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   New Braunfels Herald-Zeitung (Newspaper) - November 26, 1995, New Braunfels, Texas                                Unicorns battle on the court in Greek Classic See Sports Day Page 7A CHS winning stpeekatll For all the playbyplay action of Canyons 1310 playoff win Friday see Page 7A NCAA Texas NCAA West Boston Ohio Florida 35 Arizona Florida St 24 Arizona St 31 Nebraska 37 Iowa 45 28 Oklahoma 0 Minnesota 3 Inside Sports Stammtisch Birthday wishes from the HeraldZeitung The New Braunfels Herald Zeitung extends birthday wishes o Steven Startz Linda Aceve do Brandon Acevedo Anita Acevedo Josh Stolin skl 16 Donna Lahr Chris Harrelson 23 and Kevin Chapa Happy anniversary to Rob and Amy Clark Good morning Lotto Texas Saturday nights winning numbers 10 24 Est million jackpot TEXRSr LOTTERY Womens Shelter Christmas Auction The Womens Shelter Christ mas Auction will take place at Landa Station Tuesday Nov 28 at 8 Admission is toys canned goods or acash dona tion There will be an auction and live blues by Monty Tyler If you have something to call 629r 3311 Tree lighting on the Plaza Tuesday The Tree Lighting on the Plaza and arrival of Santa Glaus sponsored by the New Braunfels Downtown Associa tion will be held from 6 to 9 Tuesday Nov 28 on the Plaza The courthouse bells begin ringing at and San tas Parade will run from the Central Fire Station to the Main Plaza There will also be food drinks musical entertainment and buggy rides Legend of St Kicholas continues The Sophienburg Museum and Archives continues the practice and legend of St Nicholas Tuesday Dec 5 The first performance of the legend will be at and the evening performance will be at 7 The Sophienburg Muse um is located at 401 West Coll adjacent to the Dittlinger Memorial Library Participation is free Visitors will hear the story of St Nicholas learn the German Prayer Kannst du beten and have a chance to see St Nick and hopefully get a candy cane from him But you have to be good St Nick does carry switches Optimists selling trees The New Braunfels Optimist Club is operating its Christmas tree lot at the same location as last year The lot is on Seguin St across from the post office Hours of operation are 9 to 9 Come early for the best choice of trees Proceeds are used to sponsor youth activi ties Stammtisch The New Braunfels HeraldZeitung invites its readers to submit items to Slatiuntisch According 10 the Sophienburg Archives and members of the German community Stammtisch represents a sitting place for members oftlie community to gather and share the days Itappeiiitigs We itirite yvii to share with NewBraunfels Herald 50 Pages in three sections Sunday November Serving Comal County and the surrounding area Home of STEVEN STARTZ SUNDAY Vol 144 No 10 Deputies hit lottery gamblers Comal County deputies acting on information from several sources served two search warrants in New Braunfels Thanksgiving Day and seized three large football lottery pools All three pools involved the Kansas City ChiefDal las Cowboy game Chances were sold for to per square with the potential winners taking home several hundred dollars The warrants executed in the 5200 block of Old Highway 81 and the 1400 block of Bridge were signed by Justice of the Peace Ray Martinez and were issued to seize the gambling paraphernalia involved in the pools More than was found at the Old Highway 81 address and two pools totaling more than were recovered at the Bridge St address Possession of gambling paraphernalia is a Class A mis demeanor under the Texas Penal Code and is punishable by a fine of up to and one year in jail or both Charges are pending against the gambling operators Commissioner squabble over tax note figure Court of Honor pavers still on sale By SUSAN FLYNT ENGLAND Staff Writer Downtown sidewalks need major cosmetic surgery and area residents can help it hap pen when they buy pavers on the Main Plaza Court of The citys Main Street Department and the Downtown Association have big plans for downtowns pedestrian byways All of the historic marks and imprints will be cut out saved and reset into the new pave said Joyce Hendricks of the paver pro ject Funding the sidewalk improvements will be no small task Crandall said The paver project is our biggest rundrais said Nora Morales Main Street chair Pavers in the Main Street Court of Honor are on sale now If you havent taken a walk around Main Plaza recently I encourage you to do pavers have come out Crandall said Honoring a person or organization with a paver or granite tablet in the Court of Honor is a unique and lasting gift she said There is a section for honoring 1995 Hen dricks said Someone could honor a teacher a pastor or anyone A grouping of pavers can commemorate any number of organizations from graduating classes to civic clubs to church choirs to what ever you can think of Hendricks said Those honored on pavers will become a part of New Braunfels architectural history along with the first founders and mayors which grace the Main Plaza Hendricks said Pavers start at They are brick shaped but made of longerlasting