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View Sample Pages : New Braunfels Herald Zeitung, December 07, 1980

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New Braunfels Herald-Zeitung (Newspaper) - December 7, 1980, New Braunfels, Texas Opinions HmddZttti Claude Publiihef Geerfli i Our viewpoint Hasty action The Central Board of the Community Council of South Central Texas has voted to move its central offices and 50 person payroll to Atascosa County sometime next By its the board apparently turned its back on a fair offer from New Braunfels Independent School The district proposed a fiveyear rentfree lease on continued use of the first and second floors of the old Mill Street school building with a twoyear cancellation Cause of the is the fact Community Council would have to pay the estimated cost to repair the roof and it would have to provide access for the handicapped out of its own Some persons connected with Community Council felt the school district should bear this entire expense in addition to providing rentfree the district felt otherwise since it was not charging As an some people in Atascosa County offered to provide free land and to build a building at no cost to Community The hitch is that Community Council would pay rent plus utilities and Despite its vote Wednesday night to the board would be wise to consult with local community leaders to see what might be worked out for continued used of the NBISD facilities before taking such drastic There is everything to gain from working Jack Anderson Nixon goes covers all bases Forty fathoms deep in the Atlantic former President Richard Nixon recently discoursed at length on world affairs and national His hosts were Hyman Rickover and the crew of the nuclear submarine Cin A participant in the extraordinary undersea dinner on 14 has given me jraetaued summary or the Nixon had some newsworthy things to say to his undersea Here are the highlights In our dealings with other it is important to differentiate between the characteristics of the people and the ideology of their For example Nixon the people of communist countries are generally friendly toward the United States despite the opposing ideologies of our We should maintain relations with the communists to keep the lines of peopletopeople com munication Trade relations with unfriendly nations are With its superior economic the United States can gain political advantage by threatening to withdraw economic Union has made significant progress in human Nixon As an he noted that Stalin executed his while Leonid Brezhnev let his Nikita Nixon compared the Soviets progress in human rights favorably to that of Great Britain in the 18th The Russians fear the and we should use our friendship with Peking as a trump card in our dealings with the Nixon the Chinese would be less likely to leak any military secrets we gave them than would the Germans and The Soviets have considerable in ternal The ethnic populations are and the Soviet economy is a If the communist govern ment was not so well we would only have to sit back and wait for it to be overthrown by The Chinese are more ideologically pure in their communism than the Russians For the ex president only dignitaries were invited to state dinners in while in Peking the entire delegation including drivers was The shah of Iran was the key to stability in the Middle In Nixon the shah would have prevented the Soviet takeover of Many of our problems in the Middle East are a direct result of our failure to support the We should send economic aid to Poland to help the Polish unions fight for The draft should be reinstituted but Open support of the draft would be politically Nixon suggested setting up a blue ribbon manpower study that would logically recommend the The president could then approve the results of the blueribbon There is significant waste in the Department of The solution is to decivilianize the military A special tax should be put on gasoline and the revenue from it used for military Nixon opposed televising congressional Some he should be held behind closed Footnote Nixon also told the sub mariners that whenever he sailed on surface ships during his Navy hitch in World War he always got He liked it better where it isnt so New secrets system Not only will CIA Director Stansfield Turner be dumped when Presidentelect Ronald Reagan takes the but so will the chief spooks brandnew classification Some months Turner called in a management consulting team to examine the agencys classification system and to devise one that would more severely limit the distribution of sensitive The consultants came up with what they called the Xpex which was really just a new twist on something called the withhold The latter was instituted by former Secretary of State Henry Kissinger as a way of keeping secrets from policy planners and sometimes the president At the apex of Turners Apex System was a classification called It was due to be stamped on sensitive documents starting in But Reagans intelligence advisers dont like They say the new president will favor the old pouch In secret papers will be carried by some of whom will stand guard over the documents while they are being read and then take them Mail bag Personnel quality stirs debate Dear Rogers You have been quoted as saying the quality of the personnel they hire is not going to be as good as the personnel they have established 01 this is in reference to the moving of the Community Council of South Central Texas offices from New Bjrauflfels to Atascosa I ve no opinion one way or the other in the matter relocating this I do have an opinon on the quality of per sonnel in I have some questions to ask They are How did you become an expert on the quality of personnel in Atascosa County Have you ever lived or worked in Atascosa County What do you really know about Atascosa Countys work fojrce go on and on with questions Rogers but I will I do nave one more question Just because I was and had my public schooling in Atascosj do you consider quality of my work below that of someow from Comal County Irene Allen Former Resident of Atascosa County cc New BraunMs Virginia Payette Mortgage madness leading to dinosaurs The young man was Hed picked out a modest four bedroom had in cash for the down was earning a good salary and the bank turned him down for a mortgage I cant believe he They told me I didnt qualify for such an expensive that Id better look for one in the Believe these days a home isnt all that And you cant get anything decent in a good neighborhood for Thats inflation And it illustrates as well as anything why the kind of mortgage youve got now may soon be as extinct as the There just to get down to basics for a two reasons for prices are still going up at what real estate brokers admit is an almost insane And 2 lending in stitutions cant make the kind of money they like even at interest rates up to 16 on measly little sixfigure So whats happening traditional 30year mortgages at fixed interest rates are going out of style and gimmicky mortgages are Buying a house is a whole new ballgame The most radical difference is that firsttime buyers may have to settle for partownership in their new Those who cant hit up the folks for the whopping down payment are discovering that half a house is better than none at So they take out an equitysharing and what this is is a lender buyer partnership in which the in stitution that helps you buy a house in a part Its a deal thats geared toward two different types of buyers those looking for their first homes who have good incomes but skimpy and those with hefty down payments but smaller The very people that bankers and savings and loan officers turn down as Under an equityshared the buyer gets his loan at a lower interest moves and makes his monthly payments just as he would under a conventional The difference comes when he wants to He has to split his profits with the Heres how it works Say a family buys a house if they can find one this side of the Grand Canyon for that price and puts down in The lender puts down and gives a 9percent a real bargain in todays 14to 16 percent If the value of the home continues to grow at H percent a year and most these days the house would be worth in five a growth of If it sells at that the profits would be split equally between the homeowner and the each receiving For the thats a profit of percent annually on his plus 9 percent interest from the mortgage or a total annual return averaging 20 Which is why he could afford to cut a few percentage points off the mortgage Its not such a bad deal for the Hes spent on a down payment and gotten back a 55 percent annual rate of He may resent having to split the but without the equitysharing deal he never could have bought the house in the first Theres another A family can get a renegotiated rate which starts out at a lower rate usually under 12 The kicker here is that the rate is reviewed after three years unless Reagan manages to whip its bound to go Some lenders put a ceiling on the usually somewhere around four But by some mortgage rates should fall those under a renegotiable contract An if youre is to pool your resources with another single and buy a house More and more brokers say theyre writing multipleowner contracts for both same sex and oppositesex The simple of is to plunk down the full price of the house in Real estate salesmen say this is not but they find its touted mostly to brace yourselves homes that cost million or Folks with that kind of looks dont bother to ;