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View Sample Pages : Winnipeg Free Press, February 15, 2001

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Winnipeg Free Press (Newspaper) - February 15, 2001, Winnipeg, Manitoba 2 The Jewish Post fit News Financial Guide 2001 CALCULATE Income Level to 6C to to of RRSP contribution and shares purchased 5 Tax Credit Tax Credit Tax 1 Federal and Manitoba M Personal Income Tax Rate W Bid 4 tax savings through RRSP Contributions 2 tax credits and tax 3 tax credits and tax savings as a 7 investment after tax 3 investment after tax 1 750 750 750 750 and tax savings CALL 925RRSP SftSE NOTES Taxable income is gross income less income deductions allowed by Federal and Manitoba In Manitoba taxable income of an investor is assumed to be the same as the net income of that The RRSP contribution assumes that the investor is within his or her contribution The Federal and Manitoba tax credits are generally available where the investor has tax otherwise payable against which to offset the tax The Federal and Manitoba tax credits may be required to be repaid if the shares are redeemed within 8 The income tax rates are based on the Federal and Manitoba income tax legislation as at December and are the marginaltax rates for income other than capital gains and dividends for individuals resident in RRSP tax savings result from the RRSP deduction reducing taxable income and are calculated at the marginal income tax RRSP tax savings are not unique to labour spon sored investment funds and are available on any RRSP eligible provided the investment is within the contribution Income taxes are payable on the withdrawal of funds from Federal surtax applies where basic federal tax exceeds Assuming that only the basic personal tax credit is federal surtax would begin at tax able income of An investor with taxable income below will have a combined marginal federal and Manitoba personal income tax rate which may dif fer from the rate noted above due to the effect of the Manitoba Net Income Tax and Manitoba Tax An investor with taxable income between and will have a combined marginal federal and Mani toba personal income tax rate which may differ from the rate noted above due to the effect of the Manitoba Net Income and differences between the Federal and Manitoba tax 1800361RRSP or contact your financial advisor 15 Manitoba plus 15 Federal tax Sold by prospectus Past performance may f not be an indicator of future ;