material and can be inscribed with the name of a person or orga nization Larger granite tablets start at Some groups have used the granite tablets in combi nation with groupings of pavers for a larger display When you order a paver as a holiday gift a special holiday gift card and framable certifi cate will be included The pavers themselves will be engraved soon after the first of the year Crandall said Companies may be liable for check fraud losses By OENISE DZIUK Staff Writer Banks are losing billions of dollars each year due to check fraud and beginning in Jan uary companies will be shouldering more financial responsibility for these fraudulent checks Revisions to the Uniform Commercial Code regulations will be taking effect in January Under these revisions a company can be found liable for part of the losses if the commercial customer did not have sufficient security mea sures in place Jack Farris senior vice president for Texas Commerce Bank in New Braunfels said check fraud is a big concern for the banking industry He said billion worth of fraudulent checks were passed in the United States in 1993 In 1994 the total rose to billion and the total for one bank was million He said he is aware of two businesses in New Braunfels and a large number in San Antonio that have experienced check fraud Its probably the biggest problem banks have right he said Farris said this type of fraud occurs when a criminal gets access to a check makes a copy and alters it by putting in a new name or amount He said this usually occurs on commercial accounts because the person has to be sure the check will clear Theyre are going to have enough money in their account for it to dear They cash those checks take the funds and theyre said Farris Farris said businesses will have to prove that reasonable steps were taken to prevent check fraud He said this will include looking at things such as who controls check stock controlling who issues checks and what happens to month ly statements Are they put in a box in a warehouse where theyre easy to get to or are they kept under lock and key he said Some banks have started programs that will mitigate who pays the losses Farris said Texas Commerce Bank has instituted such a program Under Positive Pay the company is given computer software which serves as an elec tronic file The company enters the check num ber and the check amount for every check writ ten that day When a check is processed through the bank it is compared to the information in the system If it does not match the check is examined and the company is called for verification said Farris And if it doesnt match it is sent back to the bank that cashed he said Farris said one check caught using this method was written for just under a quarter of a million dollars By DENISE DZIUK Staff Writer The Comal County Commissioners court voted Thurs day to reduce the total amount of tax notes to be issued to pay for several projects in the county from mil lion to million The commissioners previously voted to begin paper work on issuing tax notes with a maximum of mil lion The tax notes were to be used to pay for the adult and juvenile probation building the two justice oftlie peace offices and renovations Floyd Westerman finan cial advisor for the county said the paperwork had been drawn up and the next step needed to be taken Were at a point now where we need an he said Commissioner Danny Scheel said he did not fed comfortable with the amount of million He said if the money was available it was more like ly to be spent He recommended changinu the amount 1 dont want to hang a lollipop out in front of said Scheel County Judge Carter Casteel said the new building and the two JP offices would cost about She said the renovations will cost more than Westerman told the commissioners the total tax notes would have to be sold however the money does not have to be spent Scheel said it did not seem like good business to him to be borrowing money that is nol needed only to slick it in the bank He also added the renovations would probably not begin for at least a year and the money did not need to be borrowed now He said the costs could possibly be paid out of reserves at the time they are done Commissioner Jumbo Evans agreed with Scheel If you sell them someone will find a reason to use he said We can do something else with the rest ot these County Auditor Bate Bond said it is almost impossi ble to tell whether or not the tax increase from Ihe million tax notes which will be less than a penny can still be paid without changing the tax rate He said it will depend on how much is spent on the renovations when they take place and how much mon ey the commissioners leave in reserve The board approved reducing the amount of the tux notes to million and authorized Westennan to move forward with the process of issuing those notes The notes will be used to fund the construction of the adult and juvenile probation and the two JP Any excess funds will be used toward renovations Find out what Hew biggest problem is in the Survey Says Page 44   

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