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New Braunfels Herald-Zeitung (Newspaper) - March 31, 1985, New Braunfels, Texas Bond Buyer index Index of 20 municipal bonds 20 year various ratings Dow Jones average 30 Industrials 1320 Money supply M1 In billions of dollars Commodity futures index 3month Treasury bills Index of weekly closing prices of 27 Revised key commodities 1967 100 270 weekly average interest rate 18 25 1 8 1522 1 8 1522 March Chicago Tribune Charts 1280 re 0 570 260 565 560 250 240 1160 18 25 1 8 15 22 1 8 15 22 March JI I 555 16 23 30 7 14 21 28 7 14 21 28 March Iff 230 18 25 1 8 1522 1 8 15 2229 March Source Commodity Research Bureau 4 11 18 25 1 8 15 22 1 8 15 22 March Producer Price Index Money supply M1 In billions of dollars Bu si ness HeraldZcitung Sunday March 6A 1983ll9B4 Business briefs TCB elects Dorbant as vice president The Board of Directors of Texas Commerce BankNew Braunfels has elected John Dorbandt a senior vice president in the banks com merical lending The bards action was announced by Texas Commerce Robert Orr who John will join Texas Commerce in midApril when we move into our New Lobby Dorbandt originally joined Texas Commerce in 1975 after two years experience in an Austin bank and nine years experience as a national bank examiner in the Office of the Comptroller of the He left his position as a Vice President of Texas Commerce in 1978 to assume the Presidency of Hays County Orr After steering the San Marcos bank for six of its first eight years and through its merger with a Texas bank holding Dorbandt returns to his first love structuring commercial loans for the individuals who own or manage commercial and corporate businesses in the 1H 35 Corridor We are very pleased to have him back as his experience will both strengthen our lending staff and allow us to better serve our Chapman joins SASA office Steve Chapman has joined San Antonio Savings Association as vice The announcement was made by Bo McAllister chairman of the Chapman is vice president manager of the correspondent len ding department in the Mortgage Banking He received a bachelors degree in economics from the University of Before joining he was regional manager of PMI Mortgage Insurance Naegelin gets company promotion Clinton a native of New has been appointed senior vice presidentadministration for The Signature a direct marketer and administrator of in clubs and service The which is effective was an nounced by Roland president and chief executive officer of The Signature In his new position at The Signature is responsible for directing the com panys loss administrative marketing production and communications STEVE CHAPMAN JOHN DORBANT Doeges become Conklin distributors David and Kimberly of New have become independent for the Conklin Com a Minneapolisbased manufacturer of building and consumer The Doeges join a national network of more than independent distributors who sell Conklin products and participate in Conklins sales and marketing Conklin Company manufactures roofing and coating lubricant and conditioning agricultural chemicals and onrfarm alcohol and feed plants which are distributed through a franchise network of independent The Sentry motorcycle Ahead of its up to 00 value Because is nnponani Dairyland County Mutual great helmet otter The Seniry designed in tough polycarDCinaie lor resistance Plus you nave an perfect and plush comfort liner The rielrriet meeis or exceeds all Department of Transportation safety standards To learn more rns call us today And asr about s flexible motorcycle insurance coverage WITTING 299 San Antonio New Texas 78130 512 6253000 Frank Witting Doug Miller Financial focus Municipal bonds offer several advantages From Edward With the growing interest in tax free its important to know a little bit about Weve discussed it would now be beneficial to discuss municipal When a local or state government needs capital to finance improvements such as highways or it issues These bonds play a vital part in public but they also offer a reliable alternative to investors who want regular interest without paying federal taxes on that According to the text Fundamentals of Municipal published by the Investment Bankers Association of there are four primary advantages of municipal the security of these bonds generally is considered to be second only to bonds of the federal govern they are extremely the diversity of issues and maturity dates enables an investor to obtain bonds issued by his or her local government which mature exactly at the time he or she the interest on municipal bonds is currently exempt from all federal income Although municipal bonds generally are considered second only to the federal government in this security varies depending on the purpose of the bond and the source of debt These characteristics are specified in the official statement which defines the bond as a general obligation a revenue bond or a housing authority General obligation bonds are secured by the full credit and taxing power of the public authority issuing They often are referred to as The source of repayment of these bonds is general If more money is needed to repay the taxes are On the other if the issuers taxing power is limited to a maximum tax the bonds still are general but they are termed limited tax Revenue bonds are issued for a specific and they are repaid by income generated from that j Affordable Computer Services are now available in New Braunfels Custom Programming on the IBM Commodore 64 or Atari computers Customer List Maintenance including printing on labels y Computerized Bookkeeping including general ledger a Complete Computerized Billing Services including invoices and monthly statements Computerized Payroll Wordprocessing 6294341 mi 11 in i Vote For ROLF MOORE DISTRICT 4 The Environment Our City What about our environment Does the city have a respon sibility to protect our and groundwater I believe it But this city has almost no environmental This is especially true of chemical and industrial We depend on the state and federal governments to enforce their air and water In practical terms this means pollution problems that should be taken care of in days or weeks now take months or Also most of their laws cover the bare minimum and only the worst What can we do We could start by enforcing the few laws we What use are litter laws or glass container laws that arent We need enforcement on the rivers where the littering We have to protect our I believe that all un derground tanks for gas or any other potential pollutant should be licensed and tested All new tanks should be double walled and on an impermeable Why be concer ned about a pipeline when there are already thousands of gallons of gasoline in the ground We should also have local chemical and industrial water pollution Persons who store hazardous substances should be required to register with the fire department so that in a fire or other emergency precautions could be taken tor public We need to license and bond toxic waste we dont need an abandoned waste We should have local air pollution standards that are enfor The best time to stop pollution is before it I need your Please vote for Rolf Call me at Paid Political by Rolf Treasurer of Moore Campaifln The security behind the mortgages is the Pertinent in formation to know about these bonds before investing includes what in surance backs the what types of housing the mortgages will be limited as well as other general facts relating to the When considering investing in tax exempt it is prudent to seek professional It is well worth your time to investigate the bond and its Tax Return Preparation Reasonable Rates Dalrymple Schuler Elley CPAS 6258897 1 Year CD S100 182364 Days SHORTER LONGER PERIODS WE ALSO HAVE ATTRACTIVE JUMBOS 5 IRAS Rates Subject to Change SCHERTZ BANK TRUST LONG TRADITION OF SERVICE AND COMMUNITY WE PRIDE OURSELVES IN THE WE ARE LOCALLY OWNED AND DEDICATE OURSELVES TO SERVE YOU BETTER AND SECURE YOUR SCHSRTZ BANK 6 TRUST 519 MAIN STREET TEXAS 78154 6587414 Lobby Fit 98 Drive In 83 21 2 FDIC Member
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