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New Braunfels Herald Zeitung (Newspaper) - April 11, 1996, New Braunfels, Texas 4 O HarafcFZaitung J Thursday. Apr! 11,1996 ■ To talc with Managing Edtor Doug Loveday about the Opinion page, cat! €25-9144, WL 21 “We (reporters) don’t fed we are doing our jab itkn we simply rely on what gowenunest says lits] intentions are. We do think Kb Mr jab lo take a skeptical view.” — Claudia Winkler journalist 1994 0 R I A LFunny home videos?Offensive video may reflect real attitudes at Republican National Committee It must be quite a video. “What are your qualifications?” the interviewer asks the buxom young job applicant. For an answer, she strips down to flimsy lingerie. ‘I’m an a— man, but you still got the job/' the gawking interviewer tells her. In another scene, a man sitting in a chair is apparently receiving sexual favors from a woman under the table. A pay-per-view soft pom movie? Maybe something Phil Gramm invested money in years ago? No, this little ditty was produced by the Republican National Committee for its Christmas patty last year; and the “interviewer” is Bill Greener, Republican convention manager. The disclosure of the tape is an embarrassment for the Republican party, and the Republican National Committee in patellar And it would be little more than an embarrassment if not for allegations from three female former employees, who claim in a lawsuit that the Republican National Committee headquarters in Washington is rife with lewd behavior; racism and gay-bashing. Considering what the leadership at the RNO feels is appropriate entertainment for a Christmas party, it is easy to believe the women's claims have merit The leadership of the Republican National Committee could start to rebuild its credibility with an apology, a simple acknowledgment that portions of the video were in poor tKff But, if what the former employees claim is the standard of conduct in that office is true, the RNC needs to do more than apologize. It needs to clean house. (Today’s editorial was written by City Editor Roger Gateau.) Write us... Th* New Braunfels Herald-ZeUung welcomes letters on any public issue. The editor reserves the right to correct spelling, style, punctuation and known factual anon. Letters should be kept to SSO wonts. Ws publish only original mail addressed to the New Braunfels Herald-Zedung bearing the writer's signature. Also, an address and a telephone which eve for    must    be included. Place# cite the pegs number and date of any article that is mentioned. Preference ie given to writers who have not been published in the prsvieus 30 days. Heil letters toe Letters to the Editor do the New Braunfels Herald Zeitung P.O. Drawer 31132S New Braunfels, Texas 78131-1328 Fax: (210) 625-1224 New BraunfelsHerald-Zeitung Editor and Publisher............................................................David    Sullens Managing Editor...........................................................Doug    Loveday Retail Advertising Director..............................................Jack Osteen Accounting Manager........................................................Mary    Lee Hal Circulation Director....................................................Carol    Ann    Avery Pressroom Foreman...........................................................Billy    Parnell City Editor.....................................................................Roger    Croteau Whisted on Sunday mornings rad weekday morning* Tuesday through Friday by the New Bnmmfels Hendd-Zntmg (USPS 377-880) 707 Lands Sl, or P.O. Drawer 311328, New Braunfels, Comal County, Tx. 78131-1328. Second claw pottage paid by Se Mw Braunfels Herald-Ztumg is New Braunfels, Texas. Cantar deivcrad is Comal and Guadalupe counties: date months. S3050; six months. 837; one year. S66. Senior Citizen Discounts by carrier delivery only: six monte, $33; one year, 862. Mail delivery outside Comal County in Texas: three months. $30.30; six monde, 895; one year. $103.50 Mail outside Texas: six months, $78; one year. SI 18.25 Snbacribm who have not received a newspaper by 5:30 p m. Tuesday through Friday or by 7:30 am on Sunday may call (210) 625-9144 or by 7 pm weekdays or by 11 am on Sunday. Postmaster: Scad address changes to the New Braunfels Herald-Zeiamg, P O. Drawer 311328. New Braunfels. Tx 71131-1328. Onfln* contect ■To submit letters and guest columns electronically by way of online services or Internet, or to simply contact staff members, the managing editor's address is DLovedayUAOLcom.OpinionChoose health plan carefully What’s in a Health Plan? Choosing a benefit plan in today’s health out cmroanent can be quae confusing. A concept called “managed care" has crept into our society and forced us to