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New Braunfels Herald-Zeitung (Newspaper) - January 24, 1996, New Braunfels, Texas Opinion To talk with Managing Editor Doug Loveday about the Opinion page call 6259144 ext 21 My father gave me these hints on speechmaking Be be be James Roosevelt son of Franklin D Roosevelt c 1965 EDITORIAL Mujahedeen presence Despite assurances Muslim fighters still in Bosnia still threat to American soldiers Our policy in Bosnia is already a dangerous one with American troops dodging land mines and acting as a buffer between warring factions in the northeast corner of that wartorn country But another wild card has been in the deck throughout our troops short deployment in the Balkans Muslim warriors who flocked to Bosnia to fight on the side of gov ernment forces have not left for their homelands as government offi cials promised they would upon the arrival of NATO troops Our own policymakers knew of the presence of these fighters when the decision was made to include American soldiers in the NATO peacekeeping mission but assurances that they would leave Bosnia were enough to satisfy those in charge However many mujahedeen remain in the region heavily armed and itching for action Our troops were put on alert Tuesday after an American civilian tied to extremist causes tried to penetrate a base of operations in Bosnia But the real threat comes from Muslim fighters Officials are concerned that terrorist actions may follow the recent harsh sentencing in the of a Muslim cleric convicted of involvement in the World Trade Center bombing in New York They also think with mujahedeen in place near troop bases the Muslim fighters may be the instruments of those terroristic acts In our rush to join the peacekeeping mission in Bosnia our leaders decided to consider several hundred mujahedeen as insignif icant or only a temporary threat But as reports conclude that many of the fighters still remain in Bosnia it is obvious weve made a serious miscalculation NATO and especially political and military leaders should insist tHat the Bosnian government the entity responsible for the mujahedeen presence fulfill their promises and ensure that those fighters leave the country Otherwise we may see troops returning to America in body bags following a suicide bombing or other terrorist action Todays editorial was written by Managing Editor Doug Write us The New Braunfels HeraIdZeitung welcomes letters on any public issue The editor reserves the right to correct spelling style punctua tion and known factual errors Letters should be kept to 250 words We publish only original mail addressed to the New Braunfels Herald Zeitung bearing the writers signature Also an address and a telephone number which are not for publication must be included Please cite the page number and date of any article that is mentioned Preference is given to Writers who have not been published in the previous 30 days Mail letters to Letters to the Editor the New Braunfels HeraldZeitung Drawer 311328 New Braunfels Texas 781311328 Pax 210 6251224 New Braunfels HeraldZeitung Editor and Sullens General DuVall Managing Loveday Retail Advertising Osteen Accounting Lee Hall Circulation Ann Avery Production Joyner City Croteau Published on Sunday mornings and weekday mornings Tuesday through Friday by ihe New Braunfels HeraldZeitung USPS 377880 707 Landa St or Drawer 311328 New Braunfels Comal County Tx 78131 1328 Second class postage paid by the New Braun fels HeraldZeitung in New Braunfels Texas Carrier delivered in Comal and Guadalupe counties three months 19 six months one year Senior Citizen Discounts by carrier delivery only six months one year Mail delivery outside Comal County in Texas three months six months one year Mail outside Texas six months one year Subscribers who have not received a newspaper by Tuesday through Friday or by on Sunday may call 210 6259144 or by 7 weekdays or by 11 on Sunday POSTMASTER Send address changes to the New Braunfels HeraldZeitung Draw er 31J328 New Braunfels Tx 781311328 Online contact i To submit letters and guest columns electronically by way of online services or Internet or to simply contact staff members the HeraldZeitungs address Is H2eitung@AOL.com Opinion Make good grades pay less A new auto insurance discount for good students rewards academic achievement and reflects William O Douglas observation that common sense often makes good The 74th Legislature authorized the discounts when it passed Senate Bill 553 by Sen Jane Nelson RFlower Mound and Rep Tony Goolsby RDallas The bill provides a motor vehicle insurance pre mium discount for high school and college students who maintain at least a B average or a grade point average on a scale Previously insurance companies did not provide automobile insurance premium discounts based on academic achievement for Texas students although some states encourage the discount and Georgia requires it To qualify applicants annually must file school issued grade reports with an insurer and submit evi dence that they are licensed to drive in Texas They also must be fulltime students in their junior or senior years of high school or in an institution of high er learning Applicants also must prove mat they are younger than 25 years old and qualify as youthful drivers under the Texas Department of Insurance automobile classification plan SB 553 affects insurance policies delivered issued for delivery or renewed on or after Jan 1 Eligible students should ask insurance agents how to apply for the discount and its amount Other insurance laws passed during the 74th Leg islative session address health the availability of insurance homeowners policies and life insurance SB 607 by Zaffirini and Rep Nancy McDonald D El Paso requires group health insurance policies to pay for medically accepted bone mass measurement tests to detect osteoporosis in atrisk individuals Although osteoporosis affects men it primarily affects women 40 years or older Another insurance bill also affects women The American College of Clinical Pathologists estimates that 50 percent of women have clinically evident fibrocystic breasts and 90 per cent have some degree of fibro cystic disease Insurance companies often deny coverage upon diagnosis of a fibrocystic breast condi tion SB 182 by Sen Peggy Rosson DE1 Paso and Rep Patricia Gray DGalvestoh pro hibits this practice Insurers cannot deny coverage cancel or refuse to renew a policy limit coverage or charge a different rate for equal coverage because an individual has been diagnosed with or has a history of a fibrocystic breast condition House Bill 1367 by Rep Harold Dutton DHous ton and Sen Rodney Ellis DHouston also addressed the issue of discrimination in insurance underwriting The bill