New Braunfels Herald Zeitung, October 7, 1997, Page 3

New Braunfels Herald Zeitung

View full pageStart a free trial

Issue date:

Pages available: 24

Previous edition:

Next edition:

NewspaperARCHIVE.com - Used by the World's Finest Libraries and Institutions

About New Braunfels Herald Zeitung

Publication name: New Braunfels Herald Zeitung

Location: New Braunfels, Texas

Pages available: 319,437

Years available: 1952 - 2013

Learn more about this publication

About NewspaperArchive.com

  • 2.16+ billion articles and growing everyday!
  • More than 400 years of papers. From 1607 to today!
  • Articles covering 50 U.S.States + 22 other countries
  • Powerful, time saving search features!
Find your ancestors now
Start your Genealogy Search now
See with your own eyes the newspapers your great-great grandparents held.

View sample pages : New Braunfels Herald Zeitung, October 07, 1997

Get access to these newspapers Plus 2.16+ billion other articles

OCR Text

New Braunfels Herald Zeitung (Newspaper) - October 7, 1997, New Braunfels, Texas Herald-Zeitung photo by Michael Oar nail Jo* Boyla of Oniada, WI*., painted his lacs for the Pow Wow st Canyon Laks._  •    Herald-Zeitung    g    Tuesday,October 7, 1997 Q 3 Financial education for kids is smart investment in future The face of pride Dear Abby: I am a retired credit executive with more than 40 years of experience dealing with people mired in credit card payments. In your column on credit card debt, “Free and Clear in Florida” wrote: ** ... it is not uncommon for people to be caught up in the vicious cycle of paying for things cm credit and being able to afford only the minimum monthly payments.” We have a large segment of the population who are economically illiterate consumers and do not understand how to . spend intelligently, save wisely, invest or do simple financial planning. Yes, the credit card companies and other credit granters are partially to blame for encouraging people to live beyond their means, which creates financial stress for the debtor and their families. However, debtors who are poorly informed about money matters should shoulder some of the responsibility for their own difficulties. The problem is of serious nationwide concern. An estimated 1.1 million individuals filed for bankruptcy in 1996 (up 27 percent from 1993)! Beside the emotional stress fro these people, such losses become part of the cost of doing business and cause consumers to pay higher prices, higher interest rates and fees. There’s now talk about revamping and toughening the Ms Lb sax nation's bankruptcy code. In my opinion, such revisions are merely Band-Aid solutions. The flaw is not only in the bankruptcy code, but also in our failure to provide programs that give students a head start in understanding consumer economics (along with the rights and responsibilities of using credit). A financial education curriculum could help students develop financial skills and money sense — knowledge that can help them use their money to the greatest benefit. Such a program would benefit both students and credit granters. If school funds are not available now to finance a money management program, this would be a project worthy of support from public and corporate funds. Ben Berman, Los Angeles Dear Mr. Berman: That's an excellent idea, and one whose time has come. A wide-ranging group of federal government, business and civic organizations has banded together to advocate for the inclusion of personal financial education for kindergarten through 12th^grade curriculums. this new resource for educators is the Jumpstart Coalition. Its mission: to improve financial literacy among youth during the next decade. The Jumpstart Coalition provides a clearinghouse for personal finance training materials. By sponsoring educational materials and lobbying for more financial education, Jumpstart hopes to increase education and awareness in four areas: income, money management, saving and investing and spending. Its primary method of providing information will be the Internet, where it has launched a Web page at http://www.jumpstartcoalition.or g, or call toll-free (888) 400-2233. Dear Abby: I have some suggestions to add to your caveat " regarding caution for people who choose to write to prison inmates: Never give an inmate your phone number or your home address. Use a post office box. Do not send gifts (although postage and small stationery for return letters is appropriate). Letters provide inmates with a sense of respect and caring they rarely receive outside or in prison. Learned the Hard Way Montgomery, Ala. Frost Bank opens NB branch Marcos and New Braunfels, and we are very excited to be a part of the New Braunfels community.” Frost Bank is a member of Cullen/Frost Bankers, Inc., a multibank holding company with assets of $4.9 billion as of June 30, 1997. Headquartered in San Antonio, the corporation has 54 offices across Texas in Austin, Corpus Christi, Galveston, Houston, McAllen, New Braunfels, San Antonio and San Marcos. Cullen/Frost Bankers, Inc. Common Stock is traded on the New York Stock Exchange under the symbol CFR. (Submitted by Frost Bank) Bank will do business at 315 Landa St. today. Located at 313 Landa Street, the office is the first financial center in New Braunfels for Frost Bank. The location will also be part of Frost’s Hill Country Region, which includes Boerne and San Marcos. Frost Bank-New Braunfels will celebrate its opening with a ribbon- cutting, ceremony and reception at the location at 4 p.m. on Oct. IS. "This new location is a great move for Frost Bank,” said Jim Davis, New Braunfels Market President. “We have many customers who live in New that can fulfill all of their banking needs.” “We feel that the New Braunfels office places Frost Bank in an excellent position to serve the Hill Country area," said Clovis Barker, Chairman, Hill Country Region. “We now have five Hill Country financial centers in Boerne, San Court Reports Monday, Sept. 29 • Davila, Alfred — plea of guilty — theft by check greater than $20 and less than $300, arrested July 3, 1997, 60 days jail, nine months probation, $200 fine, $213 court costs, $149.01 restitution, 24 hours community service. • Emerson, Daniel E. — plea of no contest — theft by check greater than $20 and less than $300, arrested July 2, 1996, nine months deferred adjudication, 24 hours community service, $200 fine, $240 court costs, $198.08 restitution. • Escalante, Angel — plea of guilty — driving while license suspended, arrested May 19, 1997, 60 days jail, nine months probation, $300 fine ($30 probated), $210 court costs, $173 attorney’s fees, 24 hours community service. • Fallow, Kristi Lynn — plea of no contest — possession of marijuana under 2 ounces, arrested: May 23, 1997, 12 months deferred adjudication, $300 fine, $210 court costs, 24 hours community service. • Garrett, Lori Ann — plea of guilty — driving while license is suspended, arrested: May 23, 1997, 13 days in jail with one day credit, $200 fine, $210 court costs. • Parker, Jason Scott — plea of no contest — criminal trespass, arrested: July 20, 1996, $100 fine, $215 court costs. • Salmon, Deborah Ann — plea of guilty — theft by check of over $20 and less than $500, 90 days jail, 12 months probation, $300 fine, $240 court costs, $439.88 restitution, 24 hours community service. • Villarreal, Mario — plea of no contest — theft by check over $20 and less than $500, 60 days jail, 9 months probation, $300 fine ($150 probated), $215 court costs, $327.25 restitution, 24 hours community service. • Rosales, Martin Jr. — plea of true — motion to revoke probation, possession of marijuana under 2 ounces, 60 days jail. Wednesday, Sept. 30 • Khederian, Sarah W. — plea of no contest — theft by check of over $20 and less than $500, 60 days jail, 9 months probation, 24 hours community service, $100 fine, $240 court costs, $175 attorney’s fees, $52 restitution. • Sneed, Garvin Lee, Jr — plea of no contest — unlawfully carrying a weapon, arrested: March 15, 1997, $200 fine, $190 court costs. • Ybarra, Ruben S. Jr. — plea of no contest — possession of marijuana over 2 ounces under 4 ounces, arrested: May 18, 1997, 90 days jail, 12 months probation, 80 hours community service, $350 fine, $210 court costs, $200 attorney’s