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The National Republican And Ohio Political Register (Newspaper) - January 17, 1823, Cincinnati, OhioOf National Republican h and vol. I. Ohio political Register. Cincinnati Friday january 17, 1823 the Liek Law. An act to create Lim a certain Sec. I. Be it enacted by the general Assembly of the state of Ohio that on any House boat yes it or other water Craft building or build Ings erected or constructed after the taking effect of this act within the limits of the corporation of Cincinnati the mechanics labourers and. Furnish Era for the value of their labor skill and materials jointly or severally therefor on contract with the owner or owners of any of the before named buildings done furnished or provided shall have and hold a Lien. Sec. 2. Be it further enacted that any peril Ion or persons entitled to a Lien under this act la a Hall make a statement or account in writing 1 a containing a suitable description of the proper Way on or toward which labor skill and Materi-1s, or either have been done or furnished the items and amount of each f and after akm oath or affirmation thereto within two nth after such labor done skill or Mnteri-1s furnished or provided shall file the same in he recorders office of Hamilton county Bich account or statement when so made acid led shall for two years after the commence not of said labor or the furnishing of said a Erias operate As a Lien on the several descriptions of buildings in the first Section of this act above named when any labor skill and materials or either be done furnished or provi idea 011 a written contract the same or a copy thereof shall be filed with the account herein f required Sec. 3. Beit further enacted that every per a son or persons holding such Lien May proceed to obtain a judgment for the amount of his or their account thereon according to the course of Legal proceedings in like cases and when any suit or suits be commenced on such account within the time of such Lien the Lien shall continue until such suit or suits be finally determined aum satisfied. Sec. 4. Be it further enacted. That when the owner or owners of any House or building Ofa be description contained in the first Section of mis act shall suspend the Progress or completion of the same without the consent of such labourer mechanics or furnishes or if their Ogress or completion be suspended by the cease of the owner or owners at a stage in from its or their unfinished state the i dings would go to waste the labourers memos and furnishes thereto or any of them a at their election proceed with the same their own costs so far As to enclose such siding or buildings and ther by prevent such Aste provided the work so done after said spen9ion, shall be according to the contract and upon the same plan intended by said of ter or owners. Sec 5. Be it further enacted. That if the Erson or persons employing As owner or Owers of any building or buildings of the decryption contained in this act at the Tima of suspension or completion of the same be not assessed of the legs but equitable title to the ground on which the same be erected if the same be a fixture and the fact of such defect of title be made to appear to the court before whom any judgment or Jim Manu. This act May have been obtained or if the same be returned by any Legal officer to whom any i execution under this act be directed in either Case the court shall direct the officer who has returned or who is authorised by the Law to serve such execution to rent or lease such building or buildings until the rents and issues thereof shall pay and satisfy the several liens on which judgments May be had against the same provided this Law shall not. Be to construed As to interfere i h prior Bona fide liens on grounds on which said building or buildings a that be erected if Fla uses Sec 6. Be it further enacted that in All other pases of judgment or judgments obtained in Skvor of any Lien Holder or holders if the pro a Terry bound by such Lien will not sell on exe aution As provided by Law in other cases having been once duly offered the court before whom such judgment or judgments be obtain Jed May direct the officer aforesaid to lease the same in manner and for the purpose pointed but in the pre it Eding Section Hereof in capes where the Money May be collected by said officer on lease or leases made under this act it shall be his duty forthwith to pay the same in court where the judgment or judgments were obtained which Money shall be distr ibid to the several Lien holders interested in lid judgments in proportion to their severs a Manda and the officer giving such lease or uses shall therein require the payment to he Ide to him or his successors in office which inc lessor or successors shall have the same a wer and perform the same duties therein the maker of the lease or leases should or _ mid do Sec. 7. Be it further enacted that All Lien or liens before the property on which Tjie same attached be sold or leased under this act May be discharged by the payment of judgment or debt with ail Legal costs and if any Lien Holder or holders after the same be duly rendered to him or them shall proceed at Law or shall refuse to give a. Due discharge from such Lien then such Lien Holder or holders so proceeding or refusing shall forfeit All Lien and pay All a costs. Sec. 8. Be it further