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Brandon Sun (Newspaper) - July 4, 2002, Brandon, Manitoba Caution key for investors, experts say By Curtis Brown Brandon Sun Every so often, it’s OK to be a bit dull. Due to a downturn in the stock markets, local investment planners are encouraging clients to be boring for the next little while. The Toronto Stock Exchange, Dow Jones Industrial, and NASDAQ indexes slid significantly in the past week. Brandon financial planners say people should play safe and invest in low-interest items that have guaranteed returns. “People always should have fixed-income investments as a security buffer,” advises D’Arcy Barker, a chartered financial planner. “They may be boring, unexciting, not sexy at all — but they’re necessary.” Brian Cottom of Premier Financial Planning suggests investors stick to whatever financial plan they currently have in place. “If you’re a saver, then stay the course,” he says. Grant McPhail, senior vice-president of Rice Financial, says investors should keep money in high-quality stocks and bonds that won’t vary wildly in value. “You have to stick with quality in a time of instability,” McPhatl recommends. He says bonds and guaranteed income certificates (GICs) are the best items to invest in. But if investors are young and have lots of time to invest money before they retire, one financial planner believes it might be a good time to buy while stocks have low values. “There’s always a good buying opportunity for equity when things go down,” says Barry Twerdun of Twerdun Financial Group. “It all depends what your money is earmarked for.” The Canadian economy is expected to remain strong in the next year, while the American economy is expected to slow down. But even though Canada’s economy should remain in good shape, Ron Robinson of Investors Group warns not to invest too heavily in Canadian stocks. “My advice would be not to ignore Canada, but certainly don’t overweigh it,” says Robinson. Twerdun makes the same caution when it comes to investing in Canada. He says world events could quickly bring down markets in this country. “I’m looking at Canada and its markets are doing better than the U.S. But there is still a lot of uncertainty.” In Barker’s opinion, the most important thing is not to make any knee-jerk decisions. He says buying or selling in a mad panic will only lead to big losses. “I think that the timing can really damage portfolios,” he says. “Fluctuations have had a negative effect, but it’s been the stockholder’s decisions on when to buy or sell that has lost them lots of money.” — with files from CP G anoia crops need some help from rain By Kyla Duncan Brandon Sun All farmers in southern Manitoba can do with canola crops now is pray for favourable weather conditions. “Canola is the mainstay of annual crops in this part of Manitoba. We depend on good canola crops to see us through. It’s the only thing that’s kept a lot of grain farmers in business here,” says Kevin Archibald, a Killarney-area producer with 300 hectares of his 880 hectare farm devoted to canola. Canola plants should be in full bloom, but spring’s cold, windy conditions and now early summer’s extreme heat has the oil seed crop weeks behind and not looking promising. In general, canola crops are bad everywhere, all over the province, says Scott Day, Boissevain agriculture representative. “Canola just had so many things go wrong with it this year.” Day has been touring Manitoba lately and admits the majority of farmers will see poor canola yields this year. “There are just not enough canola plants at best,” Day says. “As each day progresses, this canola crop isn’t correcting itself.” Archibald is dealing with the multiple problems facing his canola crop this year and says only perfect weather conditions will bring him the yield he’s hoping for. “It’s a very poor stand. There seems to be poor emergence, there has been some cutworm damage in some fields,” says Archibald. “With it not looking so good, I know a lot of people are reexamining what their projections are going to be this year.” Canola was off to such a poor start, it had Archibald and several of his neighbours start again. “In the end we decided to replant less than IO per cent of our acreage,” says Archibald, who replanted with a green feed crop because of a shortage of hay as well. “It’s often better to hope for the best than to replant.” Denton Barkman runs a smaller farm south of Killarney with only a small piece of land dedicated to canola, but the crop’s poor condition has him trying hard to be