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New Braunfels Herald Zeitung (Newspaper) - August 17, 1997, New Braunfels, Texas 8A □ Herald-Zeitungq Sunday, August 17,1997Downtown becomes home; to new businesses Downtown New Braunfels is alive with new businesses in anticipation of the fall and holiday shopping seasons. The volunteer Mainstreet Board works with the City’s Mainstreet Project led by Lynn Fountain to promote and enrich our historic downtown. Look at what is happening downtown! Hoar! of tho Moire and Front Porch Interiors Heart of the Home and Front Porch Interiors celebrated its Grand Opening on July 17, 1997. The store is located at 471 Main Plaza bn the first floor of the Schmitz Hotel Building. Licensed Interior Designer Dawn Jackson with Front Porch Interiors welcomed Alyson Drake and Janeda Drake with Heart of the Home to share her retail space. It is a natural blend of Dawn’s interior design skills with Alyson’s and Janeda’s collection of beautiful things for the home. Heart of the Home features hand-painted furniture, accessories, jewelry, educational toys, china, candles, gift baskets and a bridal registry is available. Front Porch Interiors can help you coordinate fabrics and colors with the decorative items at Heart of the Home. Together they can meet all your decorating needs. To make an appointment with Dawn Jackson or to inquire about the bridal registry call 629-0660. Rhoads Interiors Rhoads Interiors relocated to 386 W. San Antonio on June 23,1997. Owners Dennis and Susan Phillips Penny Rhoads have been in business since 1975 and have acquired many loyal clients during that time. Their store features beautiful area rugs, wallpaper, draperies, all types of window coverings, carpet, ceramic tile and wood flooring. Visit the 8,000-square-foot discount carpet warehouse to find a good bargain. They have 13 employees including four licensed interior decorators Richard, Dennis and Penny Rhoads and Diane Buster. Rhoads carries a line of carpet cleaner for the home. The historic building dates back to the 1930s and has been repainted and remodeled inside and out. Note the colorful outside mural painted by artist Vie Dunn-Harr of San Antonio. Call Penny or Dennis at 625-3477. I Cant Mkvt It’s Yogurt and Java Coast Coffaa '“I Can’t Believe Ifs Yogurt** and “Java Coast Coffee’* just opened at 480 S. Seguin Ave. Drop in or cruise by the drive-through window to pick up some gourmet coffee or ice cream. Owners Marvin and Mark Putska are proud to serve coffee made with a unique Mend of hand harvested arabica coffee beans and sixteen flavors of hand packed ice-cream from the Mid-West and East Coast. Open from 8:30 a.m. to 10:30 p.m. all week., start your day with a great cup of coffee and freshly baked cinnamon roll or cool off with an ice cream treat. You can reach Marvin or Mark Putska at their new store at 620-1313.Kytoris Kustom Homers Eager to relocate downtown, Russ and Joan Kyler of Kyler’s Kustom (Comers waited 18 months for the right location. They chose to move their 3-year-old custom framing business to an historic 1850s home at 166 S. Comal Ave. The Kyler’s offer picture framing and matting in a medium price range. They carry limited edition signed and numbered prints, original oils, photographs and open editions. They work hard to meet all their clients’ needs and offer retail and wholesale prices. Open from 9 a.m. to 5 p.m., Monday through Saturday, or call 620-4452 for an appointment in the evenings or Sundays. RRIIIMfMnl wU 11 OTIS Millstream Cottons brings back pleasant memories of bygone days when your grandmother or Oma gently taught you to sew. Owner Sally Shimek is doing her best to preserve what is in danger of becoming the lost art of quilting. Her downtown store located 125 N. Casten features fabric, notion, thread, books, patterns and quilting kits. She hopes she will soon have kits for making doll clothing. For the novice, Millstream Cottons offers a variety of quilting classes in the evening and in weekends. They are planning a Mother-Daughter and Grandmother-Granddaughter series of classes soon. The sessions are four months long and currently finish in December with a new group beginning in January. Ginger Jackson works with Sally part-time and they are open 10 a.m. to 5:30 p.m. Monday through Saturday. To inquire about signing up for a class call 620-1382.Stem and Stitches Coming in September to 172 