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New Philadelphia Times (Newspaper) - May 3, 1894, New Philadelphia, Ohio Circulation 1,600. Remember this when you Plant your advertisements. New Philadelphia times % the largest circulation and the Best advertising medium. Volume in. New Philadelphia Ohio thursday May 3, 1894. Number 19. Qom Vavial the great sugar Trust is enriched $22,000,000 a year under the Mckinley Tariff. Local melange. Fia i _ a a powder jobs Ohiley pure a Cream tartar baking powder. Highest All in Leavening strength. Latest United states government food report. Royal Bakin powder co. 1 Gnu St n Vii u Al t some clothing houses did no to buy full Stock this season Browne amp Myers did. Some people did no to know where to find a Stock new fresh sock less Jerry Simpson Kansas j has been quite ill. He probably j washed his feet and caught cold from the change effected. Justice Over in Zanesville must be Down to a Fine Point. A woman was j arrested and fined the other Day for calling a Man a did dude. Columbus is clamouring for the democratic state convention to he held in that City this year. That City gets the Republican convention anyhow june 5th. The election tuesday As a successor to late congressman Houk in the Dayton District resulted in the democrats carrying the District by 2,500 majority for a email pouch1�?T sorg. The republicans the Ohio House made a big feint at Temperance legislation but they dared not pass the Bill. The policy leaders said it Ouid ruin their party and yet they pose As the Temperance party. Personal and otherwise gathered Here and elsewhere. The girls have won men Are Down for Daisy dear and Sallie the pretty maids within the town from Avenue to Alley May Don their coat and proudly vote with polities May Dally they re dancing from toe to Crown for ballot not for Ballet. Beautiful growing weather. Additional local fourth Page. Job printing at the times office. Mrs. George Stiffler is in Canton. Special inducements Sale Bills. H. A. the woodworker. The times and n. Y. World $1.05. Four weeks More then decoration Day. Wesley Welty Coshocton was in town monday. Mrs. William Smith was the guest her sister monday. Jacob Taylor Steubenville was visiting in this cite last week. Senator Brice the a prodigal Sony Ohio has returned to the democratic fold after a season a riotous living in tin Republican Camp and will now support the Tariff Bill. Shall we kill the fatted calf Venezuela who used to Trade at least $6, xxx ,000 a year with the United states has since the Mckinley Tariff brought the figure Down to $184,000 last year. Of yes protect Home Industry and keep it Here and let it rot before having a foreign purchaser. Styles. Mensa sluts made 85.00 to 820.00. The great Coal strike is causing the Iron Mills the country to shut Down and will soon effect the rail roads. If the strike continues Long the business interests the country will he prostrated and in a deplorable condition. The miners will in doubly win this time As they Are almost unanimous in their Effort. % by the Triumph the republicans in Rhode Island there will he an election another member to the . Senate in the person Peabody Wetmore. The Philadelphia record remarking the subject says a it is one the fruits Republican policy to till the land with nabobs and give them seats in the the wily member Congress who does not attend to his duties will now lose $14 per Day just As a Workman loses his Dollar a Day if he remains away from work. Congressmen complain hut they must take their dose and there should not he any reason for their fault finding. They were hired to attend Peoples business paid for it and should not neglect it without being docked. Mensa suits made to order 818.00 to 840.00. Fine dress gloves $1.00, $1.50 $1.75, $2.00, the new Kansas ballot Law requires that a the lower limbs the voter As High up As the Knees shall be visible from the out Side while the voter is in the Booth preparing his ticket the lower part the Booth having been left open for that this is the severest blow to woman suffrage that has been dealt in Kansas. The same ballot Law is to be availed in this state. Will it Knock out the dear ladies Here coloured shirts with two collars detachable a couple pension attorneys this state have been disbarred. They were found guilty Gross fraudulent practice cheating soldiers and widows and robbing the government. They were republicans pronounced Type hut the love for the Soldier was like the party to get their men by and their votes. The pension scandal will cease when All these Sharks Are kicked out to earn a living by some other Means. Jack Morgan Cambridge Sun Dayed in new Philadelphia. John Gavin Leetonia o.,visited friends in town last week qui Vive will meet at the Home mrs. M. A. Boothe monday eve. Try a a a liner in the times. The people watch for bargains sure . And mrs. A1 Boon rejoice Over the arrival a line Hoy tuesday. Miss Bell Rice and Daniel Gannon called miss Lulu Wells monday evening. For a Fine suit made to order go to David Maurera a w. High St. 18-3m . J. M. Smith and family leave today for Galveston Texas to spend a few weeks. Sec the summer suiting at David Maurera slate style w. High St. 18-9 anted�?500 bushels potatoes. Spring Bros. Bert Carnahan Dennison made a Short visit with the family . Wells sunday. Died saturday last the 12-year old laughter mrs. Maggie Woin Fler pneumonia. Misses Mcfadden and Himes Newcomerstown Are guests . And mrs. Shott. V. Kerper new Philadelphia was calling friends tuesday and chronicle. Mrs. We. Scott died at Sherrodsville the 18th not. She leaves a husband and two Small children. For a Good fitting dress Call at the parlor Miller life fonts North Broadway. 