enacted that if the owner or owners off property which is subject to a Lien tinder this act by without reach of process or resident without the state of Ohio any Lien bolder or hold re May proceed by attachment Fig Anat the same As in other cases and the court before w Hom the same attachment is pending on the entry of judgment or return of the proper officer shall have the same Power to order lease or leases As is Given in the 5th and 6th sections of this act. Sec. 9. Be it further enacted a that All executor and administrators under this act shall have the Tarne rights and be subject to the same liabilities that their testator or interstates would or might have if living. Sec. 10. Be it further enacted. That the re Porder of Hamilton county for filing and recording contracts and accounts under this act Bdl he paid the sane fees that he is legally entitled to in other cases. Sec. It be it further enacted. That this act shall take effect and be in Force from and after a the first Day of april next 1823. Jet from the National Gazette. Thoughts . 4, my preceding observations were committed to paper before the publication of to report of the committee and the a sex Quot Fiona of the president of the Bank of jolted states. Many of the Cir Tim is mentioned by him Are deeply to a greeted but As an examination into conduct of the directors of that institution is foreign to when the principles adopted by them have not proved essentially prejudicial to the interest of the Bank the remarks now offered on that report and exposition Are proportionally restricted. My observations Are therefore confined to the present state of the Bauk its future prospects and the proper Means by which its Stock May be rendered profitable and its operations beneficial to the Community. In pursuing this course it will be necessary to dissent in a material degree from the principles and opinions of the Bank committee. Hence it is proper to adduce Iny reason for that disagreement More circumstantially than might otherwise have been requisite were they not opposed to the opinions of the very respectable gentlemen who prepared that report. The demonstrative unimpaired state of the Bank must prove highly satisfactory to the stockholders and although at the present moment a Quot part of that capital cannot be considered As operative we May reasonably Hope i that the period is not far Distant when the whole of it will be sufficiently within the control of the directors of be applicable to banking purposes. The Prospect in relation to future profitable dividends is indeed less flattering and it is my intention to attempt to prove that other Means �o��nthd8e it Rop it sed by the committee will be Pete vary to enable the stockholder to receive a reasonable interest forum Money. It has been stated Ink former essay that the Only fund on which a Bank can discount beyond its actual capital is derived from the circulation of its notes and the deposits of its customers and it Wilt doubtless be admitted by every individual practically acquainted with banking that no Bank can prudently permit its Loans materially to exceed a Moiety of the sums derived from these sources. These remarks Are not applied to those trifling institutions which exist by expedients but to Banks acting upon a Large scale and guided by fixed principles. Now to enable the Bank of the United states to make an annual dividend of six per cent it must in addition to the capital effect Loans the interest of which will amount to a. Sum sufficient to cover the following items. First. One per cent on eleven millions loaned to government at five per cent being one Hundred and ten thousand dolls. Second. The annual appropriation accessory to extinguish tie of tuft pay the Premium of the loan and furnish a fund for reducing the banking houses to the sum which they will probably produce at the expiration of the Char ter estimated by the president at one Hundred and Twenty thousand dollars. Third. A sum sufficient to defray All the Ordinary and extraordinary expenses of the Bank and of its branches. And lastly a fund adequate to counterbalance the bad debts which under the most cautious management must amount to a considerable sum. By the report of the committee it appears that the amount in circulation deposits and unclaimed dividends which May be considered As deposits is 12,363,126 dollars the interest on one half of which will not be sufficient to meet the charges that have just been specified. The principal attention of the directors ought therefore to redirected to an increase in the circulation of their paper and in the number of their depositors for it most be evident that the Bank never can Prosper until both these objects Are accomplished. The deposits of the Bank and All its branches at the period when the report was made Only amounted to 6,906,000 dollars and this included the deposits of the treasurer of the United states and of All the officers employed in collecting the Revenue. Deducting these deposits the residue probably does not materially exceed the amount of the deposits of our state Banks located in their notes in circulation amount to no More than 5,456,000 dollars. I do not possess the Means of estimating the aggregate amount required by the u. States but that gun Fig insufficient to Supply the circulation of the state of Pennsylvania alone. With the Means possessed