positive. “I’m hoping it will recover and we’ll have timely rains. When you have stress, it always sets the plant back ... canola will recover more than some other crops might,” Barkman says. “I have to be optimistic, otherwise you don’t stay in this business.” Barkman says his bottom line won’t be affected as much as many of his neighbours because he has diversified farm to fall back on. “If just the canola was bad and the rebi of the crops were good, it wouidn t affect us that much,” Barkman says. Watch Tomorrow's BRANDON C SUN for these flyers: filers Nam Lung* The Northern Store ‘Partial distribution - subscribers and non-subscribers lf you do not receive these flyers call the Brandon Sun Circulation Department at. 727-0527 Brandon Sun s Forecast Western Manitoba Forecast Cloudy with showers in the morning with thunderstorms developing in the afternoon (pop 60%). Winds easterly 20km/h becoming southeasterly 30km/h. High 24 Humidex 27. 1-900-565* Weather Weather On Demand Tonight Mainly clear with cloudy periods Low 17. Saturday Sunny High 28 Low 14. Monday Sunny High 27 Low 12 UY forecast Today’s UV index Time to burn: Skies today Sunrise: 5:37 a m Sunset 9 51 p.m. Brandon’s almanac today Temperature Normal Record Last year Yesterday Precipitation Today's Normals Yesterday Tomorrow Mainly sunny with cloudy periods High 30. Low 13 Sunday Sunny High 29 Low 14. Portage la Prairie Partly sunny 24/19 • Killarney 'Tstorms 24/17 U.S. today tomorrow Bismarck tstorms 33/19 tstorms 34/21 Boston tstorms 33/20 p cloudy 25/15 Chicago p.cloudy 29/18 p cloudy 30/21 Dallas p cloudy 32/22 pcloudy 33/24 Denver tstorms 30/16 tstorms 36/16 Fargo p cloudy 30/22 tstorms 31/21 Houston p.cloudy 33/23 tstorms 33/24 L Angeles p cloudy 20/16 p cloudy 21/16 Miami tstorms 29/25 tstorms 30/23 New York tstorms 35/21 pcloudy 27/17 Phoenix p cloudy 41/27 sunny 41/30 S. Fran. windy 20/11 windy 21/11 Salt Lake Ctstorms 36/20 p cloudy 37/18 San Diego p cloudy 20/16 p cloudy 21/17 Seattle showers 18/7 p cloudy 21/11 Tucson tstorms 39/23 p cloudy 39/22 Washingtontstorms 36/23 p cloudy 30/18 Canada today tomorrow Calgary rn.sunny 22/7 p.cloudy 23/8 Charlottetwnp. sunny 26/18 rain 23/13 Churchill sunny 22/11 rain 20/8 Edmonton rn.sunny 18/8 showers 25/7 E Ste van tstorms 27/18 p.cloudy 26/13 Dauphin showers 24/18 p.cloudy 28/15 Fredericton cloudy 26/18 rain 25/14 Halifax cloudy 26/17 showers 23/13 Kapuskas’g p.cloudy 19/9 p.cloudy 23/11 Lethbridge rn. sunny 24/8 p.cloudy 23/9 Moncton p.sunny 27/18 rain 24/12 Montreal p cloudy 26/15 p.cloudy 23/14 North Bay rn.sunny 23/10 p.cloudy 22/14 Ottawa rn sunny 26/14 p.cloudy 22/13 Pr Albert rn. sunny 23/11 p.cloudy 25/9 Pr George showers 16/6 showers 20/9 Pr. Rupert showers 12/10 cloudy 15/10 Quebec C. p.sunny 23/14 showers 22/13 Regina pcloudy 25/13 sunny 25/12 Saint John pcloudy 21/15 showers 22/10 Saskatoon rn.sunny 25/12 p cloudy 25/10 St John’s rn. sunny 18/11 showers 22/12 Sudbury rn.sunny 23/11 sunny 23/12 Swift Cur rn. sunny 26/13 sunny 24/10 Thunder B pcloudy 25/9 p.cloudy 22/12 Toronto rn. sunny 29/14 sunny 25/13 Vancouver showers 18/9 p.cloudy 21/13 Victoria showers 17/9 p.cloudy 22/10 Whitehorse p cloudy 17/2 showers 18/6 Windsor tshowers 31/18 sunny 26/17 Winnipeg p.sunny 24/19 showers 30/15 YellowKnife p.cloudy 22/13 p cloudy 18/10 I Resorts (dday tomorrow Acapulco Barbados Bermuda Cancun Cuba Dom R. Montego B Nassau Puerto Rico tstorms p cloudy cloudy sunny tshowers tshowers p cloudy pcloudy pcloudy 31/27 31/26 31/25 37/23 36/25 31/24 33/25 32/28 32/27 pcloudy sunny sunny tshowers tshowers showers pcloudy tshowers sunny 37/26 31/26 31/25 35/23 31/24 32/24 33/25 31/27 32/27 TWN incorporates Environment Canada data “From 1979 to 1999, the fertility of Canadian women aged 20 to 24 decreased nearly 40 per cent and fertility among those aged 25 to 29 declined about 25 per cent. In the United States, fertility rates among women in these age groups remained relatively stable.” American women aged 20 to 24 have a fertility rate 75 per cent higher than that of Canadian women of the same age. Among women aged 25 to 29, the American fertility rate was 15 per cent higher. Also teen pregnancy rates are higher in the US than in Canada and other industrialized countries. The report suggests Canadian women use better contraceptive methods, with more than eight in IO opting for birth control pills, a method used by fewer than one in six American women. Clinics allow many unemployed Canadian women access to birth control pills at a fraction of the cost. “So if anything this is a celebration of Canada’s success, not