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New Braunfels Herald Zeitung: Sunday, July 6, 1997 - Page 8

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   New Braunfels Herald-Zeitung (Newspaper) - July 6, 1997, New Braunfels, Texas                                8A n HeraldZeitung n Sunday July 6 1997 Sue Hahn Business Briefs Hahn Joins CnilMOrw After 20 years in the hotel industry Sue Hahn has joined CmiseOne CniiseOnc president Anthony Persico announced As a CmiseOne local independent cruise specialist Hahn attended an orientation given by many of the major cruise lines Included in her studies were comprehensive reviews of the accommodations services and itineraries of major lines best known cruise ships She also completed the Travel Career Development course at Our Lady of the Lake University and participated in training in Fort Lauderdaie She now is working toward the Master Cruise Counselor designation awarded by Cruise Lines International Association Hahn will assume the responsibilities of the chamber of the board on Jan I Tetrault graduates from Institute Bonnie Tetrault vice president of the Greater New Braunfels Chamber of Commerce is a recent graduate of the Institute for Organization Management Tetrault completed all requirements after attending the program June 2227 at Southern Methodist University in Dallas Institute is a professional development program specifically designed to address the unique challenges facing chamber executives Participants learn the latest techniques in membership retention quality management volunteer leadership development and nondues revenue enhancement among others Gristmill expands dining area The Gristmill River Restaurant and Bar in Gruene has added a new indoor outdoor dining area on the banks of the Guadalupe River The new dining area will help the Gristmill with summer crowds and provide indoor heated seating during the winter The now room was designed with massive timbers with open air construction and native limestone woodburning fireplace Laurel Ridge adds outpatient services opens new location Laurel Ridge Day Treatment Center of new Braunfels expanded its services and changed its name to Laurel Ridge Behavioral Health Center The center now offers outpatient services in addition to day treatment services in an expanded facility in Garden Park at 876 Loop 337 Building d Suite401 Areas of outpatient treatment include marital problems behavior problems anxiety disorders anger management relationship issues griet and loss depression attention deficit disorder learning difficulties and alcohol dnm abuse Goodwin receives relocation specialist certification Cathy Goodwin relocation director with Coldvvell Banker ITAnn Harper REALTORS in San Antonio recently completed training and received her certification as Certified Residential Marketing Specialist and Certified Corporate Property Specialist As a result of becoming a certified relocation professional Goodwill will assist relocating home buyers and sellers in San Antonio and the surrounding areas of south Central Texas Goodwin received specialized training and learned strategies for developing and executing home marketing assistance plans Cathy Goodwin Know Special to the HeraldZeitung Closing on a new home should be an exciting time But to some it ends with a big often unwelcome surprise According to a recent study conducted by Management Consultant Dove Associates one out of every four homebuyers is surprised during their closing About 55 percent of the surprises are because of unexpected cost increase Closing costs are one of the least to at closin understood aspects of the homebuying said Donna Wright vice president regional manager for the New Braunfels area of Nonvest Mortgage Inc However a good lender will take the time to answer questions and walk you through the Closing costs tend to vary from lender to lender but are generally considered any costs associated with the purchase of a new home Today these range between 2 percent and 7 percent of the homes purchase price and include three basic categories 1 outofpocket expenses 2 prepaid items and 3 mortgage points Outofpocket expenses are fees for appraisals attorneys credit reports deed recording tax services and other miscellaneous expenses These fees are for services usually performed by a third party and directly charged to the borrower Most outofpocket fees are necessary and Wright said However whenever the borrower sees a fee which he doesnt NFIB honors Smith The National Federation of Independent Business saluted Rep Lamar Smith of the 21st Congressional District in Texas for recognizing the importance of small business to America and working for small business in Congress NFIB President Jack Faris presents a certificate to Smith in appreciation for Smiths support of small businesses Photo submitted Trampoline injuries on the rise Popularity springs back but so have ER visits TROY AP Matthew Millets last jump on a trampoline ended with a big bounce and an Ouch The fall from a backyard trampoline cost him a broken elbow and put him in a cast tor two weeks Two months later Matthew is doing fine His mother still bristles over the unsupervised play in a neighbors yard He was jumping on a trampoline with his friends which I thought was supervised And there were three children on it Donna Miller said With trampolines springing up more and more on suburban lawns it is a common problem Children suffering sprains strains and breaks after trampoline mishaps The number of trampoline injuries requiring emergency room treatment has grown in each of the last five years according to federal Consumer Product Safety Commission estimates from in 1991 to last year People need to know that for children trampolines are very high said James Slavin the orthopedic surgeon who treated Matthew Trampolines are right up there with football and motorcycle sports There are better things for kids to be Dr Charles Price a board member of the Pediatric Orthopaedic Society of North America goes further saying trampolines should be banned The warnings come amid a sort of trampoline renaissance Manufacturers keep sales figures guarded but the federal consumers agency estimates that between and trampolines are sold annually Smaller circleshaped cousins of the oldstyle rectangular trampolines are now widely available in sporting goods outlets and discount stores For instance a 13foot diameter backyard trampoline can be purchased for Its had a tremendous rebirth said Tim Schlosser of USA Trampoline Tumbling a governing body for the sport Not