by the Bank of the u. States such a statement would indeed he surprising did not the exposition of the president disclose the causes which produced it. A Bank struggling for its existence and sedulously employed in guarding against impending evils had neither the Leisure to prepare plans of future Extension nor ability to carry them into effect. But the storm is now blown Over and measures for the permanent improvement of the Bank Are to be adopted. Possessing More ample Means than the state Banks the Bank of the u. States May greatly increase the number of its customers by a More steady and uniform Supply of their wants but the former will always receive the support of a considerable portion of the depositors because they Are Domestic institutions and the Stock being principally held by citizen residing at the places where they Are located the stockholders will naturally support them by every Meaos in their Power. The Bank of the United states has no such difficulties to contend with in relation to the circulation of it notes in this Branch of its operations it possesses a decided advantage Over the state institutions and the rao9t particular attention of the directors ought to be directed towards its improvement. The deposits Are subject to great Atid 9tjdden reduction hence a dependence upon them for discounting operations is bore precarious. The circulating me ilium or in other words the sum necessary to effect the Exchange of property in the country is much More permanent in its nature and is rarely affected to any considerable degree except by the increased or diminished prices of productions of the labour and Industry of the state but in the Ordinary course of things the variation ip4fiose prices is Seldom so great As to shaky any serious alteration in their agg a Gate amount. It would Cei mainly be a ridiculous measure on the part of the Bank to attempt to increase that circulation by any expedient. No More than the sum necessary to effect the objects i have mentioned can Ever be kept in circulation because the excess would flow in As rapidly As the notes would be issued. The value of a Bank note is increased in proportion to the extent of country in which it is available As Money and if it were possible to Render its circulation co extensive with Gold and Silver it would be More valuable than the precious metals. The great object of the Bank ought to be by a steady and uniform policy to displace that inconvenient circulation which being confined within narrow Bounds embarrasses the Trade and impedes the Exchange of the country. This policy which it is now in a situation to pursue would be equally beneficial to itself and to the Community. Mistaken indeed appears to me to be that View of the subject which induced the committee to recommend an application to Congress to enable the Bank to restrict the payment of its notes to the places at which they Are issued. The True interest of the Bank requires that its notes and the notes of each of its branches should be payable at All the others if this system were once established the notes of the Bank of the United states would eventually become the permanent circulating medium of the country. Nor is there any formidable obstacle to such to arrangement if As i cannot permit myself to doubt the branches act in conformity to the directions of the Daren t Bank if the a Mirmil. Tedio Colt r a Vene them every attempt on the part of the Bank to promote the general interest must be unavailing. I am conscious that under a management similar to that which guided the primitive operations of the Bank the present plan would be totally impracticable. The idea of a limitation of discounts appears to have formed no part of the general policy of the institution each Branch extended its discounts to an indefinite amount provided the Money was not drawn from its own particular vaults hence arose the sudden Quot Transfer of vast sums from one Pas t of the Union to another which in the regular course of Trade we it uld never have occurred. Neither the Hank nor its branches should be induced to extend their discounts upon the principle that the customer will receive payment in notes but All should be provided with the Means of furnishing applicants with notes to the full amount of their wants these notes Are not issued without a valuable consideration and for every Dollar thus put into circulation the Bank will have its specie in its vaults. Under this arrangement it Wilt sometimes be necessary to transmit specie from one Bank to another but this will Seldom be the Case except in relation to places situation the Seaboard and can always be done with expedition and at a trifling expense. The Western states have but Little specie and if a currency of equal value were once Stab trailed they would have no temptation to seek a Supply at the Hazard and expense of its transport. Any apprehension of specie drafts from the Western states must be confounded they do not possess the Means and if they did they would have no temptation to enjoy them. Thus the Bank possesses the Means of increasing its circulation to an extent commensurate with the United states. It will necessarily require time to bring those Means into full and successful operation but when that desirable Point is attained the consequent benefits conferred upon the stockholder and the Public wifi be great indeed. The