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  • Publication Name: New Braunfels Herald Zeitung
  • Location: New Braunfels, Texas
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View Sample Pages : New Braunfels Herald Zeitung, August 02, 1987

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New Braunfels Herald Zeitung (Newspaper) - August 2, 1987, New Braunfels, Texas Commerce & Industry Page 6A Herald-Zeitung New Braunfels lexas Sunday. August 2, 198/ Molly Heynis otters classes supplies and the finished product at her Heritage Stained Glass on Walnut Street in New Braunfels (Photo by Deryi Clark) Heynis attends expo for glass craftsmen Molls Heynis owner of Hentug stained (ii.ins iii New Braunlels .o tended the International (ii,ins ( r .it Expo KT in Keno Nev July 22 25 He\ni> participated in workshop on fusing iii.inn and slumping un draping    i„,th    methods    < creating diniensinn in art ght" works bv kiln tiring Heynis also a tended lectures on I.impi admi photo stencil sandblasting air tuns use in glass painting use of hun wood iii durning stained g',iw ah dows and oak door construction un installation Included iii the K\po prog) .it were preseutaioiis oi noted statue glass designers Nan issus guugiia! and Peter Mullica Both onion porury artists shared ^ I it t« - •» ut ttiei work and spoke about then p.*: ticulai design philosophies in ai glass More than loon persons utter. Ie ttie events scheduled represent in more than to states including Musi .md Hawaii and tinman Mexico i amide end .leper ( ample!mg activities o Cr att Kxpo was u tradi tainting roughly IIH man wholesalers and supple glass materials Many ex 'iodin od new methods ut ten It the Hey n I t ill X I II o he ‘tit i iii tot tin Edward I), Jones & Co.' Members New York Stock Exchange Inc MBmNirs Securities in^evtor P»o!e< non Corpora J tor STAN A CUNNINGHAM Ltd Partner Ladies Only Investment Seminar Aug. 5    3:30    pm F ree Seminar RSVP    1000    IM. Walnut Suite F Bus.: (512) 629 0055 New Braunfels, TX 78130 ITO HUMM it; IS A “SMART MONEY” IDEA •    Watch Savings    Grow Fast •    Pay No Federal    Income Tax On Your    Earnings* •    Withdraw Your    Earnings Any Time -    Tax Free By Borrowing Against The Policy* •    ANO Increase Your Lite Insurance Estate, too Heres one excellent tax shelter that survived tax reform A ie gal way to avoid Federal Income Tax perhaps permanently It s Single Premium Whole Life Insurance from Bankers Life and Casualty currently paying 8 V2 % (Tax-Deferred) A great idea for building college funds preparing for retire ment, or even for many retired folks V mrnum $10,000 Single Premium required 'Ta* avoidance feature available .rider current 'ax iua nnd requires keeping pol<< y ir fort e for life Call me today for full details. Beth Gueldner Representative 629 4155 OR WRITf Beth Gueldner 4400 Piedras Dr South Nu 165 San Antonio. Tx 78228 Financial Focus Take mystery out of stock market By E D JONES & CO 1000 N Walnut Suite F Some investors view the stock market as a mystery or a gamble \etually Un • .uke! nothing more than a ret lect ion < : th* eee.nomy When the economy is strong and Bn* future look'' promising people tend to im cm then mmi . .aid when enough people invest th*'price ut ' t.s m general goes up Clithe othct hand w lien things appl ti gleomy and im estoi s se: 11. < ’ 11 de.    i *    ,    i.    - down (M course there - mn!' 'a the * rail pic i e s than ms: apply and l**n • ■ I ■ e ..>■<•.» .. seriously considers un est mg a th* *i. uey find common stork a leward:ag a :.utt\e '<> t)Onds certificates of Hep*' ' rn :    u a count*' In recent figures, put>    1! y and Management Company one visors firms a study ot reaction ot various rn revealed some mime estm ding ut th; at ket apl!ut Him ! the ii; ■ bister to (hi arch rn sad md the tacts troll ap Research study p unt to the early RWM Hie in. naut \ chart ut t fie I low i n January I'm * shows it a* down several tm •• a* 1 end of R.'Ho Economic cornin ions inflation spit al* J out <>! " Float on inn cd double digit levels, oil prices rose from S4 to $40 a barrel tax rates shot as high as 7u percent, and the government tried to regulate almost everything In short, investors saw greater op portunities outside the stock market ('adital Research points out that as these condi ms changed both individual