just on the backyard side but the competitive side is Schlosser echoes a common contention of jumping enthusiasts Trampolines are safe if care is taken Trampoline groups caution young jumpers not to attempt somersaults or other advanced maneuvers And manufacturers routinely include safety tips with their trampolines A trampoline is a fun safe piece of equipment if properly said Pat Carrithers a spokesman for a Texasbased trampoline maker Bollinger Industries The problem seems to be with kids ignoring safety guidelines often landing in emergency rooms after attempting stunts or jumping more than one at a time With doubleor triplejumping the smaller child can get bounced right off the trampoline A study released in 1995 looking at 217 found about a quarter of the patients treated hurt their elbows and forearms presumably because they were trying to break their fall Injuries to knees necks wrists and backs were also common None of the injured patients suffered permanent spinal cord damage The average age of patients in the study was 10 with the youngest aged 18 months Study coauthor Brad Larson a Logan Utah orthopedic surgeon said he still regularly treats kids who took bad bounces Invented by and for acrobats in the 1930s trampolines were exposed to many baby boomers during elementary school gym class But as their popularity grew so did fears about kids hurting themselves The rebound in popularity began in the late 1980s and early 90s and was primarily staged at gymnastic centers and in back yards Texas cities make efforts to reduce traffic AUSTIN State Comptroller John Sharp says Texas cities arc now pursuing a of neu programs to reduce the number of vehicles on roads and highways which will help reduce air pollution and keep Texas cities and towns in compliance with federal mandates for urban air pollution Commenting in the latest issue of Kiscal Notes Sharp pointed out that some Texans uho have traditionally been reluctant to give up solo driving now may he more open to trying new ways of getting to work About percent of commuters uho live in urban areas have joined carpools or vanpools or have switched to buses trams and other public transportation the comptroller said Cities also are improving traffic How with highoccupancy vehicle lanes light rail systems road sensors and v ideo cameras Sharp said Between 1986 and 2000 road traffic will increase by 50 percent but there is only going to be a ft percent increase in new roads This will affect the states economic growth air quality and quality of Sharp said Cities around Texas are working to improve their traffic flow and reduce emissions to comply with federal mandates in urban areas Sharp said noting that air pollution has been linked with respiratory problems and premature deaths The number of cars and trucks on the road has a direct impact on air quality San Antonio was the first Texas city to use road sensors video campers and warning signals that move traffic much more efficiently Sharp noted This Mexican Resort Needs No Passport B NB E New Braunfels Minor Emergency Hours MondayFriday to Saturday to 5 6093413 226 N Union etore the Summer ends I escape to The Border where youll find abundant shopping and unheardof bargains authentic Mexican cuisine lively nightclubs bullfights and all the charm or Old Mexico But stay Stateside at Laredos finest hotel and at our best value rate of the year Amid our plush gardens and refreshing pools our famous restaurants and impeccable service La Posada is your Mexican resort close to home 18004442099 Ask for special rates on our Suites SPECIAL SUMMER RATES Single or lapoeada m LARHDO TEXAS 11 the International Bridge 1000 Zaragoza understand he should ask about Homeowners insurance mortgage insurance and costs to set up an escrow account are considered prepaid expenses Escrow accounts are a service provided by the lender through which they will pay annual insurance premiums and various taxes on the borrowers behalf The amount that goes into these accounts is based on the first years premiums plus an additional amount to help build the account for fiiture premiums Prepaid expenses are difficult to determine because they vary with the type of property and the time of the closing Wright said a mortgage point is equal to 1 percent of the mortgage loan amount and is actually an adjustment to yield that helps reduce the interest rate For example a mortgage can be obtained at percent with two points or percent and no points The lower interest rate cuts the mortgage payment about a month but demands an additional mortgage points at closing Chamber planning for 9th annual business trade show Event scheduled Sept 910 in Civic Center The Ninth Annual Business Trade Show sponsored by the Greater New Braunfels Chamber of Commerce is scheduled for Sept 910 at the Civic Center This show has been successful both in exhibit content and attendance since its beginning and this year promises to be event better and bigger than ever We only have a few booth spaces still available and opened sales to the general public on July According to Huff the booths will be sold on a firstcome firstserved basis and are available at the chamber of commerce office The Business Trade Show was developed to give area businesses the opportunity to display their services and products to other businesses The show kicks off on Sept 9 with a sneak preview The preview includes in addition to all booths open showtype entertainment open bar and hors doeuvres Exhibitors will give door prizes throughout the evening On Sept 10 the show will be open throughout the day and includes the opportunity to register for the chambers grand door prize noon time entertainment and a happy hour with complimentary beverages and entertainment Reservations are being accepted for booth spaces at the chamber office 390 S Seguin MENU Brisket Sausage Cole Slaw Potato Salad Beans choice of 2 Bread Pickles Onions Coffee or Tea DJ Marcos Gomez American Legion Post 179 4io w Coll New from the library 6250179 vision Interne Fastest Modems lArtd Get Your First we want to be your family eyecare At Creative Eyewear we care If you are tired of poor service and want to shop at a place where you are appreciated then come see the professionals Hour Service Available 844 NORTH WALNUT 6259770 Larry Wenzel Registered Optician FLOOD INSURANCE Homeowner Policies do NOT cover Flood Were all at Call today for 625751 lor 18006831625 457F Landa New Braunfels Locally owned and operated since 1949 INSURANCE AGENCYINCORPORATED   

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