19-4 mrs. Will Hanlon new Philadelphia Ohio is the guest her parents Standard. We have a full line silk vests to close. Jno. Adams amp son Welty Knisely Block new Phila. Miss Hattie Wettach returned from new Philadelphia tuesday after an absence two chronicle. Mrs. H. E. Espenschild and Little son Harold is visiting her sister mrs. A. A. Hoffman at Baltic Ohio this week. The Tuscarawas county sunday school convention will be held this year at port Washington june 12, 13 and 14. A special ten Days Sale suits. Jno. Adams it pc son Welty Knisely Block new Philadelphia Ohio. Grandma Mentzer new Philadelphia is visiting her daughter mrs. Ella c. Petreh this m ineral Pointer. Mrs. Bessie Schweitzer and Little Oliver started for their Home in Minneapolis monday. Misses Edna Nickles Bertha Diffen Baugh and Gertie Knisely were in Uhrichsville last week. Miss Jeffrey and . Malony Uhrichsville were guests miss Fannie Galbraith Sabbath. Bids arc being received for the grading and construction the new electric Road to Uhrichsville. Misses Daisy Dodd Carrie Niles Millie Niles and Tea Savidge spent last thursday in Uhrichsville. Best assortment screen doors and windows at Geiser amp Kuenzli. 19 3 . And mrs. Hart and Little Minnie Shanesville visited their sister mrs. N. Pratt the past week. Our Jolly Friend Billy Evans Cambridge was visiting his old friends in this City Over Sabbath. Miss Jennie Andrews Chicago returned Home saturday after a pleasant visit with the family . Dugal. Or. John c. Joss has taken in As partner in business his son John e. Joss. Business will he conducted in All branches same As before except a larger scale. We. Shank a Young Man this City while Riding the platform a freight car let his leg get Between the bumpers. For his carelessness he received a broken leg. Boys it does not pay to ride that Way. The base Ball game Between the Grays this City and the Trenton nine was a Walkover by the Grays �?15 to 1. The game ended so it is reported in a Small sized scrap. Boys we Are ashamed you the funeral . J. J. Streb near canal Dover took place Friday afternoon. It was attended by an immense crowd people. The k. Of p. Order had charge the funeral and the ceremonies were very impressive. Charles Weaver township has purchased acre farm John Klim . Weaver is a first class Farmer and has now 260 acres land. He is one the Farmers that make Money. The famous Deering binders and mowers now have Ball bearings like a Sycicle. Save your horses by buying Waltz amp Schweitzer. New Philadelphia Ohio. Itaf mrs. A. E. Miller and mrs. Emma y j. Fonts parlor in the Welty Knisely Block North Broadway Over Davis amp urn ferns store. They respectfully solicit a share the Public patronage satisfaction guaranteed in every respect. E. W. Neff has been awarded the contract for the construction the big barn for the new Philadelphia brewing co. He is a thorough Mechanic both As a Carpenter and millwright and will give them a Good Job. Two front rooms and two rear rooms for rent Over the jewelry store Espenschied called Home at eighty two. An old and respected citizen pases away to a peaceful rest. Death in its strange and constant doings plucking Here and there a hostage like a fair Damsel culling tie Flowers Spring wrapped at the threshold David Judy and bade him prepare for his journey to the spirit land. The warning was not sudden for father Judy had been permitted to look upon the blossoming 82 Summers More than is allotted to Man in general and the thread life was not severed in a twinkle hut came slowly and gradually. The messenger was not an unwelcome guest nor had . Judy spent his life in vain for the deceased calmly resignedly and with full Power and vigor mind to the last looked upon deaths icy hand slowly but surely drawing him into its silent embrace Only said he was ready. Not a murmur did he utter during the Many months that he was passing through the trying ordeal and the last was a peaceful sleep. The spirit took its flight 27th inst. The deceased was Horn near new Philadelphia in the year 1814. His parents came from Switzerland and settled in this county in 1803. Or. Judy was Well known in Tuscarawas county having been a merchant in new Philadelphia for Over 40 years. He held the office county assessor to which he was elected in 1837. He was also county auditor elected in 1846 and for a second term in 1848. He retired from Active business 10 years ago and for the past two years has been confined to the House. The deceased was married in 1844 to Elizabeth Welch whom he leaves a widow and six children. The children Are mrs. John l. Russ Chicago Charles w. Judy new Phila., mrs. W. H. Hilton Uhrichsville Mrs. I. Custer new Phila., John w. Judy Cleveland and mrs. Leroy Mcgregor now Phila The funeral took place from the family residence East High Street monday april 30, 1894, at 2 p. M. Buy the Deering Ideal Mower that t first prize at the worlds fair. It is the Only Mower made with Ball hearings. W a i re so h w e i to i a 17tf new Philadelphia Ohio. Brandt Road to Coal Fields. The newly organized Coal company have opened a dressmaking in Jer tie management w. A. Lawrence i Hundred for $3650. A sensible View. We publish below an extract from a letter we received from a Friend . Morris Shisler Windham Ohio. He takes a very sensible View the business and political situation our country u it is True times Are close but the cause is not so much a political trouble As other causes. Wheat at i 50r 6<k�?