fees. • Ybarra, Ruben S. Jr — plea of no contest — prohibited weapons, switchblade/knuckles, arrested: May 18, 1997, 90 day jail, 12 months probation, $300 fine, $200 probated, $210 court costs, 80 hours community service. Pre-trial motions • Canamar, Daniel plea of no For the latest listings in... RGdl Estate see the Herald-Zeitung Classifieds on Friday and Sunday contest — driving while license suspended, arrested: April I, 1997, 90 days jail, 12 months probation, 24 hours community service, $300 fine, $210 court costs. $175 attorney’s fee. Arraignment. • Acevedo, Alfredo Ozuna — plea of no contest — driving while license suspended, arrested: June 17, 1997, IO day jail with IO days credit, $100 fine, $185 court costs. • Peters, John Harrison III — plea of no contest — theft of over $50 and less than $500, arrested: July 5, 1997, 30 days jail with 30 days credit, $300 fine, $185 court costs. Wednesday, Oct. I • Stewart, David Angelo — plea of no contest — possession of marijuana under 2 ounces, arrested: May 25, 1997, 9 months deferred adjudication, 24 hours community service, $300 fine, $210 court costs, $175 attorney’s fee. • Wiewel, Brent Edwin — plea of guilty — failure to maintain proof of financial responsibility, arrested: May 12, 1997, $300 fine, $283 court costs, $175 attorney’s fee. • Magsam, Randall Douglas — plea of true to charges — motion to revoke probation, possession of marijuana uniter 2 ounces, 60 days jail, $500 fine, $75 court costs, $200 attorney’s fee, $100 payments starts in December • Magsam, Randall Douglas — plea of tree to charges — motion to revoke probation, driving while intoxicated, $500 fine, $205 court costs, $100 payments starting in January, 90 days in jail. • Magsam, Randall Douglas — plea of true to charges — motion to revoke probation, driving while intoxicated, 90 days in jail concurrent with other DW I charges, $500 fine, $255 court costs, $100 payments start in November. Pre-trial motions: • Adam, Mary Schertz — plea of no contest — theft by check of over $20 and less than $500, 30 days jail, 9 months probation, 24 hours community service, $250 fine ($50 probated), $240 court costs, $143.23 restitution. • Herrera, Jacinto Pena Jr — plea of no contest — driving while license suspended, arrested: June 13, 1997, 90 days jail, 12 months probation, $400 fine, $210 court costs, 24 hours community service. District Court, Sept. 22: Punishment hearing: • Heagerty, William Ray iii — possession of marijuana, 5 pounds, 2 years deferred adjudication, $1,000 fine, $140 restitution, court costs $215.50, 80 hours community service. • Flores, Raymundo Gutierrez — possession of marijuana, 5 pounds, 3 years deferred adjudication, arrested: April IO, 1997, 300 hours community service, $1,000 fine, $140 restitution, court costs $165.50. • Beliveau, Thomas L. — plea of guilty/waiver of grand jury, driving while intoxicated, 3rd offense, personal recognizance bond $2,000, Nov. 3 punishment hearing. Divorces: • Glenn Edward Green and Sharon Hicks Green • Jenna Stappenbeck and Rudolph Walter Stappenbeck IV • Dean Walter Richel and Denise Louise Richel frig LANIS AVAILAEL! ■VMV MONTI Ttmr*. Spacial ll 4» • MN-CUm a*. COMAL BOWL Behind H.I.B. 625-6263 Centex TTl BIUS ‘four best value evertfdaif! YOUR OFFICE SUPERSTORE 900 South Seguin Avo. (by the underpass) 629-3979 A million satisfied customers prove... COIT is the best. For over 40 year*. COIT’b advanced equipment and fully trained, certified technicians have provided the moat effective deaning available for all types of carpets, rugs, draperies, and upholstery. COIT's professional care and personal attention to detail assures you the finest results possible; and we guarantee it Ilion*; 1»OB«j¥* LOOK WHO'S rotate Happy Birthday ♦ Terry    T* From Mom 6 God and y Kilt hi, Cindl, Jim 6 Suil*+ ♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦♦ COIT I 800 FOR COIT SAVE 20% ON ANY ONE SERVICE: DRAPERY, UPHOLSTERY, CARPET, OR AIEA RUG CLEANING SAVE 30% IF TWO OR MORE SERVICES ARE DONE AT THI SAME TIME] Experience You Can Trust ink I (X \ i st KS I * I < Mi 1-210-405-4074 < )i< I SOO I < >lt-( < >1 I ;

RealCheck