping comparison shopping on big buys, dining out around meals, and buying to compete with others, plus not spending to your plan.
Advice on reducing impulse spending through planning and self discipline. Use a shopping list, shop on a full stomach, avoid shopping for exercise, bracket purchases, delay major buys a week, and spend within your own plan rather than following others.
A simple low tech method uses a red pen to log credit card charges in a check register, subtracting each purchase from balance to see real spending. Commit to one card, pay bills by check, and balance monthly to avoid negative balances.
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