Page 5 of Oct 27 2003 Issue of Towanda Daily Review in Towanda, Pennsylvania

Towanda Daily Review October 27, 2003 Page 5 old newspaper archives

Want a high-quality poster of this page? Add to Cart

Read an issue on 27 Oct 2003 in Towanda, Pennsylvania and find what was happening, who was there, and other important and exciting news from the times. You can also check out other issues in The Towanda Daily Review.

Browse Towanda Daily Review

How to Find What You Are Looking for on This Page

We use Optical Character Recognition (OCR) technology to make the text on a newspaper image searchable. Below is the OCR data for 27 Oct 2003 Towanda Daily Review in Towanda, Pennsylvania. Because of the nature of the OCR technology, sometimes the language can appear to be nonsensical. The best way to see what’s on the page is to view the newspaper page.

Show OCR

Towanda Daily Review (Newspaper) - October 27, 2003, Towanda, PennsylvaniaThe daily review monday october 27, 2003 five finance a do not Call list it wont Stop the phone from ringing but will slow telemarketing interruptions name recall its one of the friendliest most effective business skills remembering a persons name. Yet Many of us struggle to do so especially when we re confronted with a constant Parade of new people. So a few tips to help you remember from Diane Darling the founder and ceo of effective networking inc., a Boston based firm that teaches networking skills. A ask the person to repeat the name if you did no to hear or did t say the name in your head or out make a mental connection to someone you know with the same name. Spell the name aloud a John with an he or without a a create a connect the dots scenario in your mind about their name. If someone a last name is Roberts think of the movie a Bob Roberts or the Kansas senator Pat Roberts. Old new salaries in the Long debate Over whether the Economy really is improving Here a another statistic to toss into the mix the number of people who Are Matching their old salaries when they land a new Job. Most Are according to a quarterly Survey of discharged executives and managers. Hie latest data from the third Quarter show 84.4 percent had at least equated their former salaries the highest since 91 percent in the second Quarter of 2001, according to Chicago based outplacement firm challenger Gray amp Christmas inc. When the Economy was red hot from 1995 to 2000, the annual average was 90.2 percent the firm said. But when business turned sour so did new Salines and the figure fell to 79.5 percent for the seven quarters ending june 30. Workplace pornography Many of us apparently forget that our office computer belongs to the Boss a along with All the internet material you May Load onto it. Two thirds of human resources professionals said in a Survey they be discovered pornography on employee computers. Nearly half of those 43 percent said they had found such material More than once. Itie poll Points to a common employer dilemma the need to balance employee privacy with electronic monitoring of computer Content according to Alexandra Gross Legal editor for business amp Legal reports a publisher based in old Saybrook Conn. A one of the most important things employers can do to protect themselves from privacy suits is to reduce employees expectations of privacy in the first place a she said. A the Best Way to do that is to articulate a Clear policy on electronic monitoring and computer new York apr the much anticipated National do not Call list is in operation raising the Hopes of millions of americans who want to be rid of Pesky telemarketing Calls. But Many who signed up May be disappointed when some sales Calls keep coming. That a because there Are loopholes in the regulations that will allow some phone Sellers to Call. Meanwhile the telemarketing Industry i which temporarily blocked the lists implementation last month a is still challenging the rules in court. Consumer experts say those who join the do not Call registry Likely will see a drop off in unwanted phone interruptions in coming weeks and can take Steps to reduce them further. Consumers May also want to take evasive action now to prevent marketers from switching from their phones to their mailboxes. A certainly look for other ways to get their pitches across a said Ari Schwartz associate director of the nonprofit Center for democracy and technology in Washington . A but people can try to opt out. The idea is to give Consumers More than 50 million americans already have signed up for the do not Call registry maintained by the Federal Trade commission which predicts that More than 60 million residential phone numbers will be on the list before years end. Consumers can add their numbers online at or by calling 888-382-1222. Companies Selling goods and services by phone must delete registered numbers from their Call lists or face fines of up to $ 11,000 per violation. Still Many telemarketers will be Able to continue calling because of exemptions in the rules. Charities and other nonprofit groups such As College alumni associations and Public radio stations Are exempt As Are pollsters and political campaigners. In addition a company May Call Consumers if they have bought leased or rented from the firm in the previous 18 months or if they have inquired about or applied for something during the past three months. In