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Lethbridge Herald Newspaper Archives

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Lethbridge Herald, The (Newspaper) - April 8, 1972, Lethbridge, Alberta Jolutdoy, April 8. 1977 THE IETHBRIDGE 3X entire family is eligible for Convalescence Cash. There are no maximum age limits and acceptance is guaranteed, during this enrollment. e You can collect a day tax free extra cash for every day you are convalescing. No home confinement necessary to collect. You can collect in addition to any other coverage you may you can start collecting immediately. Choose from these 4 plans that pay you while you or your family are convalescing after hospitalization. FAMILY PLAN Pays a day while you are convalescing. Pays a day while your wife is convalescing. Even for maternity. Pays a day while your children are convalescing. HUSBAND-WIFE PLAN Pays a day while you are convalescing. Pays a day while your wife is convalescing. Even for maternity. SINGLE PARENT FAMILY PLAN Pays a day while you are convalescing. Pays a day while your children are convalescing. PEOPLE 65 AND OVER RECEIVE 50% OF THESE BENEFITS. You can collect the above amounts during total or partial loss of time for up to 2 full years, depending on prior hospitalization. INDIVIDUAL ADULT PLAN Pays a day while you are convalescing. How CONVALESCENCE CASH works. If you arc enrolled in .'ind have been in hospital conlinuously for 4SJioiirs. you collect llie above amounts Cor every day of convalescence for as many days as you were hospitalized. There is JTO red tape- you claim as soon as you come out and we si art paying you immediately. And we keep on paying you for up to 2 full years convalescence if that's how long you were, in hospital. This vital protection is a breakthrough in health insurance. For a proper undcrstandins of the benefits and cost of CONVALESCENCE CASH, read the following information carefully. The high cost of getting better- end how to beat It. A disquieting f.ict. Three out of five Canadian households may have at least one member in hospital this year. Residents of Canada spr "I over '12 million day; in hospital last year.....tins year it mar increase. It could he you, your wife, or your week...next month. There is no way of knowing when illness or accident is going to strike. Fortunately yon live in Canada. When yoiThave to go Into the hospital you don't have to worry about hospital expenses. Government insurance pays mos! of yonr hospital costs. But what about when you come put? You need to spend some time convalescing and petting better before you can resume your usual activities. Most people, will have [o spend at least as many days recovering afler hospitalization as they spent in the hospital. >Jow that can be eNpensive, even if sou still have a salary coming in. And if you don't it can be financially distressing. What it you have to .spend some time in a warmer climate... could you ailoril it'.' Or what if your wile had to stay home from work or needed help around Ibc house, oryour children need private tutors to keep up with school work? These are questions everyone should ask themselves... before it is too late. You'll probably think of a million, and one different reasons why you should have extra cash. And that's precisely why we designed this plan.The pro- tection we call CONVALESCENCE CASH. It hell CONVALESCENCE CASH AND PRE-EXISTING tirinnirv for which wit are receiving or have recent received medical trcatnient or advice Please read carefully to be sure you understand: (a) what pre-existing conditions means (b) when they are covered by Convalescence Cash (c) bow this affects you. 1. fa) or injury) for which you received medical treatment or advice within 72 months before the effective dale of your policy- in this cnse April 18. 1971, 2. (b) Such pre-existing conditions arc covered if vou have not received any medical treatment or advice for a condition during any 12 consecutive month period ending after April 18, 1972. And, with Con- valescence Cash, in all cases, after your policy has been in effect fur 24 months, no condition will be considered pre-existing-all conditions will be fully covered. 3. fc) immediate coverage for illness or injury that results in convalescence from mill the ex- ception of pre-existing conditions which nmv not he covered as described above. This means that a pre- existing condition does not prevent you from enrolling in Convalescence Cash for while, as we have ex- plained, a pre-existing condition may not lie imme- diately covered, other illness or injurv you mav suffer is immediately covered. beat the high cost of getting better. elps you CONVALESCENCE CASH pays tax free extra cash directly to you alter you get out of hospital. If you're a single adult. 18 or over, or the bead of a family under 65. CONVALESCENCE CASH will pay you S20'a day for every day you arc convalescing, for as long as you were in hospital, up to 2 full years. And tile money is waiting for you as soon as you get out of hospital...all you have to do is have the simple'claim form completed and submit it while you are convalescing. CONVALESCENCE CASH provides special maternity benefits. If you have the 1-amily Plan or Husband-Wife Plan. will receive SI5.nO a day for each day your wife is convales- cing following a period of caused by prec- nancy, for as long as her confinement la.slcd, or up weeks Ifir any one pregnancy (maximum whichever i.slrss. These benefits arc paid for pregnancies commencing nflrr the effective date of the policy. erir There are no maximum age limits. CONVALESCENCE CASH is especially desirable for peo- ple over 65 whether ailing now or not. A silicic adult or the head of a family will lie paid SIO n day each and every day, 5300 a month each month for up to 2 lull years, if that's how long Ihey are convalescing and were in hospital. Spouses are covered for S7.50 a day each and every day, S225 a month each month for up to 2 full years, depending on the above qualifications. These benefi'ls would supple" age pcnsjorjj You don't have to stay at home while you're convalescing to collect. CONVALESCENCE CASH Is unique because it is "loss of lime" by "loss of time" we mean any period of time for which a covered person is disabled anil unable to carry out some or all of his or her usual activities (everything from