W. San Antonio St. is a new store, Stems and Stitches, which will feature custom designed “sot’* window treatments and silk flower arrangements. Owner Marcia Dean and designer Judy Zahn want to service each customer’s decorating needs. Fabrics and wallpaper by Waverly, Schumacher, Fabricut or Greeff can be custom ordered. They will carry home accessories such as pillows, table runners, placemats and candles. Designer Judy Zahn can create a silk floral arrangement to go with your fabric choice. They plan to cany a unique gift line and they can order a variety of window blinds as well. The phone number is 620-7836.Color Exproes A move to downtown by Color Express in early October will mean that its large client base will be sure to follow. A successful young company in operation since 1995, Color Express will certainly meet die needs of their neighboring downtown businesses and residents. Owners Adam and Karen Cork have pix in long hours to establish their businesses. When expansion became necessary they were eager to move downtown and chose 193 W. San Antonio for their new business home. Currently they offer unique services such as color laser copies, custom photo items, presentation graphics, antique photo copies, typesetting, layout, computer output, vehicle magnetics, signs and banners. In keeping with the historic theme of the Jacob Schmidt building, they plan to have an old fashioned look to the decor. They will offer shipping services and a retail area featuring unique gift and souvenir items. Color Express will be open from 8:30 a.m. to 7 p.m. Monday through Friday and from IO arn to 5 p.m. on Saturdays. The plan to expand their staff which includes Lonnie Lott and Gail Browning. To learn more about the services Adam and Karen Cork can provide call diem at 608-1660. Park your car in historic downtown and you will be within walking distance of a supermarket, five churches, eight restaurants, a movie theater, five banks, fine apparel and gift shops, antique stores, two car dealerships, furniture stores, museums, flower shops, business offices and much more. Visit the heart of your city today. (Susan Phillips serves on the Mainstreet board.) Laurel Ridge hosts open house Laurel Ridge Behavioral Health Center will host an open house on Wednesday to celebrate five years of service in New Braunfels and the expansion of its services. The center now offers outpatient, in addition to day treatment, services. The center, formerly known as the Laurel Ridge Day Treatment Center of New Braunfels, is located in Garden Park at 876 Loop 337, Building D, Suite 401. The event, which will take place from 4 to 6 p.m., is open to the public and will offer information on specialized programs available at the center. Part of the Laurel Ridge Behavioral Health System, the center will continue offering day treatment services for seniors, adults, adolescents and children experiencing emotional, behavioral or substance abuse problems. Areas of outpatient treatment include intensive chemical dependency outpatient treatment, marital problems, behavior problems, anxiety disorders, anger management, relationship issues, grief and loss, depression, attention deficit disorder, learning difficulties and alcohol or drug abuse. Doria Cross is director of partial and outpatient services for the system. Chris Mata is director of the New Braunfels center, and Myma B. Tucker is medical consultant. Mata has been with the Laurel Ridge program in New Braunfels for its full five years of existence. She is the former social service director at Colonial Manor Care Center in New Braunfels. Tucker is the former medical director of Camino Real Mental Health Care Services in San Antonio. Along with her new pnvate practice, she will maintain^her position as attending psychiatrist for the San Antonio State Hospital’s community clinics in Kames, Zavala, LaSalle and Maverick counties. Based in San Antonio, Laurel Ridge Behavioral Health System is a behavioral health care provider dedicated to delivering clinical excellence through quality care. Laurel Ridge has received accreditation with commendation, the highest level of accreditation awarded, from the Joint Commission on Accreditation of Healthcare Organizations. The facility offers a full spectrum of mental health services and specialty programs for individuals and their families who experience emotional, behavioral, psychiatric, neuropsychiatric and/or substance abuse problems. Laurel Ridge is part of the Brown Schools Behavioral Health System._ Ribbon cutting natant,... I *v::-    . L    rn    rn - tx ' *_ At a.