other words americans who ask for a store Catalon or respond to a mail in rebate offer May be setting themselves up for Calls they hoped to avoid. Schwartz of the Center for democracy and technology an advocacy organization that works on privacy issues said Consumers a whether on the do not Call list or not a can take advantage of the new rules to reduce unwanted sales Calls. A if any organization Calls even those with exemptions Tell them a please add me to your do not Call list a and have to comply a Schwartz said. He also suggested Consumers write or Call Magazine publishers and companies they do business with regularly and ask them not to distribute their personal information. And Consumers should be vigilant in avoid dog pre checked a put me on your list boxes when filling out internet forms Schwartz said. His group offers other tips at its web site . Americans who continue to receive unwanted sales Calls can file complaints with the Federal Trade commission said Etc spokeswoman Cathy Macfarlane. A people need to keep records on this a she said. A we need the Date of the Call and either the name of the business organization that is calling or the callers phone Macfarlane added that people who move will have to Register their new Home phone numbers with the Etc. Many believe that marketers who face reduced phone sales prospects will turn to other Means to get to Consumers including faxes and the mail. Faxes Are covered by the Federal Telephone consumer Protection act of 1991, which bans faxing ads without prior consent from recipients. The Federal communications commission polices the act and will be assisting the Etc in enforcing the do not Call registry. Tech test a photo this is a screen grab handout showing a Page from the itunes program. The 95 percent of computer users running Microsoft corp s windows operating system always had a Good reason to envy Mac friends who could run Apple computer inc s itunes music software. It rips. It Burns. It s a Legal music store. And Best of All it s free. Now the windows world can join the party with itunes for windows which is just As full featured As the Mac software. Itunes music store is a standout by Matthew Fordahl a technology writer Apple computer itunes music software rips and Burns songs. It links you to a Legal music store. Its easily downloadable. And now its available to the 95 of computer users who depend on Microsoft windows operating systems. Itunes for windows is As fully featured As the Mac software a and its just As easy to buy songs online at apples itunes music store. The catch is that if you want to Transfer songs to a portable player you be got to use an ipod which Start at $300. Still compared with the windows Competition itunes can to be beat. Installation is simple downloading a 19-megabyte file from apples web site and running the installer. Even in windows itunes resembles a program on the Mac of x operating system. The interface looks like brushed aluminium you la either love it or hate it. The screen which annoyingly does no to resize quite like a windows program is divided into several panes. One is for the source of the music your own Library the music store or play lists that can be created manually or automatically. Another is a search Field. Click on the Rainbow eyeball in one Corner and the View changes for Quick simple browsing by genre artist or album. The navigation scheme is carried to the itunes music store which is always easily accessible and charges 99 cents per track or $9.95 or More per album. Like the original Mac itunes Apple has enabled one Click buying. The music store a on both macs and pcs i now offers gift certificates with regular allowances As a Way to keep kids buying under control. Also impressive is itunes implementation of apples networking technology. With itunes running on my networked Mac and itunes running on my networked windows pc both versions instantly recognized each others music libraries so songs downloaded to one computer could be heard on the other. Apple also has partnered with and offers 5,000 Audi books for Sale. For is 5.95, i purchased Walter Isaacson a recent biography of Benjamin Franklin. The process was As painless As buying a song. I could have transferred it to my ipod and synched it with itunes so that i could always Start listening where i left off. Instead i burned it to cd simply by inserting a Blank disk and clicking a Button. The Book required six cd and itunes made sure that each started where the last left off. In be been listening to it in my car and it sounds Fine. With the Aud Obook Deal Apple is offering something that competitors such As Napster 2.0 and music match Lack. On the music Side the new Napster claims it will have 100,000 More songs than Apple promises at the end of the month. During my tests i tried to find examples of songs available on Napster that Arentt on itunes. I found one Napster has the full album of the counting crows a hard Candy itunes Only has a partial album. Itunes also offers free features that rival Jukebox programs including music match windows Media player and Napster 2.0 either charge extra for or can to do at All. For instance windows Media player can to encode a cd into mp3 format without an upgrade. Music match allows cd burning and ripping but forces users to upgrade in order to do it at the full Speed of their cd drive. And Napster 2.0 does no to handle ripping at All you need a separate program to Transfer songs from a cd to a computer. A pre release version of Napster did have a better radio service that identified tracks and made it possible to skip ahead to the next song. Then again the Napster radio service costs s9.95 a month for a Premium membership. And Napster does no to have an option to automatically synch with its player the Samsung yp-910gps, or automatically generate play lists based on the number of times a song has been heard or How its been rated. 