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New Braunfels Herald-Zeitung (Newspaper) - August 2, 1987, New Braunfels, Texas Commerce Industry Pifle6A New Texas August Molly Heynis offers and the finished product at her Heritage Stained Glass on Walnut Street in New Photo by Deryl Heynis attends expo for glass craftsmen Molly owner ol Heritage Stained Glass in New at tended the International Class Craft Kxpo H7in July Heynis participated in workshops on fusing glass and slumping and draping both methods of creating dimension in art glass works by Heynis also at tended lectures on photostencil air brush use in glass use of hard wood in framing stained glass win and oak door construction and Included in the Kxpos program were ol noted stained glass Narcissus Quagliata and Peter Both contem porary artists shared slides of their work and spoke about their par ticular design philosophies in art More than persons attended the events representing more than including Alaska and and Canada and Completing activities of Ihe Glass rait Kxpo was a trade show ex hibiting roughly llH and suppliers of art glass Many exhibitors in troduced new methods and products to benefit the stained glass Heynis plans to incorporate as many new techniques and products into her own artwork and retail in ventory as possible Heritage Stained Glass is located at N Walnut A variety ol beginning lo advanced classes are as well as a lull line of glass and Heynis has been creating custom stained glass windows and sand blasted designs in New Braunfels lor more than eighl years Hours ol Heritage Stained Glass are Tuesday through Hi to Cull for more information Edward Jones Members New York Stock Members Securities Investor Protection Corporation STAN CUNNINGHAM Ltd Partner Ladies Only Investment Seminar 5 pm Free Seminar RSVP 1000 Walnut Suite F SI2 6290055 New TX 78130 SUDDENLY LIFE INSURANCE IS A SMART MONEY IDEA Watch Savings Grow Fast Pay No Federal Income Tax On Your Withdraw Your Earnings Any Time Tax Free By Borrowing Against The ANP Increase Your Life Insurance Heres one excellent tax shelter that survived tax A le gal way to avoid Federal Income Tax perhaps Its Single Premium Whole Life Insurance from Bankers Life and Casualty currently paying BY TaxDeferred A great idea for building college preparing for retire or even for many retired Minimum Single Premium Tax avoidance feature available under current tax law and requires keeping policy in force for life Call me today tor full Beth Gyelclner Representative OR WRITE Beth GueWner 440Q Piedras South 155 San Tx 78228 Financial Focus Take mystery out of stock market By JONES 1000 Suite F Some investors view the stock market as u mystery or a the market is nothing more than a reflection of the When the economy is strong and the future looks people tend to Invest their and when enough people the price of In goes On the other when tilings appear gloomy and investors sell their prices usually go Of theres more to the overall pro cess than just supply and hut anyone who seriously considers investing in the economy can find common slocks a rewarding alternative to certificates of deposit and savings ac In recent published by Capital Research and Management one of the nations ad visory a study of economic history and the reaction of various investment to the economy revealed some interesting The Capital Research study points out that from the mid1960s to the early 1JHOs the market was relatively stag A chart of the Dow Jones Industrial Average in January HlGfi shows it at seesawing up and down several times and winding up al at the end of Economic conditions were not encouraging as inflation spiraled out of interest rales reach Float on inn eel doubledigit oil prices rose from S4 to a tax rates shot as high as 70 and the government tried to regulate almost in Investors saw greater op portunities outside the stock Capital Research points out that as these condi tions both individual and Institutional In vestors turned once again to common Because historically stocks have proved to be their most rewarding In the Capital Research also review the 00 years from 1925 through During this the an nual Increase In Inflation was U the average rate paid on Tbllls was the yield on government bonds averaged and corporate bonds paid an average of per cent while common stocks returned a whopping average of percent each When interest rates arc as theyve largely been over the past serious money goes in to interestsensitive investments such as bonds or certificates of When rates are no longer as investors look for other investment These are economic conditions that in fluence investment If theyre understood and sensibly they can eliminate a lot of the mystery and gamble from the stock To further illustrate economic and market reac Capital Research points out that today in dividual investors have only 21 percent of their assets in stocks compared percent in the late Add to this the fact that In just the last three almost 15 percent of companies listed on the New York Stock Exchange have been swallow ed up by takeovers or mergers and you see that should demand for stocks there could be fewer stocks to Of no statistical or historical dnla Is con clusive especially In the stock market but you can see that as more facts arc some of the market mystery Another fear that often haunts potential In vestors Is how high the market Is There seems to at least In the minds of some mythical number the market cannot When It eventually reaches that they It cant go As we earlier pointed there actually was a period when the market went but thats not to say theres no room for growth In the stock In the Capital study concludes that by carefully selecting stocks whose corporate ear nings and dividends have outpaced there are substantial values not reflected in stock In other theres plenty of growth potential in the Although the stock market does offer the challenge of it also offers the opportunity for By investigating the historical reaction ol the market to various past economic one can prudently plan for the Its not a guaranteed but it sure beats the mystery of Excellence Jirn has been awarded Accredited Member Status by the American Academy of Cosmetic Dentistry for ex cellence in the Art and Science of Cosmetic Den This award is shared by only 20 dentists in the United States and was presented at the annual meeting of the academy at the Sheraton Palace Hotel in San Francisco on July Mayor George Erben snips the ribbon officially opening The Float 462 while David left representing the Chamber of Commerce Blue assists owner Kenneth Not pictured is coowner Richard The grand opening and ribbon cutting were held recently on the banks of the Comal River Photo by Frances Bridges TONYS POWER SWEEPING SERVICE fll We vacuum sweep parking and we service shopping office build residential Call anytime for FREE ESTIMATES 6294155 or TONYS POWER SWEEPING SERVICE Aoev JAiTmiA TERMITE AND PEST CONTROL The Peak In Service 6200202 Now Serving the New Braunfels Area Termites Roaches Ants FleasRodents Free Inspections Estimates One Time Monthly Quarterly Residential License MERCANTILE MORTGAGE CORPORATION This May Be Your LASTCHANCE TO REFINANCE AT LOW RATES If your current interest rate is 11or MERCANTILE MORTGAGE may be able to reduce your monthly housing expense with no fees to MERCANTILE We are currently closing certain FHA and VA loans at low interest rates with no application Ask about our low cost conventional CALL YOUR MORTGAGE LOAN PROFESSIONAL Ernie Mendez Off ice 3973001 Home 6293207 Program for owner occupied No condos or mobile Knibbe There is never a Bad Time to Make a Good I Prtiiflfnt Low Load Mutual Funds Plan Specialist investment Managed by a prestigious money man agement in the top Founded in Knibbe Financial 755 Uop 337 Suite D 78130 lnitltHifiil Irrttr
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