~ a Bushel and horses at the present prices leaves the Farmers Short millions dollars and As you j Are Well aware farm property keeps j up the manufacturing industries. Bor saving machinery has got in its work damage to the country Over production Etc. Electricity and by i cycles take the place horses. Gang plows and the Western country can produce wheat at such a Price that the Middle states will go into bankruptcy in trying to raise the crop that usually in Good times brought from $1 to $1.60 a Bushel. Those two items alone the wheat and horses the Money crop for Farmers is sufficient to Cut a wide Swath in the Prosperity the country and politics cannot make a Market for the people to sell their wheat and horses at a Good Price. I am sorry that the democrats Are in Power at this time. I would rather see the republicans have the pleasure carrying the natural depression the times. Hard times put the democrats in office and the same cause will put them out and so it a gala Day in Uhrichsville. The Odd Fellows Celebration in Uhrichsville thursday was a grand Success. The Day was Fine and the attendance was quite Large. There were probably four five thousand people present. About seven eight Hundred members the order marched in the procession which made quite an imposing appearance. There were Many Odd Fellows from Cadiz Canton Stuberville and various other towns. Dinner was furnished the members the different lodges by the citizens Uhrichsville. At 2 p. A the Parade took place forming in Dennison marched to Uhrichsville and Hack to Dennison. The speaking was held at the opera House in Dennison. Good music was furnished by the bands and the Day was seemingly enjoyed by All. Systems insurance. Almost sixty years i do not deny you believe. Now turn to the first if you want a Beautiful complexion use Rishi Forth a Rose Cream. 14tf 50 cents. The Best values in the country. The newest hats fresh from new York. We other new neckwear the latest fabrics and Best shapes Worth looking at. N a a watch for our new Straw huts i the brazilian a a revolution has turned out to be a simple rebellion some Genius has stated the Case in rhyme thus treason no Var prospers. A Bat a the reason Why when it prospers none dare Cal it treason. May confidently look for an uprising in Brazil even before the ashes the one just put Down get cooled off rebellions in South America Are not suppressed by being suppressed. According to the Philadelphia record the Large delegation workingmen who went to Washington to influence legislation the Tariff made the trip in the finest train Pullman Palace cars that Ever went out Philadelphia. The commissary car was stored with All kinds wines liquors and cigars. The expenses were paid by the consolidated manufacturers that City. This statement has been verified by the Washington and Baltimore papers. This is a pretty How to do for poor working men to travel around in Palace cars feasting the Best the land trying to intimidate Congress into the belief that they Are suffering from the effects the Wilson Bill. The people Are begin ing to get their eyes open to sue Hyp Cracy. Browne amp Myers the new clothiers and furnishes new Philadelphia Ohio t3tn. B. Why can to we make your new Spring suit the Chicago Herald says that it looks now As if the Young Napoleon Mckinley might reach his Waterloo sooner than even his opponents predicted. His administration affairs in Ohio is overcast. He has failed to meet the expectation his friends. There Are ugly rumours and what recently were surmises Only have now become facts. There Are irregularities and shortages and scandals in his administration scarce three years old. There Are accusations and Crim nation and recrimination. There Are attempted explanations which Only confound. And in the midst the confusion governer Mckinley seeks to divert attention by going hither and yonder mounted in his old Armor and rallying wherever he can his party Fol Fowers to follow his plume and his eyes turn to the White House. Meanwhile he leaves Liis own Capitol behind about which there is an uglier growth and around which there Are More scandals than were Ever before known in the history Ohio the Dover Iron Mills have closed Down for want Coal and the new Philadelphia Mills can not run Long until their Supply is gone. We will save you Money by buying suits pants and vests us. Jno. Adams amp son Welty Knisely Block we. Cox Coshocton who was badly bitten by a Rabid cow is at Chicago receiving the Pasteur treatment with beneficial Success. Ladies done to fail to Call at the parlor Miller amp fonts for the latest styles and Best fitting. Our prices As reasonable As any in town. 19-4 mrs. Isabella c. Thompson widow the late Thos. A. Thompson died at her Home East ninth Street Uhrichsville april 22nd, aged 77 years. Try a Box the celebrated Pearl polish for brass Nickel and silverware any thing that tarnishes at Halls jewelry store e. High St. 18-6 the local Crew Lake Erie amp Wheeling make their Lay Over at Sherrodsville now leaving there in tie morning and returning in the evening. Are you going to Cadiz May 17th? that is the Day the town will be thrown open to the world to witness the laying the Corner Stone their new court House n / a he in new York a a Racket store Frt Al nver pots hanging baskets the c. Amp w. Railway company has effected the Purchase a Complete right Way and land for terminal facilities which will give it an Entrance into Cleveland. Jas. A Mccollam brother we. Mccollum Uhrichsville died at Way Nesburg april 16. The deceased was a member the 98th regiment V. I., in the late War. If you want flooring siding ceiling sawing any kind Wood work done take it to h. A. Parmelee a Mill East Ray Street. 