1 was impressed with the Napster music stores full song streaming but that a also part of the Premium membership. Itunes like the free version of the new Napster Only plays 30 second previews of songs before they re purchased. In the latest version of itunes Apple has improved the music discovery features. Its posted More artist biographies and what amount to liner notes. And it s even got celebrity play lists. Itunes also improved its organization of classical music though the identification of composers conductors and performers is still wanting. One thing itunes can to do is play or encode songs in Microsoft a secure windows Media audio format which is becoming the de Facto Standard for competing online music stores. Apple is sticking with the secure advanced audio coding the native format for its music store and its windows and Mac software also support the popular mp3 format. Though Quality is very Good under those formats apples decision not to support Wmk could limit future platform switching. Apple says its songs wont disappear. But they can to be played if you decide to dump itunes and switch to music match or Napster. Around the water cooler Good question How do i get the Best currency Exchange rates when travelling overseas answer a pay with a credit card whenever possible. Making purchases with plastic guarantees tourists the wholesale Exchange rate used by Banks and other financial institutions. The Exchange rates merchants quote customers using travellers checks or Cash Are less predictable and typically Are More expensive experts said. That said the advantage of using credit cards has been diminished somewhat in recent years by the proliferation of fees known As foreign currency surcharges. A they have sparked some controversy a said senior analyst Greg Mcbride. A a Hie question is whether people realize this is something that they re its unlikely most Consumers have any idea about the surcharges a which generally Range from 1 percent to 5 percent per Purchase a since they do not appear As a separate item on credit card statements. Instead the total Cost of each transaction in dollars is listed. A we feel its very Clear a said Desiree fish a spokeswoman for american express which tacks on 2 percent to All purchases made overseas. Mastercard inc. And visa International customers pay anywhere Between 1 percent and 5 percent in currency conversion charges depending on the policy of the Bank that issued the credit card. Mastercard and visa add 1 percent to every Purchase and the Banks account for the rest. Of course there Are other advantages to using a credit card a from the fact that its easier to carry around than a bundle of Cash and there a less to worry about in the event of a lost Wallet. For example the Cost of items bought with an american express card that break or Are stolen within 90 Days of the Purchase Date Are covered by the company. Fish said. But since not All merchants accept credit cards it is obviously important to have a backup plan. This is where travellers checks and an atm card come in Handy. American express and visa charge 1 percent on top of the value of traveler a checks purchased although aaa members can get them at no extra Cost but that a not the Only added expense. Hotels and independently owned currency Exchange outlets often charge a commission in excess of 5 percent to redeem traveler a checks and they rarely convert currencies based on the wholesale rates used by Banks. Travellers might do a Little bit better on the conversion by buying traveler a checks that Are already denominated in a foreign currency or by buying foreign currency inside the United states experts said. As for using arms overseas Mcbride recommends making As few withdrawals As possible in order to avoid multiple surcharges from the owners of the Cash machines and the Bank from which the debit card was issued a big advantage of arms is that they help travellers avoid the unnecessary expense of converting dollars at foreign Banks or currency Exchange outlets

Want a high-quality poster of this page? Add to Cart

Search All Newspapers in Towanda, Pennsylvania

Advanced Search

Search the Towanda Daily Review Today with a Free Trial

We want people to find what they are looking for at NewspaperArchive. We are confident that we have the newspapers that will increase the value of your family history or other historical research. With our 7-day free trial, you can view the documents you find for free.

Start for Free

Not Finding What You Were Looking for on This Page of The Towanda Daily Review?

People find the most success using advanced search. Try plugging in keywords, names, dates, and locations, and get matched with results from the entire collection of newspapers at NewspaperArchive!

Advanced Search