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New Braunfels Herald-Zeitung (Newspaper) - November 16, 1997, New Braunfels, Texas Inside Sports Day Sltimmtisi h Birthday wishes from IheHeraldZeltung The New Braunfels Herald1 lifting extends birthday wishes to the following Lori Gruwell Bun ny Hollas Catherine Ritchie Johanna Lopez Klm berley Navejar Lana Cole Michelle Whitley 8 Jonathan Post 13 Camillo Botcllo Ingrid Faris Robert Heynis Kathleen Bailey 50 years Ron Meyer Monday and Dantca Scholl 18 years Monday Happy anniversary to Carlos and Yvonne Robledo and Mario and Diana Young To have a birthday or anniver sary listed here call 6259144 Sunny cool weather on tap Today Sunny and cool Highs near 50 Tonight mostly clear Lows in the 30s Monday Increasing clouds Highs in the 50s Tuesday Mostly cloudy and warmer with a slight chance of rain Lows in the 40s Highs in the 60s to near 70 Wednesday Mostly clear Lows in the 40s Highs in the 60s to near 70 Zoeller sponsors Escape School Zoeller funeral Home is sponsoring two sessions of Escape School in New Braunfels on Monday at Oakwood Baptist Church 2154 N Loop 337 The free sessions start at 10 and 2 and last one hour Author Robert Stuber who wrote Missing Stranger Abductions Smart Strate gies to Keep Your Child will instruct parents and children onVays to avoid abductions For infor mation call Zoeiler Funeral Home at 6252349 Child welfare board shares the spirit The Holiday River of Lights Sharing the Spirit organization chosen for Monday is Comal County Child Welfare Board This nonprofit organiza tion will supply two workers to staff the light display from 6 to Monday and hand out information In return the organization will receive 50 cents per vehicle that passes through Cypress Bend Park Monday evening Master plan committee meets City of New Braunfels comprehensive steering committee will meet at 7 Monday in conference room AB of the municipal building Members will dis cuss the Oct 20 master plan forum and a representative from Wilbur Smith Associ ates will issue the revised draft of the plans issues goals and objectives The it next phase of the master plan process will be present ed with a projected time table Let us meet your neighbors We want the rest of New Braunfels to meet your neighbor whether fts some one you work with or some one who lives down the street Write us a letter or essay and tell us why these neighbors are so special Well run them in our Neigh bors section in Horizons Mail to 707 Landa New Braunfels Texas 78130 If you have any questions contact manag ing editor Margaret Edmon son at 6259144 ext 220 New Braunfels M009 SOWEST MICROPUBLISHIMO 627 E YANDELL DR 81 SUNDAY 30 pages in four sections Sunday November Serving the Comal Courtly area for more than 145 years Home of Michelle Whitley Vol 146 No 2 EAA puts proposed rules up for comment By DAVID DEKUNDER Staff Writer Water users will get a chance in December to have their say on proposed withdrawal rules drafted by the Edwards Aquifer Authority The EAA board of directors scheduled five public hearings throughout the Edwards region during which people can voice their opinions about the proposed rules EAA spokeswoman Tammy Valentine said the proposed rules would be published in the Nov 21 issue of the Texas Register There would be a 30day period for people to review them she said j Copies of the rules can be obtained from the EAA by calling 210 2222204 or 1800292 1047 or they can be viewed on EAAs Web site at We will be taking public comments at the end of the 30day period and the board will review the comments and decide whether to pass the rules as they Valentine said Turn to EAA Page 2A Authority sets local hearing The Edwards AquiferAuthotify duct a pubtte hearing ifc Ne Braurtfels oh Ittjpjposecl budget of million merit fee rates x The hearing will start at 6 in thfe Comal County commissioners N Segtiin St Home Sweet Home Home equity lending offers opportunities for homeowners HeraldZeitung photo by Susan Jakobsen Norwest president Bill Cone far right goes over new home equity lending rules with from left personal banker Yvonne Hoffmann administrative assistant Jean Gansky and personal banker Patti Robinson BY SUSAN JAKOBSEN Staff Writer Comal County residents might be won dering how they will afford their childrens education wishing they could consolidate their debt at a lower interest rate or feeling consumed by medical bills Some residents might be visualizing plans to start their but lack collat eral With the advent of home equity lending approved by voters in the Texas Constitu tional Amendment election Nov 4 all of the above situations might for homeowners who qualify for a home equi ty loan Texas is the last state in the nation to allow residents to borrow against their home for purposes other than paying taxes and home improvements Applications already are being accepted at several banks throughout Texas for preapproval but home equity lending will not be available to the consumer until Jan 1 followed by a cooling off peri Turn to Home Page 6A Hprti4 equity worksheet Thinking abouttaking out a home equity loan but arent quite sure how much you icould possibly borrow Here fe a sample work sheet to give you some idea Step J estimate the current market value of the home i Step2 multipiy by 80 percent This is the maximum amount of equity available to Example x 80 Subtract the balance on existing mortgages and any other loans or liens home improvement maximum equity loan potentially available Q What is the