15tf an electric railway Between Cleveland Akron and Canton is being agitated along the line from those Points. Extending it to Dover and thence to Uhrichsville. Miss Beulah Morgan an accomplished artist in painting and Crayon desires to organize a class. Any one wishing instructions work done Anc leave word at the times office. Billig Taylor amp pure prepared Points every gallon Guaran for Sale by h. E. Espenschied South Broadway suitable for residence. Inquire below at the store. 15tf. . Espenschied. Mrs. Lorena Baker wife Simeon Baker Mineral Point died april 23rd after a Short illness ten Days. She was 26 years old and had always enjoyed almost perfect health up to the time her late sickness the culmination a violent cold. The Good people Bolivar and Navarre Are mad and put to All sort inconvenience since the morning Massillon local Lias been taken off. The store keepers Massillon Are also kicking but what is the use kicking against a soulless corporation \ the new York a a Racket store has the finest assortment clip aware Queens Are in the county. Prices Rathe lowest. Wainright who bought the Coal Knisely Meredith Schlafly and others Are preparing to build a Road from the c. Amp w. To their Coal Fields which consists about 1,000 acres. They will Bridge the River below the the Goshen Bridge go Down the Side the Tow path and Cross the canal this Side the Sharon Church thence up lanes Valley. The right Way has principally been obtained already and the work will soon be commenced. This will he an extensive Field and will give employment to a Large number men. This same company bought the Brock Hill mines at Pike run and will soon put it in operation. It will help the business interests this town considerably. No need to cough if you will spend a Quarter with us for brants Balsam. Its the stuff sold by gents chs drug Stoj wanted a loan 81.500 Gool Security. Leave word with the editor the times who will make know the party. 171 illdaeijuxti4t docs is i i d e n i y. Earnest Schmidt a resident Tuscarawas Avenue died suddenly about 10 clock thursday night. Had been in fib out his usual health until shortly before his death when he complained a pain in his phys ieans were summoned 18-2 / head. For Etc a a the a a bankrupt and a fire Sale Falces Are now ended so far As Ohio is concerned. The Hars Nibarger Bill requiring the proprietors to file full particulars the tire bankruptcy with the Secretary state Deposit $500 As Security for fair dealing and take out a $25 License is now a Norwalk reflector. The Scio Herald Geo. Hecklers dwelling and grocery g. C. Richey a drug store Baird websters hardware store Perrine Sbarber shop the Post office m. J. Fosters hardware store and postmaster e. B. Kirby a dwelling were among the sufferers at the $50,000 tire which occurred at Scio last week. Insurance about one half. Satisfy yourself by seeing the largest and Best Stock farm wagons to j t a Ltd re Spring wagons and buggies at John 1. Myers North Broadway new Phila j Delphia Ohio 15tf r. R. Wasson the irrepressible a treasurer Wayne county and a candidate for Congress in the democratic convention which nominated Hon. Jas. A. D. Richards at new Philadelphia has added fresh laurels to his record for getting mixed up in is 4�gal tangles by being arrested last week the charge sending obscene literature through the mails. Coshocton Standard. He who claimed he could not list died soon after. Apoplexy is supposed to be the cause his death. His wife died about two years ago. He leaves a family grown up children. Or. Schmidt was possessed a High temper and was not backward in speaking his mind when irritated although he was kind at heart. To was an energetic Man and put up several Good buildings in his time the Sherman House being one them. The funeral took place from his late residence Sunda v. Teed. 19-3 Geiser amp Kuenzli. Prof. J. E. Stubbs Baldwin College has been called to the presidency the Nevada state University. Joe has surely climbed the ladder Fame and reached nearly the Summit. We remember Way Hack in the 70�?Ts when Joe hammered out the locals and editorials tie Ashland times in its palmy Days. We Are glad to see one the boys reach the Acme Fame through persistent hard work. The Whiteley Lawn Mower runs lighter makes less noise and cuts higher grass than any Inver in the Market. For Sale by 19-3 Geiser amp Kuenzli. Mrs. Ira Kennedy Fairfield township died Friday last after an extended illness. Mrs. Kennedy was next to the youngest daughter Joshua Leggett and was about 47 years age. She was a member the presbyterian Church and a Good Christian lady. She was the Mother seven children. The funeral took place at new Cumberland sunday Rev. Crow officiating. Strikers Are hot. Last wednesday night quite a heated discussion took place in a Saloon in Pike run Between striking miners and one who had refused to Morris myer took offence at what one Charles Anderson had said and thereupon Drew a knife and Cut Anderson across the stomach inflicting a severe wound though not fatal. Myer was arrested and hound Over to court and is out bail. An j Derson will recover from his wound All right. Conflicts will follow should any the miners go to work. Untied up to the mayor. S. Arnold and we. Carson got into a a a scrap saturday night and As a result was arrested and arraigned in the mayors court plead guilty to disorderly conduct and paid the penalty $3. Each and costs. Simon Derringer was arrested monday for disorderly conduct abusing his wife. He was taken before mayor Souers and fined $4.60 including costs. Persons wanting Coal will leave orders at Mathias amp Dicks store. 