opinions which have been offered in the course of these essays proceed from a citizen who has not been inattentive to the Progress of banking in the u. States and who has enjoyed of observing the practical results of Many of the systems which have been adopted. They Are submitted from a hope1 that they May prove usef Fil and not. With a View of censuring or applauding any party whatever they have been written under a firm belief that if the Bank of the Teji status keeping in View those principles by which alone a great monies institution can Prosper will reject All temporary expedient and judiciously apply the Means which it possesses in promoting the great ends for which it was erected its future Prosperity will be secured and it will realize the an tic i a Ion of its founders by becoming a Benefit to the Community. But if it adopts the erroneous principles by which Many of the local institutions Are governed if accommodation is measured out to its customers according to the weekly fluctuations of its vaults if in seasons of plenty that plenty is increased to profuse on and in seasons of Scarcity the pressure is augmented by the Agency of the Bank it May continue to exist but wifi never be an object of general or permanent Utility. A a citizen. F0reigk Intelli Gokce. Selected from London papers received at Kew Fork by the Columbia. From the new York Spectator of dec. 27,1322,the greeks. Every Friend of humanity every one who sincerely desires the emancipation of the human race from despotic Thra Dom must rejoice with us in the confirmations of the victories obtained by the greeks Over their barbarian oppressors. Even the austrian observer hitherto so hostile to the cause of Freedom in Greece that it would not admit of a single advantage having been obtained by the patriots now explicitly concedes that the turks have been driven Back upon Corinth. And on a comparison of the accounts with those received at Philadelphia there is no doubt that the greeks re occupy that City. The London courier however announces it As an occurrence of Little moment As affording no ground a for a he haunting accounts which have been circulated of the successes of the had England been invaded by a foreign Force and London fallen into the stands of the invaders we strongly suspect Fiat the courier would have considered the defeat of these invaders and the re occupation of the capital by British troops As a legitimate cause of Quot we cae not what these Adverse journals May think on this sub jct for to us it appears that if Ever a nation on the Earth had cause for exultation the greeks have it in a pre eminent degree and May now look Forward with some Confidence to a consolidation of thei r liberties As the result of their Gallant resistance to the barbarians. Cho Urschil Pacha is blamed for the disasters which have befallen the turkish army and Wilt probably be sacrificed by his employers because he could not command Success in a cause which they ought to have been aware could never succeed because. It was Souter save or every principle or jus Tice the London morning chronicle of 28th october has the following paragraph City tuesday arrived this morning at the poet office from France and Holland. By the former let ters have been received from Vienna dated on the 9th current which communicate the pleasing intelligence of an express having arrived there which had left constantinople on the 18th ult. Bringing a full confirmation of the defeat of the turkish flee by the greeks in which the barbarians lost six ships and the remainder of their naval Force had been completely dispersed. The same advices also affirm that the total destruction of the turkish army which had invaded the Morea was generally known in the turkish Greece is consequently enabled still to afford Protection to her Christian population during the ensuing Winter and the ultimate Success of her mighty efforts to be free becomes daily Inore probable. The turks. Constantinople sept. 25. Another measure has been the order for bringing in All the objects of Gold and Silver which tends to put a fighter Money into circulation by qui Tupling the nominal value of All the Gold and Silver coins. It is easy to see to what All this will Lead. The embarrassment of the Porte augments daily and though we enjoy at present great Tranquility an approaching crisis is dreaded. Two months have scarcely elapsed since we heard As certain that Russia would not commence hostilities and unfavourable news for the turks succeed each other with since the 22d, the Porte has received official intelligence of the re capture of the town and Post of Corinth the Citadel was then still in the Power of the turks. It seems certain that the Morea hag become the Tomb of the Mussel cannot yet accustom ourselves to suppose the insurrection wifi have any important results because the government continues to treat it with profound contempt., a year ago they laughed at the greeks six months Back their conduct was criticised with severity now More attention is paid to their cause. If the events of the Morea began to attract More attention the news which the Porte has received from Mesopotamia and Armenia is still More afflicting for it and has caused a great sensation among the Mussel men. The news brought by the couriers is that on the 12ih of sept the turks to the number of 50,000, had been Defeated