Canadian gay marriage bill triggers religious freedom debate
The long awaited bill to legalize same sex marriage faces sharp opposition in parliament. Conservative MP Monte Solberg warns it opens a Pandora's Box for religious organizations and freedom of religion while balancing equality rights. The opposition warns of a slippery slope and unclear protections. A spring vote is anticipated with divisions across parties.
MENTIONED IN THIS ARTICLE
Conservative Party of Canada
Medicine Hat
Monte Solberg
Liberal Party
Solberg
Education savings plan guides future costs and CESG benefits
By 2021 post secondary education in Canada could cost about 96000. RESPs allow up to 4000 per child yearly with a 42000 lifetime limit. Growth is tax deferred and withdrawals are taxed to the student. CESG adds 20 percent on the first 2000 yearly contributions, up to 7200.
MENTIONED IN THIS ARTICLE
Canada
Non-registered savings can boost RRIF retirement income
Canadians near 69 converting RRSPs to RRIFs should use non registered savings to cover the annual minimum and let tax sheltered RRIF growth continue. The strategy preserves tax efficiency while seeking steady, long term retirement income.
Summary of Registered Retirement Savings Plan
RRSP is a retirement plan you or your spouse establish with tax deductibility for contributions. Investments grow tax free until withdrawal, at which point tax may apply. You may use RRSP funds for a home purchase under the Home Buyers' Plan or for education under the Lifelong Learning Plan.
MENTIONED IN THIS ARTICLE
RBC
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