18-tf g. W. Mathias. Lee Gratt Berry. A Apt. Alfred e. Lee this City and mrs. Ada Granberry Nee Mitchell were married at the Home the brides sister in Piqua Rev. Or. Hughes officiating. The Newl mar ried couple left at once for fortress Monroe and Washington. After May 5th they will he at Home at their residence. 104 Jefferson Avenue a Ohio state journal. Mrs. Granberry was a former resident this City and is the daughter Hugh Mitchell is Well and favourably known As a lady in every respect. We extend congratulations. New styles elegantly finished and and fully warranted buggies at John Myers North Broadway new Philadelphia Ohio. 15tf attention Farmers. You will please Bear in mind that we Are now offering to the Public the latest improved Ball and roller hearing Deering harvesting machinery which can not he excelled by j any other also All the latest improved farm implements. It will i save you Money to Call and see us before buying. Gall at the office in the rear part the Sherman House barn e. G. Waltz. Itaf Sylvanus Schweitzer. Advertised letters. Letters addressed to persons named below remain unclaimed in this office and will be sent to the dead letter office if not claimed by May 14, 1894. G. O. Fleming Henry Bartow Rebecca Border we. Burriss William Henry a has. Engel Wilhelm Hom Sig Housen jam1 Hines Emma a. Kaney Mary l. Kiser Ben. Miller Flora Lander Lee Smith Joseph Schlafly Isaac Sayler Frederic Stukey gallic Zimmer. Please say a a advertised when asking for above. 1. Wyssie p. M. G. A. R. Excursion a re for the occasion the meeting tie g. A. R. Encampment Ohio at Ganton it May 15th., 1994 the Cleveland Lorain and Wheeling railway will sell excursion round trip tickets at one cent per mile. Tickets will he sold May 14th., and 15tli., Good returning until May 20th. Passengers will be routed via the Canton Massillon electric railway from Massillon and landed directly at the door the hotels at a Anton. 17-5 j a. Terry g. F. Amp p. A. Facts As they a jealous agent so reply. Re. A. S. Light Walter net Phila Delphia 0. Dear sir a replying to the article in the times Over your signature which bears the ear Marks older Heads in the insure Nee business i would say that you Are right in some things. It was a paid article and i have the receipted Hill for same. You intimate that your article was Gratis i have secured the same rate that you paid which is a reasonable charge for such work. In regard to your statement that the finding the attorneys who acted As referees in the Case verifies your claim. I will say that you a about faced in this matter and the a a Wager is no nearer settlement than it was six weeks ago. The facts in the Case Are that you did not know that there was a building company run As a Side Issue to the Franklin life Assn if you did know you did not Tell your patrons that it was the Legal holders the building in question and i have ample proof to that effect and by As reputable men As Tuscarawas county can produce. I maintained then that the a a Franklin did not own its building and i still hold the same opinion backed by evidence so Strong and convincing that no Man can he mislead. For instance Here is a statement your income for the year ending dec. 31st 1893. Membership fees. $ 6,168.58 annual dues. 20,392.11 assessments. 68.741.19 medical sex. Fees. 1.622.00 interest. 3.872.70 advances to agents repaid. 174.36 restorations. 726.78 now Bro. Please explain Why if you own this building that you have no rent income. Here is the income the National for the year 1892, 1893 not being at hand hut for comparison this will answer the purpose. Premium Recd. $2,088,247.90 Gash Recd for interest. 398.681.31 Gash received for rents company a property $9,112.70 thus you will see that we Are holders property and such As is not occupied by the company is bringing us a rent income and no one but the company who Are its policy holders can Lay a hand same no officer the company can even borrow a Dollar the National s assets. According to your theory the Equi table life n. Y. Owns a dozen railroads two Banks and a Trust company. The John Hancock life ins. Go. On the same basis owns five railroads seven National Banks and one Trust company. The Mutual life n. Y. Fifteen railroads. The new York life three railroads six Banks a Safe Deposit company and a Security and Trust co. The Penn. Mutual three Banks and the National two Banks. And thus i could run through the whole list and while they own an equity in such railroads and Banks they Are not the Legal owners them but by reason their possessing certain stocks the several companies become members Railroad and Bank corporations. Justa the a a Franklin owns a certain per cent Stock in a building co. Thus it becomes a member a separate corporation. All your evidence All your referees All your Law that you May get will not change the situation As it is presented by tie evidence secured by both sides to decide a a a Wager $10 a Side. Why did you not publish that affidavit How about this for a Fine investment according to your article you claim for your building a Gross rental $10,500, yet in your sworn statement to the insurance Kupst your own state your officers swear that your interest income which is dividends the building co. Stock and from such other holdings you May have is but $3,872,70 if All this comes from the dividends this Stock the building company a books would stand As follows. Gross rent income. $10,500 00 amount dividends paid Stock held by the Franklin life Assn. $3,872.70 % a a h i ii no first to and out How Many failures have year this policy is in Force 1870, and