lean a new vocabulary of health care jargon. "'Managed axe’* health plans include many different kinds af health insurance AH managed care plans place restrictions on access lo medical services, some more than ochers, to lower costs to the plan. Most plans take care of their members through organized networks of preselected doctors, hospitals and other health care providers. Managed care plans include health maintenance organizations (HMOs), point of service (POS) and preferred provider organizations (PPOs). These plans include features that go well beyond die managed care in conventional insurance plans. --------11 ■ I # MM 11 iri ■ I ■    *----*■ n ll i i 4--- (IMUS are more restrictive out cost less HMOs usually restrict patients to doctors and hospitals who have a contract with the HMO. If you seek medical care outside the HMO’s network of hospitals and physicians, the cost of your care usually worrit be paid for unless the care was authorized ahead of time by die HMO or it was an emergency. HMOs also require patients to obtain referrals from primary care physicians (ie family practice, pediatrician, internal medicine) before visiting a specialist POS and PPO offer more freedom A POS plan is an HMO-type plan that will allow a member to self refer to a specialist physician in the network without obtaining a referral from a primary cere physician first However, the plan usually penalizes the patient through much higher out of pocket expenses. PPOs are die most similar to traditional indemnity insurance. Patients are allowed to visit any type af physician, whether primary care or specialist, nil no restrictions. Patients are covered whether they seek ewe withm ar outside the PFO network. They are given financial incentives through lower copayments to seek in-network care. A Health Care Benefit Plan Checklist The rapid changes in health care can make choosing a health plan quite confusing. When choosing an insurance [dan, it is important to weigh the benefits included in die health plan you choose with the costs of the plan. Below is a simple checklist to use when evaluating your current health care plan. I. Access to Care-Can you choose your doctor and hospital? Does this plan offer access to doctors and hospitals locally? If you travel out of state, can you be guaranteed that doctors and hospitals in the area you are traveling are in your plan? If not, your costs could be greatly increased. Do you have freedom to seek specialty care or ae you required to visit a primary care doctor (i.e., family practice, pediatrician, internal medicine) to obtain a specialty referral first? II, Insurance Plan Benefits - What pre-existing conditions are included in the plan, and will they limit the ability to seek covered treatment? What is the lifetime maximum benefit of the policy, and will it limit die number of services or amount of time you may seek services? Is there a dollar limit on any specific type of care such as mental health or bone marrow transplant services? How is die doctor and hospital reimbursed on the plan and are they given incentives to provide die least expensive treatment first? m Quality of Services - Check references before choosing a health plan. How many members left die plan last year and why? What percentage of physicians in the plan’s network are board-certified? Are other people currently signed with the plan pleased with the turnaround time for preauthonzabon approvals and claims reimbursement? Remember, health insurance is purchased to protect you from the financial losses incurred from a catastrophic illness, not just coverage for routine procedures. An understanding of how the system works can make a tremendous difference. This consumer information was provided by Heath Reach, a Physician Hospital Organization composed af McKenna Memorial Hospital and 63 locally based physicians who work together to provide a complete system of quality health care services lo the local community. If you have a medical or insurance question you would like addressed in this column, please write to Health Reach, 598 N. Union Suite 320, New Braunfels 78130. R. Gay Bums is executive director for Health Reach. WH Awn sort oMre tattier INorth Korea may have miscalculated By TOM RAUM Associated Press Writer WASHINGTON (AP) — President Clinton went to the Korean demilitarized zone on his first presidential trip overseas and sternly warned the North that “it would be the end of their country” if they developed and used nuclear weapons. North Korea’s recent military incursions into the DMZ may be a way of tweaking Clinton — who pays his second visit to South Korea next week — for that provocative July 1993 performance. While the true motives of the secretive communist regime in violating terms of the 