the opposite,” Foot says. The report also suggests younger Canadian women may delay child-bearing since unemployment rates for young Canadians are higher than for young Americans. And as women put off having children until later in life, families are smaller. However, Foot says it may have a lot more to do with education than unemployment. “Essentially if you educate women, they have other options, especially in the workplace, and they delay having children.” Lotteries PICK 3 9,0,7 WESTERN 3, 22, 26, 35,41, 42 bonus 43 6-49 25, 27, 28, 36, 37, 40 bonus 17 THE PLUS 9,3,5,6,0,7 GARBAGE DAY 4 CONTACT US Circulation ...................727-0527 Switchboard ... ...................727-2451 Newsroom ...... ...................571-7430 Toll free.......... 1-877-786-5786 Sports.............. ...................571-7442 Advertising .... ...................571-7400 BAYNE, Ada Louise, beloved wife of William. FORSYTH, Linda Diane (nee Chorney), of Pipestone. GORRIE, Elwood C., beloved husband of Treva. GROSS, Timothy Robert, beloved son of John and Betty. SEYFERTH, Bernd “Berme,” beloved husband of Kathy. WATKIN, Florence, of Fairview Home. COLIN CORNEAU/BRANDON SUN Chris Hough waits to get back on the road as a tractor-trailer truck rumbles by on the TransCanada Highway near Brandon. Hough is heading to Vancouver from Halifax and has seen plenty of summer driving hazards on his journey. Impaired drivers cause summer deaths CONTINUED FROM Al “You see too many drivers dnving too close together, too fast,” said Jackson, a semi-truck driver for IO years. “People pulling trailers behind their vehicles shouldn’t be going that fast. All it takes is a gust of wind for them to lose control.” Both McNicol and the Canada Safety Council cite drinking and driving as a major cause of summer highway fatalities. “We’ve been stepping up in enforcement,” Brassart says. “We’re trying to catch those people dnnking and driving now, and as a result the numbers will increase as we’re doing it.” The Brandon Police Service has been setting up an average of two checkstops per week, using five or six officers at each stop. So far this summer, no one has been killed in Brandon as a result of drinking and driving, or any other dnving mishap. “Luckily,” we’ve avoided any fatalities, Brassart says. Fact Some tips to keep from getting in an accident while driving this summer, from the Canada Safety Council: • Don’t drive when tired. If you started your trip early in the day, finish early. Also remember to stop often for breaks, which are good for both drivers and their vehicles. • Make sure you’ve taken safety precautions before leaving on your trip. Carry a roadside emergency kit (flashlight, flares, first-aid kit), and make sure your vehicle is in good working order. • lf you’re driving in a heavily-loaded vehicle or pulling a camper, make the necessary adjustments. Allow more time to slow down, and leave lots of room when passing other vehicles. Pull over and let faster vehicles pass if you must go slow. • Drive defensively. Obey all signs and signals, and watch out for other drivers. • If you need to use your cell phone, don’t drive while talking on the phone. Pull over to take a call. • Never drink and drive. Former Mounties jailed for lobbing vegetables and fruits WINNIPEG — Two former Mounties who launched a volley of fruit and vegetables at city police have received a verbal roasting from a Winnipeg judge. “The two of you are a disgrace to every RCMP officer and police officer in Canada," provincial court Judge Arnold Conner told brothers Daniel and David Dauphinee. He added that “judicial decorum prevents inc nom telling each ut you what I really think of you.” Conner convicted the brothers Tuesday of assault with a weapon and sentenced them to two months in jail. Both men smirked at his ruling but said nothing. The Dauphinees have been in custody since March after being charged with obstruction of justice for allegedly trying to force a key Crown witness not to testify against them. “The two of you have treated this incident as a juke, Gunnel said. The Dauphinees were arrested last summer after several oranges, apples and onions rained down on unsuspecting Winnipeg police officers investigating a domestic dispute downtown. The produce was launched from a 19th-floor apartment, narrowly missing two officers. The Dauphinees, who recently retired after spending long careers with the RCMP, denied throwing the items and blamed it on the woman who owned inc apartment. —Canadian Press More women use the pill here than U.S. CONTINUED FROM Al ;