occurred in such companies As you you will see that the total expense was $28.45 and the following year but $11.43 this is accounted for by the represent we cannot go Back that far. Your a Patent rights system paying a Dollar with fifty cents came into existence at the close the War when speculation ran High when almost every town and Hamlet in the country could boast for a Short time a Only As they arc nearly All dead and gone its life insurance company. Where Are they now it is scarcely j Twenty years since the Laws Sev i eral states took them in hand and j during that time we have records fourteen Hundred and sixty seven failures. A j list which can he found posted in 1 a Well known business place in your town. Here is what they Are doing in new York 103 assessment associations reporting to the n. Y. Insurance department 50 made gains 11 Are at a standstill and 42 made actual losses and 38 beneficial societies reporting to the same department 18 made gains 7 no gains and 13 actual losses thus you will see that the system practice by associations this character cannot he depended upon to furnish that Protection so necessary to the widow and orphan. Here Are a few examples the Cost during several years assessment associations some which charge More per year than the Franklin and whose managers Are just As competent As theirs can he reason that the agent received his fee out the first Premium As did also the physician who made the examination and in this amount Viz $28.45 is also included the mortuary Cost. The Man with a Bee in his Bonnet Bro. A also says that his association has never used More than $3.60 for each $1,000 insurance in Force per year. Let us see As to that statement in their sworn report to the insurance department Ohio for the year 1892, and published in 1893 by the department the expense management Cost $22,053,45 they had $5,207,000 insurance in Force thus it stands $22,053,45 Divide by 5,207=$4.23 again Bro. a you state that the management the National was $12.30 per $1,000. When was that Here it is for 1892, As published in 1893 by the Ohio insurance department total expense management $602,537.59 insurance in Force $58,678,353.00 in order to reduce this to $1,000 policies Divide $58,678,353 by 1,000=58,678, $1,000 policies in Force. To find what it Cost per $1000 insurance in Force Divide $602,537.59 by 58,678 and Yuo have $10.27 for an answer it is $12.30. Mutual Reserve fund life. Year. Cost per $1,000 ins. 1881. $ 4.45 1884. 9.56 1887. 14.51 1890. 1892. 16.68 16.70 Royal Arcanum. And the Best them All year Cost per member. 1882. 188 5. 1888. 1892. Knights y a r. 1877. 1880. 1883. 188 6. 1889. 1892. $19.05 22.33 26.03 Honor. Cost $2,000 $11.0013.0022.7724.6327.5833.37 Here is How insurance is furnished for $12.00 per $1,000. Patent right method paying a $1.00 with 50 cts Odd Fellows Mutual Montrose Penn. Cost per $1,000. $ 9.2112.53 18.2118.5546.09 year. 1875. 1877. 1879. 1881. 188 3. 188 4. 86.61 188 5. Dead yes Bro. L., you will say a that is not our kind a company a but its the same Breed cats Only the fur is a different color. Let us Deal with a few figures. Take an Ordinary line policy at the age 45, As that is the age taken by Bro. L., at least by the party who contributed that part the article. Old line companies do not Deal in a suppose a so i will straighten out the figures in your recent article. Take a 1,000 manat tin age 45, the actuaries table says that 12.21 will die during the next year. If each Man has a $1,000 policy it will take just 12.21 multiply 1000=12,210. To pay the company a loss. Now where does it come from the Gross office Premium the National is $38,00, which Bro l. Says it is $12.30. I do not like to think that a gentleman his late profession would be guilty j trying to falsify figures hence i must attribute it to his ignorance the subject he is attempting to handle nor have they at any time within ten years amounted to the i sum claimed by . Light Walter. The average for ten years is exactly i $9.80, which is As far Back As my a definite analysis extends. Why Bro. L., if you desire to use figures in Liis controversy do you not use them truthfully compare the figures in this article with the actuarial 26.60 fables and sworn reports the insurance department and then with your circular and see which Are Correct. T also invite the general Public to do so. You have carried a policy through for 5 yrs Why did you not mention that the paid up value such a policy was $180. The reason is Plain it would not suit your argument to substantiate which you must conceal As much the truth As possible this would place the situation As follows. 38.00x 5=$ 190 deduct Cost Franklin $92.45 leaves us $97.55 not deducting any dividends for which insured is Given a policy Worth $180. Almost 2 for 1�?do you want anything better is divided As follow supposition about it. Expenses contingent mortuary fund. Reserve. N guess work fund. $ 9.15 11.54 17.31 total. $38.00 this is As at the beginning the year and As All books Are balanced at the end the year we will put at interest the mortuary fund $11.54 and Reserve $17.31, total $28.85, multiply by 04%=$1.15.4 interest which is so studiously avoided by All As sess ment associations thus we have $28.85 x$1.15.4=$30.00.4 deduct from that the Reserve at the end the year which is $18.01, thus leaving $11.99.4, As a mortuary fund and As we have a class look members it is $11.99.4 multiply by 1,000= $11,994.00. Each member dying has $18.01 Reserve to his credit and 12.21 die so we have $18.01, multiply by 12.21 =$219.90, to which add mortuary fund $11,-994.