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Newspaper
Roblin Review
Location
Roblin, Manitoba, Canada
Date
Dec 11, 1990
Page
9
RRIFs have become immensely popular due to flexibility and inflation protection when set up properly. They are designed to pay out assets gradually to age 90, with survivor provisions ensuring payments continue to a spouse if death occurs before 90.
The guide explains naming a spouse as RRIF beneficiary transfers planholder status with no tax cost. It notes funding based on a younger spouse to extend income to age 90 and stresses safety via diversification. It recommends growth through mutual funds with growth securities and optional annuity or GICs, plus flexible withdrawal options from Ottawa’s minimums. Mr. Mardon of Investors Group Inc. is cited.
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