43-year-old armistice remain obscure, any efforts by Pyongyang to try to wring concessions from the Clinton administration seem unlikely to succeed. Clinton’s 1993 warning to the North — made in the DMZ only feet from grim-faced North Korean bolder guards — was an effort by a new Democratic president to demonstrate solidarity with previous Today In History By The Associated Press Today is Thursday, April 11, the 102nd day of 19%. There are 264 days left in tire year. Today's Highlight in History: On April ll, 1945, during World War ll, U.S. soldiers liberated the notorious Nazi concentration camp Buchenwald in Germany. On this date: In 1689, William 111 and Mary ll were crowned as joint sovereigns of Britain. In 1814, Napoleon Bonaparte abdicated as emperor of France and was banished to the island of Elba. In ISM, President McKinley asked Congress for a declaration of war against Spain. In 1899, fire treaty ending tire Spanish-American War was declared in effect. In 1921, Iowa became the first state to impose a cigarette tax. In 1947, Jackie Robinson made his major-Ieagtre debut, playing in an exhibition between the Brooklyn Analysis administrations in dealing firmly with die Pyongyang government. Now Clinton is seeking a second term, and the presumptive GOP nominee, Senate Majority Leader Bob Dole, pretty much agrees with him on U.S. policy in Asia. In fact, with the exception of some disagreements on Bosnia and on Pentagon weapons programs, Clinton and Dole are not that far apart on most national security issues. Most of Dole’s disagreements aren’t with Clinton but with many younger GOP activists in Congress who favor a reduced U.S. commitment abroad and in the United Nations. Dole is more of the old-schod — more inclined to support the president in foreign policy endeavors. Last month, when China launched military exercises in the Taiwan Strait in advance of presidential elections in Taiwan — part of its continued attempt Dodgers and the New York Yankees. In 1951, President Truman relieved Gen. Douglas MacArthur of his commands in the Far East. In 1953, Oveta Culp Hobby became the first Secretary of Health, Education and Welfare. In 1970, Apollo 13 blasted off on a mission to the moon that was disrupted when rn explosion crippled the spacecraft; the astronauts managed to return safely In 1979, Idi Amin was deposed as president of Uganda as rebels and exiles backed by Tanzanian forces seized control. In 1980, the Equal Employment Opportunity Commission issued regulations specifically prohibiting sexual harassment of workers by supervisors. In 1981, President Reagan returned to the White House from the hospital, 12 days after he was wounded in an assassination attempt. Ten years ago: Two FBI agents were killed in a wild shootout in Miami that also resulted in the deaths of two robbery suspects. Five years ago: The United Nations Security to stifle pro-independence sentiment — Clinton replied with strong ihetoric and by sending two U.S. Navy carrier battle groups into the region. Dole called China’s war games “a test” of Clinton, but also said he supported the president’s steps. North Korea’s violations on three successive days of the 1953 armistice agreement that halted the Korean War comes in advance of South Korea’s parliamentary elections on Thursday and Clinton’s brief visit next Monday on his way to Japan and Russia. U.S. officials theorized that the provocations were an attempt by Pyongyang to lure the United States to enter formal peace talks without South Korea sitting at the table. North Korea did, in fact, get the United States to bargain with it directly in resolving the crisis over its nuclear program in 1994 and in winning the freedom of a U.S. helicopter pilot shot down near the border. “Now, maybe they’re practicing DMZ blackmail,” said Helmut Sonnenfcldt, an analyst at die Brookings Institution. Council announced a formal end to the Persian Gulf War. The space shuttle Atlantis landed safely after an extended, 93-orbit mission that included deployment of an observatory. The musical “Miss Saigon,** denounced by detractors as racist and sexist, opened on Broadway. One year ago: President Clinton expressed sympathy for Pakistan’s anger over the blocked sale of American fighter jets, telling visiting Prime Minister Benazir Bhutto that it was “not right” for die United States to keep the planes and refuse to give the money back. Today’s Birthdays: Fashion designer Oleg Cassini is 83. Former New York State Gov. Hugh Carey is 77. Ethel Kennedy is 68. Actor Joel Grey is 64. Actress Louise Lesser is 57. Syndicated columnist Ellen Goodman is 55. Actor Peter Riegext is 49. Thought for Today: “Only the vanquished remember history.” — Marshall McLuhan, Canadian communications theorist (1911-1980). ;