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View Sample Pages : New Braunfels Herald Zeitung, November 16, 1997

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New Braunfels Herald Zeitung (Newspaper) - November 16, 1997, New Braunfels, Texas Inside Opinion.................................  4A Sports Day................................1-4B Marketplace....................  4-12C Dear Abby  ..................SA "mm ..rn      -    -    ■ Dituhm| WMIvH 11 UVU.' tim Hgfiid ruttunflt The New Braunfels Herald* Zeitung extends birthday wishes to die following: Leri GniwclL, Bunny Hollas, Catherine Ritchie, Johanna Lopez (Monday), Kimberley Navejar (Monday), Lana Cole (Monday), Michelle Whitley (8 years), Jonathan Post (13 years), Camino BoteUo, Ingrid Fads, Robert Heynis, Kathleen Bailey (50 years Saturday), Ron Meyer (Monday) and Baulea Scholl (IO years Monday) Happy anniversary to Carlos and Yvonne Robledo and Mario and Diana Young (beiated-Saturday). To have a birthday or anniversary listed here, call 625-9144. Sunn* cool wtaOitr on top Today — Sunny and cod. Highs near 50. Tonight, mostly clear. Lows in the 30s. Monday — Increasing clouds. Highs in the 50s. TUosdoy — Mostly cloudy and warmer with a slight chance of rain. Lows in the 40s. Highs in the 60s to near 70. Wodnooday — Mostly clear. Lows in the 40s. Highs in the 60s to near 70. 1 Zoeller funeral Home is sponsoring two sessions of “Escape School" in New Braunfels on Monday at Oakwood Baptist Church, 2154 N. Loop 337. The free sessions start at 10 a.m. and 2 p.rn and last one hour. Autfior Robert Stuber, who wrote “Missing! Stranger Abductions: Smart Strategies to Keep Your Child Safe," will instruct parents and children on ways to avoid abductions. For information, call Zoeiler Funeral Home at 625-2349 CMM The Holiday River of Lights’ Sharing the Spirit organization chosen for Monday is Comal County Child Welfare Board. This non-profit organization will supply two workers to staff the light display from 6 to 9:30 p.m. Monday and hand out information. In return, the organization will receive 50 cents per vehicle that passes through Cypress Bend Park Monday evening StastMf plan City of New Braunfels comprehensive steering committee will meet at 7 p.m. Monday in conference room A-B of the municipal building. Members will discuss the Cfct 20 master plan forum, and a representative from Wilbur Smith Associates will issue the revised draft of the plan's issues, goals and objectives The next phase of the master plan process will be present ed with a projected time table We want the rest of New Braunfels to meet your neighbor, whether ft's someone you work with or someone who lives down the street Write us a letter or essay and tell us why these “neighbors” are so special. We’ll run them in our “Neigh bors” section in Horizons. Mail letters/essays to 707 Landa St., New Braunfels, Texas 78130 lf you have any questions, contact managing editor Margaret Edmon son at 625-9144, ext. 220 TOW? L Jf New Braunfels 003^2    11009 10/22/99 SO-UEST MICROPUBLISHING 2627 E YANDELL DR 81 BBFaKKa£ii4LUiig SUNDAY SIAO 30 pages in four sections ■ Sunday, November 16,1997    Serving    the    Comal    County    area    for    mons    than    145    years    ■    Heme    of    Michelle    Whitley zsnsa§mm Vol. 146, No. 2 UHM J EAA puts proposed rules up for comment By DA VK) DEKUNDER Staff Writer Water users will get a chance in December to have their say on proposed withdrawal rules drafted by the Edwards Aquifer Authority. The EAA board of directors scheduled five public hearings throughout the Edwards region during which people can voice their opinions about the proposed rules. EAA spokeswoman Tammy Valentine said the proposed rules would be published in die Nov. 21 issue of the Texas Register. There would be a 30-day period for people to review them, she said. Copies of the rules can be obtained from die EAA by calling (210) 222-2204 or 1-800-292-1047, or they can be viewed on EAA’s Web site at “We will be taking public comments at the end of the 30-day period, and the board will review die comments and decide whether to pass the rules as they are,” Valentine said. Turn to EAA, Page 2A ;      ......—r hmm CUwBQB /UfBlM nlwnunij WM'MMP dud a public hewing WedMtday la New niasinfila Ma tie    fXMMfe LM MI! UCH GVI TIS pIupOBQG ITW million mki proposcQ itw flsmt 6pe ppVea, The hearing will start at 6 p.m. in dteOittl County commissioners courtroom, IS# N. Seguin St - .      '   ... • ■ . Home Sweet Home Home equity lending offers opportunities for homeowners U22PEI Htrald-ZMung photo by Susan JafcobMn Noremst protedant BM Csnti Iv right, jots mr nm home equity lending rates nHi, from loft, person el honker Yvonne Hoffmann, edmlnietnsdve eeeietent Jeen Qeneky end pereonel benher ROBI Robinson. BY BUBAN JAKOBSEN Staff Writer Comal C ounty residents might be wooden ng how they will afford their children's education, wishing they could consolidate their debt ai a lower interest rate, or feeling consumed by medical bills. Some residents might be visualizing plans to start their own businesses but lack collateral With the advent of home equity lending, approved by voters in the Texas Constitutional Amendment election Nov. 4, all of the above situations might be resolved for homeowners who qualify for a home equity loan. Texas is the last state in the nation to allow residents to borrow against their home for purposes other than paying taxes and home improvements. Applications already are being accepted at several banks throughout Texas for pre-approval, but home equity tending will not be available to the consumer unul Jan I, followed by a "cooling off* peri- Home equity worksheet Thinking about taking out a horn* equity loan but alani quite aura how much you could possibly DoiTOw r Mara is a sample worksheet to give you some idea: •stimate tie current market value of the home    $100,000 •Mea !v multiply by 80 percent (This is the maximum amount of equky svalsNa to borrow.) x BO $80,000 a** Subtract the belsnoe on eelslfng