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New Mortgage Stress Test Rules Take Effect for Homebuyers
The rules tighten the mortgage stress test as of the month start, affecting uninsured CMHC-related mortgages and Manitoba Credit Unions differently. Branch manager Le Ann Robinson notes higher rate thresholds while stressing the test aims to ensure buyers can withstand higher rates, not raise loan costs.
MENTIONED IN THIS ARTICLE
Fusion Roblin, Russell and Binscarth
Le-Ann Robinson
Manitoba
Robinson
Canadian Mortgage and Housing Corporation
CMHC