prohibits companies from refusing cov erage refusing to continue coverage or charging a different rate or limiting coverage on the basis of race color religion national origin age gender marital status or geographic location Whats more it pro hibits considering English fluency when underwrit Judith Zaffirini ing health insurance policies Insurers however may make insurance decisions based on age gender marital status geographic location or disability if the decisions are based on sound underwriting or actuarial principles reasonably related to actual or anticipated loss experience Another fair practice insurance bill addresses the viatical settlement business Under such an agree ment an investor buys the life insurance policy of a terminally ill person for less than the policys face val ue The policy holder usually receives from 50 to 80 percent of the policy in cash depending on the per sons life expectancy Cancer patients comprise about 10 percent of the participants in viatical agreements The industry began in 1988 and grew rapidly after the onset of AIDS HB 2256 by Rep John Shields RSan Antonio and Sen Frank Madia DSan Antonio requires the insurance commissioner to adopt rules for persons engaged in the viatical settlement business The rules must address registration of persons in the business contract form approval disclosure requirements prohibited practices assignment or resale of life poli cies and confidentiality of personal and medical information These and dozens of other insurancerelated bills reflect Edmund Burkes words Government is a contrivance of human wisdom to provide for human wants Men have a right that these wants should be provided for by this Judith Zaffirini is a state senator for New Braun 1KB W A 3UHK WP Clintons call for smaller govt draws jeers By DAVID ESPO Associated Press Writer Portending a campaign season struggle for the political center Republicans are scoffing at President Clintons embrace of an era of balanced budgets and smaller government as empty rhetoric from a liberal politician President Clinton may well be the rear guard of the welfare Senate Majority Leader Bob Dole said in a broadcast rebuttal to Clintons State of the Union address Tuesday night Dole the frontrunner for the GOP nomination to oppose Clinton next fall noted that Clinton cast several vetoes last year on GOP legislation He is the chief obstacle to a balanced budget and the balanced budget amendment to the Consti tution the Kansas Republican said For his part Clintons speech to Congress sketched themes likely to carry him into the fall Today In History Analysis The era of big government is the president said during an hourlong speech in which he sum moned skeptical Republican lawmakers to work with him to nail down an elusive balancedbudget deal and bipartisan welfare overhaul But we cannot go back to the time when our cit izens were left to fend for the president added in remarks before a packed House chamber and a television audience counted in the millions Rhetoric aside Clintons speech provided moments of theater only possible when the nations political elite gather cheered enthusiastically when first lady Hillary Rodham Clinton was introduced in the House chamber Republicans only grudgingly Secretary Hazel OLeary shook hands only with Democrats as she walked down the center aisle to her seat keeping her back turned to Repub licans some of whom have demanded her dismissal sparked a laugh from Rep Newt Gin grich his political nemesis when he handed the House speaker a copy of his speech text along with a handwritten note Thank you and good it read precisely the words Gingrich had said in advance he wanted to hear Clintons speech was salted with conciliatory ref erences to majority Republicans and included a salute to Doles service in World War II a halfcen tury ago But he challenged the GOP directly on two press ing issues shut down the government he said in a reference to the two partial fed eral closures since November And pass a straight forward extension of the debt Coached in advance Democrats cheered those words while most Republicans sat in silence Dole didnt address these issues By The Associated Press Today is Wednesday Jan 24 the 24th day of 1996 There are 342 days left in the year Todays Highlight in History On Jan James W Marshall discovered a gold nugget at Sutlers Mill in northern California a discovery that led to the gold rush of 49 On this date In 1908 the first Boy Scout troop was organized in England by Robert BadenPowell In 1924 the Russian city of St Petersburg was renamed Leningrad in honor of the late revolutionary leader however it has since been renamed St Peters In 1942 a special court of inquiry into Americas lack of preparedness for the Japanese attack on Pearl Harbor placed much of the blame on Rear Adm Hus band E Kimmel and Lt Gen Walter C Short the Navy and Army commanders In 1943 President Roosevelt and British Prime Minister Churchill concluded a wartime conference in Casablanca Morocco In 1965 former British Prime Minister Churchill died in London at age 90 In 1972 the Supreme Court struck down Jaws that denied welfare benefits to people who had resided in a state for less than a year In 1978 a nuclearpowered Soviet satellite plunged through Earths atmosphere and disintegrated scat tering radioactive debris over parts of northern Cana da In 1985 the space shuttle Discovery was launched from Cape Canaveral on the first secret allmil itary shuttle mission In 1987 gunmen in Lebanon kidnapped American educators Alarm Steen Jesse Turner Robert Polhill and Indianborn professor Mitheleshwar Singh from Beirut University College all were later In 1993 retired Supreme Court Justice Thurgood Marshall died in Bethesda at age 84 Ten years ago The Voyager 11 space probe swept past Uranus coming within miles of the seventh planet of the solar system and snapping dozens of photographs Five years ago A brief skirmish occurred high above the Persian Gulf as a Saudi warplane shot down two Iraqi jets One year ago President Clinton appealed for com mon ground as he delivered his second State of the Union address this time before a Republicanled Con gress The prosecution gave its opening statement at the Simpson trial mapping a trail of blood as evi dence the former football star was guilty of Todays Birthdays Actor Ernest Borgnine is 79 Evangelist Oral Roberts is 78 Former Sen Paula Hawkins is 69 Singersongwriter Neil Diamond is 55 Former State Department offi cial Elliott Abrams is 48 Actress Nastassia Kinski is 36 Olympic goldmedal gymnast Mary Lou Ret tonis28 Thought for Today Truth has no special time of its own Its hour is now Albert Schweitzer Germanbom missionary and Nobel lau reate
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