mortgagee end any other loans or Mens (Le. home Improvement — $ 60.000 msxiMee hosta equity lean Turn to Home, Page 6A $30,000 Q. Whet Ie the home equity Texas Cnn retSta ■linnet vonsuiuiionai Amendment ell about? A Formerly, the Texas Constitution did not allow borrowing against the value of a person s homestead for reasons other than the original mortgage, property taxes or home improvement Since amendment eight was passed by voters Nov 4, Texans can now borrow against the equity built in a home for additional reasons allowed in all other states Q. What is meant by home equity? A Home equity is the value that homeowners have buHt up in their home, minus any mortgage debt lf a home is valued at $100,000 and $20,000 is owed on the original mortgage, the equity would be $100,000 minus $20,000, or $80,000 equity Q. How much will I be able to borrow? A A homeowner can borrow up to 80 percent of the market value of the home after deducting outstanding mortgage, taxes and home improvement Turn to OSA,# A Taxpayers unite to talk school issues CISD patrons invited to Wednesday meeting nu na vin nRmiuncQ By DAVID DEKUNDER Staff Writer Some Comal Independent School District taxpayers are upset — upset enough to convene a meeting to discuss the district's problems. They will meet from 7 to 9 p.m. Wednesday at the Guadalupe V alley Telephone Cooperative auditorium to air their concerns. The meeting comes after CISD voters rejected a $92 million bond issue that would have added a new high school and two elementary schools and provided technology improvements tor the schools. Startzville resident John Bertelsen said the group would meet not to complain but to find ways the CISD board could improve its relationship with its patrons. "What we are after is to give the new direction to the CISD.” Bertelsen said. "There are a lot of unhappy people out there ” Bertelsen said many taxpayers were upset about the way the bond issue was handled. “We are trying to reduce costs,” he said. "Instead of trying to be a negative group and blasting them and saying, ‘This is wrong, this is wrong,' w hat we are trying to do is to come with them with a plan of action, which would save taxpayers money .’’ School expansion and how elections should be conducted would be among issues up for discussion, Bertelsen said. Bertelsen said one problem was busing students from Purgatory Road to Spring Branch Middle School in January when the latter would become a seventh-grade campus. "They are driving six to seven miles beyond one middle school (Smithson Valley Middle School) to take them to another school," he said. Bertelsen said each taxpayer at the meeting would be asked to write his biggest concerns and then the group would go from there. "We want to see w hat the highest priority items are and follow them up one al a time.” be said. Bertelsen said he hoped to have a series of taxpayer meetings over a few months to find out people’s concerns. “We are trying to help restore credibility,” Bertelsen said. "The people feel they are not getting the whole truth. T hese people feel now they need to say something to give the board some sort of direction and give (superintendent) Dr. (Jerry) Major some sort of direction.” John Clay, school bourd vice-president, said he was glad that Bertelsen and hts group were meeting Wednesday. "I think it is great that John is going to get a group together to have some good constructive meetings and have some ideas put together,” Clay said. Smokeout encourages smokers to put butts out and kick habit BY BUSAN JAKOBSEN Staff Writer Monday is the American Cancer Society’s Great American Smokeout Day, and one New Braunfels doctor understands how tough is it to quit. James Hicks, an ear, nose and throat specialist who has practiced rn New Braunfels for IO years, used to be a smoker himself. "I’d reach for a cigarette without even knowing it,” said Hicks, who stopped his tobacco habit 19 years ago this month. He remembers it well. He woke up on Nov. 1,1979, sod decided he would Hop smoking from that day forward. His assobre lasted only a little white. “I got into the car and reached for a cigarette to light," said Hicks. “I was like Pavlov’s dog. In certain situations, I always lit a cigarette.1* At his clinic that day, hr began a body search for a pack of cigarettes. Hicks noticed smoking was more than an addiction and a craving smoking had became, plats and simple, a habit. Abandoning vomiting was so easy task. There were bd iueotsia patches or gum on the mreket yet, so Hicks had to do it the old-fashioned way — cold turkey. “I was really irritable for about six weeks,” said Hicks. Almost 20 yean later. Hicks is able to understand ptriwite who visit Nm Turn lo Smobsrm, Paga 2A iii rn MMI Judge denies Brandts’ try to dismiss charges From staff reports District Judge Charles Ramsay denied a motion Thursday to dismiss charges of embezzlement against a local businessman and his wife. Russell Brandt and his wife, Pamela, were indicted in June on charges of embezzlement relating to thcr former business, New Braunfels Resorts, Inc.. District Attorney Dib Waldrip said defense attorneys filed a motion to have all four indictments set aside. ‘They’re claiming tty*y do not have enough notice of the alleged offense to adequately prepare a defense,*1 he said. Waldrip said the state provided case law to support its stance, and the judge "agreed that the state’s position is correct and we can move forward.” A Comal County grand jury indicted the Brandts on two counts of misapplication of fiduciary property, one for an amount between $1,500 to $20,000, which is a state jail felony; and die other for between $20,000 and $ 100,000, a third-degree felony. Pamela Brandt also is accused of using money from the New Braunfels Historic Museums Association Inc. to pay personal and business debts. Russell Brand! was the former Wurst fest Association president and the 1995 Greater New Braunfels Chamber of Commerce Small Business Pelion of the Year. Loc ai residents make    campaign announcements — Pages ;