employment to housework to school This means that you can collect while you're enjoying recuperative travel or resort living. And yon can continue 1o collect even while phasing back into your work routine. Pays you In addition to any other coverage you might have. CONVALESCENCE CASII docs not take the place ofolher insurance coverage. It provides extra cash in addition to your present coverage fora low premium. That's what makes it so valuable to you and your family. Premiums do not Increase with your age. Once you have enrolled in CON VA LESCENC f. CASI I vour premium will remain in your original asc classification, regardless of how long your policy. niirlnlflht, April 17, 1972, ACT NOW! Protest yourspif rmtl You can collect money while getting better-for nursing drugs housekeepers, private tutors, travel, health resorts and other needs. You can collect again and again, following every period of hospitalization, while the policy is in effect. Pays for sickness as well as Injury convalescence. This policy covers sickness or disease bodily in jury caused by an accident. Your policy can't be terminated because of your claims Your policy cannot be terminated nor the rates changed because of your claims, or for any other reason, unless all CONVALESCENCE CASH policies bearing the same pol- icy form number in your province are terminated or changed. There are no health questions and no maximum age limits to qualify for this plan. CONVALESCENCE CASH is available to everybody in Canada, and with no upper age limit. Please refer In Con- valescence Cash and I'l'C-fcxistiiig conditions on How we can offer you this low cost protection Our costs for processing are kept at the lowest possible level by enrolling a great many people at one time through adver- tisements such as these. These savings are reflected in the low monthly premium rates for Convalescence Cash. CONVALESCENCE CASH BENEFITS Individual or S SI 40.00 Spcuia 1 15.00 S105.DO 5450.00 15. DO 5105.00 S450.00 Chili S 10.00 5 70.00 5300.00 FAMILY PLAN Daily............_...... WseMy................. 'Monthly.............. HUSBAND-WIFE PLArV S Weekly........................._ SHO.OO INDIVIDUAIADJITPLAN Daily............................... i SHO.OO _ 'Monthly.......................... SINGLE PARENT FAMILY PIAN Daily............................... S 20.00 J 10.00 Vteekly............................ _ s 70.DO 'Monthly.......................... S300.00 a PEOPLE 65 ANDOVER RECEIVE 50% OF THESE BENEFITS, Enrollment guaranteed If you act now. This offer expires midnight Monday, April 17, 1972. Your application must be postmarked not later than that date. Send your application and first month's premium and your policy will he sent to you. Your protection beeins at 12.01 a.m. on April 18, 1972. GUARANTEED SATISFACTION YOUR MONEY BACK IF POLICY RETURNED WITHIN 15 DAYS AFTER YOU RECEIVE IT. YOU ARE RISKING NOTHING, AND YOU'RE COVERED WHILE YOU MAKE UP YOUR MIND. MONTHLY RATES Choose the plan that suits you bsst. PnilCY OWNER'S AGE DETERMINES RATE 1Elo44 45lo54 5Slo64 58.OH S 7.00 B.OQ 8.25 S 8.75 9.50 t 9.75 Can I nilii new bom children (lie pnlicy? A Yr s, if you are insured under the Family Plan new born children ars automatically covered upon attaining age of 3 months. Under any of the other plans you can change your policy to the Family Plan to include new born children after 3 months. Simply notify us and WB change your premiums to the applicable rate. Under the Family Plan and the Single Parent Family'Plan children cease to be covered when they reach age 19, or 23 if they arc dependent and attending an educa- tional establishment on a full lime basis. Q If I find out I Imvc to go into hospital the day my policy goes into effect am I covered? A Yon'recoveredfrom 12.0 la.m.on April provided we receive your enrollment postmarked not later than midnight on April 17, 1972, provided the illness is not the result of a pre-existing condition. Q How (In I collect ray henefiIs? A.Tust have the simple claim form completed. It comej with your policy and instructions are printed on it. Then mail it to CNA assurance Company. (J Can I buy this protection ray parents regardless of their age? A Yes. But you must indicate clearly on the application that they are the Policy Owners and that the premium billing goes to you. Written consent from your parents must accompany the enrollment form. TI change my mind when receive my pnlicy can I get my money buck? A Absolutely. You have 15 days from the day you receive the policy to examine it carefully in the privacy of your own home. You'll find it easy 'to read and simple to understand. Show it, if you wish, to your insurance agent, doctor, lawyer or trusted advisor. If you decide, for any reason, to return the policy, do so within 15 days after you receive it. Your money will be refunded. How can T use my cash benefits? A For anything you like. There arc no limitations. You can use it for drugs, medical equipment, nursing caro or ambulances. It could pay for babysitters, housekeepers, private tutors and recuperative travel expenses such as hotels and transportation. You can use this tax free extra cash for any and every convalescence expense. Q Arc there any exceptions that apply to my policy? A coycr_anv caused by war, riots or insurrections: service in llie armed forces; HCD'oui orjnenla! disorders; birth defeats; attempted suicide or self inllicleil injuries; nor does it cover con- v iksicncc follow mi. conli nemcnl in clinics, nursing, or convalescent homes._or extended or. institutions lor alcoholics md drug addjcjsjir tally ill. CONVALESCENCE CASH Family Plan.............................. Husband-Wife Plan................... Individual Adult Plan................. Single Patent Family Plan......._ We regret that only one Family Plan is available per family, 1 Inwcvcr, if you wish instead to purchase 2 Individual Adult Plans (for yourself and your wife) or just a Single Parent Family Plan to protect your wife and children you may do so. Make up your own combination but do not enroll fhe same person more than once. You may also purchase this plan for your parents if you are IS or over. Your questions answered about CONVALESCENCE CASH What exactly is mcnr-il by convalescence? A Convalescence means the period of time immediately fol lowing discharge from hospital after a minimum con- tinuous stay of