at Trebizond and that the persians had in consequence entered the town a that All Mesopotamia and the greater part of Armenia were actually in their Power and that a persian army waa advancing in Anatolia finally that the greater part of the towns of Armenia along the Black sea had revolted. If the Porte does not quickly succeed in making peace with Persia the result of All these events May be very important. From every part of the Empire there arrives news which announces the approaching dissolution of this barbarous government. Firman follows Firman and the turks expect assistance from foreign governments against the greeks and persians. Discontent is mounted to an extreme degree because the weight of the taxes is borne almost wholly by the Masse i men. The e greeks w to were in this capital have fled on All sides and on sept. 20 a great number of their houses were set on fire by the turks. To All these misfortunes there must be added the devastation of the greater part of Syria by earthquakes which had not ceased on sept. 5th, for the same Day a new stroke threw Down edifices at Aleppo which had before resisted its effects and Only one habitable House remains in that City which has lost 20,000 inhabitants besides an immense number of wounded several Rich people and the foreign consuls have had houses built of wind in the gardens to pass the Winter. Many other towns of Syria have also suffered More or less from the same cause even at Damas and the Island of Cyprus slight strokes were Felt. In the midst of their disasters the turks crowd their mosques and predict the dissolution of their Empire. London october 29. It is confidently affirmed that the statements contained in the following important article Are authentic a a a it is asserted that the emperor Alexander b far from being pleased with the latter Pait of lord Strangford a Nego Ciacio no and that his Imperial majesty a dissatisfaction is proved by the reception he has Given to the Noble lord. Soon after the arrival of lord Strangford at Vienna a note was transmitted to the ministers of the four Powers by Coon Nesselrode in which he commenced with reproaching the British ambassador to the polite for not vindicating As he ought to have done the dignity of the russian government by energetically repelling the vague allegations of having secretly instigated the first rising of the greeks which. Had been so repeatedly brought against the Imperial Cabinet. The subsequent part of the note embraces three Points on the acceding to which the sending of a minister to constantinople was to depends -1. The run Isfan ctr verment find fit out the alter native that the divan Sha i either Send a plenipotentiary to the Coni Gress or by a series of facts prove its firm Resolution to execute the dispositions announced in favour of the greeks. �?o2. It is stated that the divan shall make an official declaration to the russian government of the nomination of the Hospodar and of the evacuation of the principalities of Wallachia and Moldavia bulb turkish troops. Quot 3. A demand is made not Only in favor of the russian Commerce but of that of All other nations navigating under the russian or any other Flag whatever for the same advantages of free navigation to the Black sea which they enjoyed before the greek insurrection but of which they have been deprived under the frivolous pretext before stated that Russia had Given Aid to the revolted greeks. A a this note which wifi form one of the first subjects for the conferences at Verona will Lead to the adoption in concert by the Powers of a new proceeding the knowledge of which will probably be transmitted to the Porte through the medium of lord Strangford on his return to . London november 2. An express arrived yesterday morning from Madrid which left that capital at Midnight on the 25th ult. Bringing papers and letters to that Date inclusive Ike latter state that the sum to be raised in Loans has been declared by the government to be 40,000,000 reals a de Rente a answering to a capital of 800.000,000 of reals equivalent at the present Price of Spanish securities to about 5,600,0001. Sterling. Several agents appointed by capitalists in London and Paris were in Madrid for the purpose of making proposals for supplying the Spanish government with that sum or different portions respectively. Madrid was in a state of perfect Tranquility. It had been determined by the ministry to bring to immediate trial those Noble up n suspected of having favored the insurrection of the guards on the 7th of july. The Spanish charge affairs at veto a who was known to the Duke of Wellington Many years ago has availed himself of that circumstance to procure an interview with his Grace from which he hoped to draw some hints of the intentions of the allies with regard to his government without putting Forward his diplomatic character. Senor Rumeiro accordingly addressed a note to the Duke of Ciudad Rodrigo the Duke of w Al bog ton in which he expressed his wish to pay hit respects to him and requested his Grace to fix his hour. The Duke replied in a very obliging manner and received him on the following Day. His Grace himself speedily turned the conversation of the Spanish question and without any circumlocution declared to Senor Sameiro. That England was firmly determined not to Al

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