home equity Texas Constitutional Amendment all about A Formerly the Texas Constitution did not allow bor rowing against the value of a persons homestead for other than the original mort gage property taxes or home improvement Since amendment eight was passed by voters Nov 4 Texans can now borrow against the equity built in a home for additional reasons allowed in all other states Q What is meant by home equity A Home equity is the value that homeowners have built up in their home minus any mortgage debt If a home is valued at and is owed oh the original mortgage the equity would be minus or equity Q How much will I be able to bor row A A homeowner can borrow up to 80 percent of the market value of the home after deduct ing outstanding mortgage taxes and home improvement Taxpayers unite to talk school issues CISD patrons invited to Wednesday meeting tMneo By DAVID DEKUNDER Staff Writer Some Comal Independent School District taxpayers are upset upset enough to convene a meeting to discuss the districts problems They will meet from 7 to 9 Wednesday at the Guadalupe Valley Telephone Cooperative auditorium to air their concerns The meeting comes after CISD voters rejected a million bond issue that would have added a new high school and two elementary schools and provided tech nology improvements tor the schools Startzville resident John Bertelsen said the group would meet not to complain but to find ways the CISD board could improve its relationship with its patrons What we are after is to give the new direction to the Bertelsen said There are a lot of unhappy peo ple out Bertelsen said many taxpayers were upset about the way the bond issue was handled We are trying to reduce he said Instead of try ing to be a negative group and blasting them and saying This is wrong this is what we are trying to do is to come with them with a plan of action which would save taxpayers School expansion and how elections should be con ducted would be among issues up for discussion Bertelsen said Bertelsen said one problem was busing students from Purgatory Road to Spring Branch Middle School in January when the latter would become a seventhgrade campus They are driving six to seven miles beyond one mid dle school Smithson Valley Middle School to take them to another he said Bertelsen said each taxpayer at the meeting would be asked to write his biggest concerns and then the group would go from there We want to see what the highest priority items are and follow them up one at a he said Bertelsen said he hoped to have a series of taxpayer meetings over a few months to find out peoples concerns We are trying to help restore Bertelsen said The people feel they are not getting the whole truth These people feel now they need to say something to give the board some sort of direction and give super intendent Dr Jerry Major some sort of John Clay school board vicepresident said he was glad that Bertelsen and his group were meeting Wednesday I think it is great that John is going to get a group together to have some good constructive meetings and have some ideas put Clay said Smokeout encourages smokers to put butts out and kick habit BY SUSAN JAKOBSEN Staff Writer Monday is the American Cancer Societys Great American Smokeout Day and one New Braunfels doctor understands how tough is it to quit James Hicks an ear nose and throat specialist who has practiced in New for 10 years used to be a smoker himself Td reach for a cigarette without even knowing said Hicks who stopped his tobacco habit 19 years ago this month He remembers it well He woke up on Nov and decided he would stop smoking from that day forward His resolve lasted only a little while I got into the car and reached for a cigarette to said Hicks I was like Pavlovs dog1 In certain I always lit a At his clinic that day he began a body search for a pack of cigarettes Hicks noticed smoking wasimpre than an addiction and a craving smoking had become plain and simple a habit Abandoning smoking was no easy task There were no nicotine patches or gum on the market yet so Hicks had to do it the oldfphioned way cold turkey I was really irritable for about six said Hicks j Almost 20 years later Jficks is able to understand patients who visit him Turn to Smokers Page 2A Judge denies Brandts try to dismiss charges Frpm staff reports District Judge Charles Ramsay denied a motion Thursday to dismiss charges of embezzlement against a local businessman and his wile Russell Brandt and his wile Pamela were indicted in June on charges of embezzlement relating to their former business New Braunfels Resorts District Attorney Dib Waldrip said defense attorneys filed a motion to have all four indictments set aside Theyre claiming do not have enough notice of the alleged offense to adequately prepare a he said Waldrip said the state provided case law to support its stance and the judge agreed that the states position is cor rect and we can move A Comal County grand jury indict ed the Brandts on two counts of mis application of fiduciary property one for an amount between to which is a state jail felony and the other for between and a thirddegree felony Pamela Brandt also is accused of using money from the New Braunfels Historic Museums Association Inc to pay personal and business debts Russell Brandt was the former Wurstfest Association president and the 1995 Greater New Braunfels Chamber of Commerce Small Busi ness Person of the Year Local residents make campaign announcements Pages 674
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