and institutional in-vestors turned once again to common stocks \\ ■ y Because historically stocks have proved to '■e t en most rewarding alternative In the i < . i p 11 a I Research also review the HO years >    •    -through    IHM    i During this period, the an rn tease in inflation ll percent the - age rate paid on I'bills was I 4 percent the ! rn government bonds averaged 4 J percent, ■ I inmate tiornl" paid an average of 4H per xfille common stin ks returned a whopping • et age of 9 1 percent each year Uhe’ interest rates are high as they ce largely cen over the past dei ade serious money goes in 'a inloest sensitive investments such as bonds or ell it u ates of deposit \\ hen rates are no longer as ana- tive investor*' look tor other investment velm ie" These are economic conditions that iii '■ I lienee investment decisions It they re it, lot stood and sensibly applied they can etimmatt a lot of Hu- mystery and gamble from th** stock market I o I ort her illustrate economic and market t * ac lion < apital Research points out that today in Jtvidu.u investors have only 21 percent of their '"c's in "Nicks compared ti* 4 ! pert *-nt in the la!** ■t,us Add lo this ttu* fact that in just the last Hire* years almost lf* percent of companies listed on the New York Stock Exchange flax** been swallow ed up by takeovers or mergers and you see that should demand for stocks increase there could Im fewer stocks to buy (it course no statistical or historical data is con elusive especially in the stock market but you i an see that as more tacts are known some ot it** market mystery disappears Another tear that often haunts potential ;r vestors is how high the market is current \ Then seems to he at least in the mind" ot investor" some mythical number {tie mark**! cat.:.-' penetrate When it eventually reaches th.J number they believe it can't go higher Vs we earlier pointed out there actually w.t" , period when the market went nowhere I .it that not to say there s no room tor growth in the "to -market In tact the < apital studs comedos ti . ’ by carefully selecting stoi ks whose rj orate**. lungs and dividends have out paved int at -there are substantial value" not telle* ted • stock prices In other words theres picots growth potential in the mar ket Although the stock market does ofter ’ • challenge ot risk it also otters the oppo: lur.dy f r reward By investigating ttu* historical real ’n ■ the market to v artou- past et odou r «*x «*r:* -    * - can prudently plan for the tutut* It s n**’ guaranteed formula ot gambling t*ut it sure I- tr:** n Excellence Jim E Mercer DDS Has Dee^ a/.araed Accredited Me ” ber S ’ a * u s t.    * * e A •" . - a A . ad e m y of js * *.• t Dentistry tor e»- 0 en e n the A-* and S cr 0    * Cosmetic Den- 1 Stry Th S award is Shared I ,    .    r . ; J dentists in the United States and a as ; 'estated at the ann^a* •’'net • ; J 'he academy at the R'’*• rat .*• 1 j. e M de ” San Apex TERMITE AND PEST CONTRQl The Peak In Service’ 620-0202 Now Serving the New Braunfels Area Termites • Roaches - Ants Fleas • Rodents Free Inspections & Estimates One Time - Monthly - Quarterly Residential •Commercia1 •Apartments License »28t>4 Knibbe Financial... ... Where There is never a Bad Time to Make a (mod Investment. Howell E. Jones Vice President •Stocks •Bonds • Premier Low Load Mutual Funds • Pension Plan Specialist • Individual Investment Accounts. Managed by a prestigious money management firm.Hanked in the top 4%. Founded in 1938. Knibbe Financial Group. Inc. 755 Loop 337 Suite D New Braunfels. Tx. 78130 (512) 625-5208 Darrell Sollbergsr Investment Broker SIK MERCANTILE MORTGAGE CORPORATION l ins Ma\ Be \ our LASTCHANCE TO REFINANCE AT LOW RATES ll your current interest rate i" ll or above, MERCANTILE MORK* NGK may be able to reduce your monthly housing expense with no tees to MERCANTILE MORTGAGE \\<* are currently closing certain FUA and VA loans at low interest rates with no application lee Ask about our low cost cony entional i et malices Ernie M Office 397-3001 Hume 629-3207 Program for ow ner occupied only No condos or mobile homes TOM S POWER SWEEPING SERVICE FREE ESTIMATES (>20-1155 or <512)590 8571. TONY'S POWE!! SWEEPING SERVICE \\(» vacuum sweep pm king lots .indue sen ice shopping celite! s. id I ice build mgs. residential streets, schools, etc i all ate I hue Im ;