=$12,213.90, $3.90 More than is required which amount would also be used if you will carry out the fraction mortality running far in into the Decimal and to provide for safety we loaded the net Premium $9.15 per $1,000, and As we have a thousand members in this class we would have a fund $9.15, multiply by 1,000=$9,150, with which to pay expenses and an abnormal mortality thus we have a mortuary fund $12,213.90plus 9,150=$21.363.80 to meet All expenses incident to the business. To show How much this expense fund is used for expenses i will show an example a policy the life a prominent gentleman Uhrichsville o., which can not i duplicated by companies the system you represent policy no. 5,918. Amount $3,000. To the Public. 1 wish to announce that i have Start Ltd a a milk route and will each Day deliver pure clean milk at the door any one wishing to buy. A share the Public patronage is earnestly solicited. Yours respectfully 18-tf Valentine Doerschuk. Buckle us a Arnica Salve. The Best Salve in the world for guts bruises sores ulcers Salt Rheum fever sores Tetter chapped hands chilblains corns and a skin eruptions and positively cure piles no pay required. It is Guai anted to Ifni be perfect satisfaction 01 Money ref finder. Price 25? per Box. For Sale by f. A. Miller amp son. Marriage permits. Jno. H. Almanz Cora Kepinger. Frank s. So Ibartt Edna Hogan. Jno. M. Lash Emma l. Deault Eli Mcmanns Rosetta Mcgill. Franklin s. Ripley Sarah e. Coutz the new y Ort a a Racket store is receiving a Fine line ladies underwear children and misses hats. Gall and examine goods and get our prices. New goods daily. 18-4 we have Given a. Bippus amp son the Agency in new Philadelphia for our aim to handle the Best is reason we talk magic dyes. They give reliable fast colors any and All kinds goods. Large us packages it gentschs1 drug store. Building goes expense. $6,627.30 what was done with that Bro. L.? taxes and i reinsurance surely did j not take All that and there is but $600 tin Stock held by outside parties and those parties Are the officers tin building go As Well As the officers Tho life association. Rou claim such a wonderful Small expense fund for the life Assn but it does not seem to hold Good relatively in the building company. You also claim in your article that you Are a fixed Premium Assn. Here is what . Durfee says is his word As Good As a paid employee the Assn insurance department Springfield 111., feb 28, 1894. A e. J. Zinsmeister esq.,Zanesville,. Dear sir a your letter the 26th inst., to the Hon David Gore has been referred to this department for answer. The Franklin life association is an assessment insurance company and cannot Issue policies for fixed Premium. The members Are liable for assessments necessary pay losses. The statement the com i Pany shows Gross assets $107,893.97, with no losses unpaid. $83,335 this amount consists Franklin building company Stock representing its j share in the building in which its j offices Are located. Yours very truly b. K. Durfee insurance supt. If this is not enough let us read the Law the state 111, the subject 129. May fix the premiums i assessment Etc a 5. The trustees credits Date it ? a. R cd m it l Quot a. I x 1 s j 4 it ate 2-25 4-1 j 1870 56 10 1 82 28 45 29 47 1871 1 56 10 5 79 11 43 79 93 2 2 56 10 7 80 19 31 125 52 3 3 56 10 10 75 20 91 170 4 5 4 1 4 56 10 13 37 22 33 217 60 a it 5 56 10 16 09 19 72 270 07 5 6 56 10 17 97 20 62 323 52 7 7 56 10 17 67 40 74 35 5 Gay 8 8 56 10 19 42 20 68 411 39 9 9 96 10 23 98 25 53 4 55 94 80 80 j 56 to 25 4 5 34 33 513 17 1 1 56 10 28 531 19 30 a it 18 a >0 2 2 56 10 31 76 23 30 543 05 a it 3 56 10 35 61 2<5 31 708 4 5 4 4 61s 10 38 74 20 29 783 01 i 5 56 10 43 20 24 20 858 11 a 5 6 5 5 10 46 34 2 5 23 934 32 7 7 56 10 51 15 2 a 12 1,015 46 8 8 59 10 55 00 37 04 1,089 51 9 9 56 10 55 35 32 44 1,168 52 90 90 5 5 10 58 43 27 97 1,255 08 1 1 5 5 10 62 75 30 57 1,343 36 2 2 66 10 53 80 31 39 1,431 87 3 3 56 10 68 1 32 11 11,523 84 4 this is Only one class policies that Are written by the National. We Issue about sixty five it different kinds and classes and can suit the require ments even the most fastidious. This policy shows the Ever increase 1 ing Cost mortality notwithstanding the exceedingly favourable experience the National during its entire career. This will also serve to show that the expense management which Bro. Speaks Viz $12.30 does not apply to individual the ruin Deering Ideal mow you buy the with Sycicle hearings you can Cut one half More in a Dav than with any other machine because the Light draft. Call Waltz it pc Schweitzer agents new Phila. 17tf Fine silk belts All shades with Silver and Gold buckles at Halls jewelry store. Ladies Call and examine j them. 18-6 if any one has dry Maple sugar lumber they can find a Market for it at h. A. Parmelee a Mill. 15tf Barley malt whisky distilled from malted Barley. It is Rich and nutria Cio usand free from All impurity. For the sick and feeble it is a True tonic. E. H. Chase amp co., distillers Louisville by. Dressmaking a mrs. Pm j. Dillon Cleveland has opened rooms fashionable dress making in mrs. Lucy Joss property at Corner West fair and 5th, its and solicits a share the Public patronage. Satisfaction guaranteed. 