>v i* if. Photo submitted OakTrss Assisted Living, 1790 Tsxss 46 North, conducted a ribbon cutting Monday to celebrate its opening. Attending were the Greater New Braunfels Chamber of Commerce Blue Coats, chairman-elect Sue Hahn, owners Cecil and Gail Barcelo and manager Karen Wolf. Norwest acquires Western National Norwest Bank Texas announced recently it acquired Western National Trust Company, N.A. with headquarters in Odessa, Texas. Western manages $42 million in assets. “Western National Trust Company has experienced steady growth since its inception,’* said Ricky L. Sharp, manager of the West Texas region of Norwest Investment Management and Trust. “This company will provide Norwest a trust presence in Odessa, and will provide another service for customers.” Norwest Investment Management and Trust has $3.5 billion in assets in Texas with offices in 16 cities throughout the state.Pending is an acquisition of Founder’s Trust Company’s Dallas and Austin branches. Taking care of business Herald-Zartung photo by Mtchaal Da/nan Herman Sabrsvga, executive director of Eden Home, and Betty Doeppenschmidt, development director at Eden Home, aland next to a 1961 Rolla Boyce Silver Spirit owned by Pam and Robert Bryant (right). For the celebration of opening their new tore, HHIcrect Antique Gallery on Interstate 39 and Watson Lane, the Bryants raffled their Rolla Boyce with proceeda going to Eden Home. Ittriuir nntlRd. tit rn Get the Matching Foundation Only One Dollar! Look at what *100 Buys at Lacks! Visa eases fraud liability for debit card holders By PATRICIA LAMELL AP Business Writer NEW YORK (AP) — Visa USA will not make debit card holders responsible for fraudulent transactions as long as they promptly notify issuers when a card is lost or stolen, the credit-card company said Wednesday. In announcing the change, effective in November, Visa went farther in protecting consumers for loss or theft than MasterCard International, which last month capped consumer liability for fraudulent use of debit cards at $50, the same as credit cards. “This establishes a new level of cardholder security for our newest and fastest growing product," said Carl Pascarella, president and chief executive of Visa USA. Visa and its member banks, which say they handled about 80 percent of the dollar amount of U.S. debit card transactions in 1996, also agreed not to issue unsolicited debit cards through the mail that can be used without requiring consumers to call an activation number and verify their identity. That change will take place in the summer of 1998. Visa also said that, beginning the spring of 1998, its issuers would provide provisional credit within five days to customers who have a dispute about their account. Federal rules allow issuers to take 20 days to do so, although Visa contends most of its member banks make the funds available within two days anyway. Visa also said it would produce an educational brochure about debit cards with the National Consumers League, which had been sharply critical of Visa and MasterCard debit card policies. Debit cards with the Visa or MasterCard brand are plastic, walletsized cards that work in automated teller machines but can also be used to pay any merchant who also accepts Visa or MasterCard. In a debit card transaction, the merchant deducts the price of the transaction immediately from a cardholder’s account, as opposed to credit cards, in which transactions are billed to cardholders and paid for later. Visa has 47 million debit cards in circulation in the United States, accounting for $63 billion worth of transactions in the 12 months ended March 31. ___3 Pc. HatiM Sectieaal Features left arm side-by-side recliners, wedge and right arm full sleeper Covered in blue velvet fabric with thin mauve stripes.63-090-0/1/6 List Price $2199.99 *179*! Advertised regular or list prices are offering prices only. Sales may or may rn* have occurred. Throughout the year advertised merchanduar may he a at these or stnular sale prices. These prices do nor reflect possible occasumal markdowns.*With approved credit- Now through August Ijr* 1997. No minimum purchase required    MT, 971 West San Antonio • 625-7X4 Monday-Friday 9-7, Saturday *6. Sunday 1-5 available Lacks ;