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New Braunfels Herald-Zeitung (Newspaper) - January 13, 1985, New Braunfels, Texas Bond Buyar index Index af 20 municipal bonds 20 yeaf various ratings Dow Jones average 30 Industrials 1280 Money supply Ml In billions of dollars Commodity futures index 3month treasury bills t 1200 1421284 1118251 Nov Chicago tribune Charts 555 fcr 550 545 1984 1120 23 30 7 14 21 28 4 11 Index of weekly closing prices of 27 key cbmrtioditles 1985 270 i i i i i weekly average interest rate 2961320273101724317 230 307142128411182518 Source Commodity Research Bureau iAi 9 16 2330 7 1421 28 4 1118 25 Producer Price Index siness 1984 beats 1983 in city building activity By DANA STELL strnrtinn slurtc in iom r HvraldZtitung January 6 A ByDANASTELL Staff writer Construction activity for 1984 rose million over that for 1983 with the help of two a county two a four apartment and 214 onefamily City Hall issued building permits for in construction last Con struction starts in 1983 totaled about which included the Comfort and a million addition to New Braunfels National January was 1984s peak Fifteen commercial projects valued at million were given permits that including West Point Pepperell Mill valued at and the new Comal County valued at million Also in Carls valued at was given a permit to build as was a 41unit motel at 201 Loop The secondmostactive buildingstart month was with million worth of construction The slowest building activity month was with a total construction value of April 1984 showed the largest amount of activity in singlefamily home with a total of 25 homes valued at million contributing to the years total singlefamily home starts of Thats 27 more singlefamily homes started in 1984 than in Twentyfour duplexes were built in along with one two and four apartment with a total of 164 The previous year saw 13 and three apartment with 22 One condominium was built in and two new churches and a new school were given building The commercialbuilding business was filled with warehouseand office convenience fast food and car Financial focus IRAs are a great investment Dreaming of travel Janis manager of Dream and Ellen travel discuss different opportunities in the travel Dream which is having its grand opening this is located in the DERYL Courtyard Shopping It is owned by Tommy and Johnnie Mae who also own the Kettle Restaurant in From EDWARD Beginning with this edition of our Financial Focus Stan Cunningham of Edward Jones reports that he will be issuing some of the best articles available from some of Edward Jones most experienced In he credits a friend and Robert Upton was instrumental in helping most of the more thdn 700 brokers with Edward Jones get started preparing the financial Focus program for their for the next few Cunningham urges readers to pay attention to these Their purpose is to keep the public in formed of the leatest trends and philosophies in conservative Forbes magazine recently ran an article on Individual Retirement Accounts The author began the article by Here is the gift from Uncle the kindest thing the government has done for the working staff since repealing and most American families still have not taken ad vantage of Almost everyone complains taxes are a major and not only have federal taxes continued to take a larger piece of state and local taxes are beginning to erode the family budget in larger and larger at the beginning of only 50 percent of the households with incomes in excess of had opened to put it another almost half of the affluent taxpayers thats what they call folks who earn more than a year are not taking advantage of the tremendous tax benefit offered by according to the same only 22 percent of all qualified taxpayers have purchased If its such a good tax why dont more people take ad vantage of it Some rationalize theyre too close to retirement for the current a year deposit limit if youre married and filing a joint return to be of Theres legislation being considered that would increase this even if this change is never the tax deduction of the deposit if a benefit For an annual contribution made on 1 each year for the next 10 years would grow to more than at a modest 10 percent compounding Added to the tax that makes for a pretty good return on your wouldnt you say Another group feels theyre too young to start a retirement They seem to feel theres an endless amount of time in the future to start worrying about and they dont want to tie up their Others just procrastinate and never start an IRA theyll do it next they but next year never of there are those who just never let themselves accumulate in If this is the the ideal way to amass the annual contribution is to set up a budget that accounts for a monthly contribution into an IRA About a month will get the job So lets begin this series on the individual retirement plan by saying if youre not taking advantage of for whatever youre missing the kindest thing the government has done for the working staff since repealing IRA HEADQUARTERS With my Free IRACALC picking the best plan for me was easy at Edward Jones EDUARD JONES COffffl PROJECI10N OK IRA BENEFITS Have a TAX REFUND coming Ask atom our Guarantee We cant promise everyone a but if youve got one well guarantee to find you the biggest refund or your return is BLOCK THE INCOME TAX PEOPLE What can we find for you 138 Castell Open 9 AM 6 PM 95 Phone 6253810 SEIMQ9 CiTOEM 0ISC0UMT AVAJUBU THRU JANUMV Jar Telephones to Meet Any Need Car Telephone Guadalupe Counties Phones National Coverage Also twoway radio systems and monitored security systems residential commercial Call for a Systems Specialist Hill Country 790 Rock New 78190 6295888 knthoriaed Dolerg MARY SMITH PENKH1S FROM WESIING PER YEAR FOR 20 YEARS IN AN IRA ACCOUNT YIEIDING12 X UUH EDWARD JONES COMPANY T01AL INVESTMENT OF AT RETIREMENT ISl t BYt STAN CUNNINGHAM 508 get your FREE IRACALC anddefermine how much you can expect your Retirement Savings to simply see Stan Cunningham He has several easy to understand IRA plans to meet your Retirement Income Just call or Stan Cunningham 1000 Suite F 512 6290055 Edward Jones York Slock Inc Member Sccuitm Irwntor Cc Stan Cunningham VF1783 IRA HEADQUARTERS
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