16-4 directors managers the person policies after first 1>ayment designated in the by Laws corpor j the National wild every other at ions subject to the provisions company the writer Lias any know this act shall fix the fee rates and ec<jrf3 0f pay for the business when amounts premiums assessment j a agent gets it for them and i am periodical Calls and the Tii Nej certain that the National does not pay for it until it does receive manner the payment thereof and the risks to he assumed by such corporation and the duration thereof and May change the same from time to time As the experience the corporation May require. Approved june 22, 1893 in Force july 1st, 1893. The change is like those other multiply $12.30 by 8 because this is ass is this character published a $3000 policy and we have $36.90 for herewith. Always up never Down. J expense alone while the total Cost As to the safety the two systems f risk death losses and expense life insurance i need to say but management is Only $30.57 see Delittle that eighty nine a old j bit column $6.33 less than the companies have failed in a period i you lube insurance Man would have it and the apparent heavy expense $12.30 is chargeable to new Burines and not to any already the books the company. If this is not right take the example the above policy in 1891, which is age 45 in the Many a life a old line companies like National Banks Are compelled by Law to keep a reserved Only it is much larger than that kept by Hanks. Will any one venture to say that it is not a Wise thing to do that it is weakness not strength and beginning with the third year this Reserve will be paid less a slight surrender charge at the sixth and any year thereafter it will be paid in full any policy written by the National life Vermont. Take the average mortality. Why use tie experience a old line companies when they Are Uch infernal robbers you can not depend their mortality experience for the reason that hundreds their policies Are paid to living members in the Way endowments and surrenders hence bringing the mortality Down to a minimum whereas All your policies Are payable at death which Means quite another thing. Many men mature their policies when quite aged when they die which May be in a month a year it is not recorded against the companies. With regard to the letters you have printed will say that such letters Are easy to secure. I can get a Bushel Basket full them in a month but what is their value from technical standpoint nothing at All. Letters from politicians who know nothing about the technical parts life insurance required Tomace them solid financial institutions. Their opinion is just about As valuable As mine perhaps yours would be in tin construction a War vessel. Like yourself i am a Friend to legitimate insurance Hilt it la lust be legitimate and sold its merits but i do abhor a system that is one thing hut attempts to in sold As something it 1 set. And i have no apology to offer for this my previous article which Are facts As they appear. And to the insuring Public i would say that we have no a cheap John counter but we furnish a dollars Worth insurance for every Dollar paid As practice by a system that Lias withstood the test almost two Hundred years. One word to you Bro. A for All you have written regarding jealousy Etc 1 care not a Picayune. I stood before tin bar human judgment before now and the verdict is known not Only to my friends in new Phil a hut soothers in Many places in this and other states hut you have applied to me in the hearing friends time and again epithets unbecoming a gentleman and especially a Man your late calling. If they help you any use them hut remember the old saying a people who live in Glass houses 111 conclusion let me add that the business life insurance has come to in e rather Complex one with the Progress years. Companies have never lost sight the Central object that Protection to tin family hut As the family does not always exist and As social and business changes Are constant which require fresh adjustments conditions life insurance in practice a had to become pliable so As to meet these changes. A contract entered into for life and and incapable change from its in it might easily become a curse instead a Blessing. So it has come to pass that in addition to the policies payable to the heirs at death there arc now and have been for Many years policies issued which Are payable to tin assured at stated times at your option and this system As practice by tin National makes All its policies subject to cancellation and surrender at the will the assured any time after the third year. And unlike assessment associations our premiums Are so adjusted As to provide for More than simply paying death losses As theirs do. We pay endowments dividends surrender values and give paid up policies and extended insurance thus insuring the Holder our policies an absolute guarantee that any condition that May overtake them can and will be met and provided for without loss to the Holder a single Dollar. And to the insuring Public 1 will say do not he deceived in buying a policy in any assessment association thinking that your premiums will always remain the same it May for 4 5 years but the immutable Law increasing mortality with increasing age cannot be changed by human hands every hour every Day in a human life increases the risk and naturally increases the Cost insurance then to make certain that your dear ones that Are left to Settle your estate when you Are no More take your insurance with an a old line company whose funds Are As safely guarded by Law As those held by a Gurdian in Trust for minor children. Take it now this year not next year you May not be Here a year hence besides it will Cost you More Money every year thereafter. If you will write me giving me your age name and address i will mail you a Sample life 01 endowment policy free and will answer any question you May ask in connection therewith. Tours very truly a. H. Kreitler Zanesville

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