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Delaware County Daily Times (Newspaper) - August 6, 1975, Chester, Pennsylvania DELAWARE COUNTY DAILY TIMES Pa. Wednesday, August 6.1975 Consumer credit rose In June By MIKE MOORE.... The rise in indebtedness was AssociatedPTMSWriter... spread across all major WASHINGTON (AP) The categories, the Fed reported. Federal. Reserve Board says The largest increases were in Americans increased their personal loans and the category indebtedness in June by the that covers consumer goods largest amount in nine months, other than automobiles. a sign that may mean renewed confidence in the economy. Total consumer credit in- creased S545'million -a second consecutive monthly advance to S186.1 billion, .the Fed said Tuesday. Consumer credit had declined in six of the seven months previous to May's million rise. The increase reflected greater consumer willingness apparently inspired by income tax rebates and other programs to speed economic recovery -to commit future earnings to spending on costly items. UFO center sef up in Illinois announced price increases for objects. Dr. J. Allen Hynek said toa The announcement from Dr Hynek. professor of Armco's Middletown. Ohio, astronomy at Northwestern headquarters, said the in- University, and long interested creases, effective Aug. 20. will in UFOs, saic police depart- average about 9 per cent, ments across ihe country had The firm cited a 20.5 per cent been invited io telephone' in rise in costs as the cause of the reports of any price hike, which it said was using a tollfree switchboard justified because of "a virtual manned around the clock. price freeze" mandated by the CouncD on Wage and Price "The UFO Study Center came Stability last December, into existence because a In economic developments growing number of qualified abroad, new figures showed scientists, engineers and other West Germany's inflation rate professionals have long for the year ending May 31, was believed the UFO phenomenon 6.1 per cent compared with 9.D to be worthy of investigation per cent in the United States, and decided that positive action 14.1 per cent in Japan and 25 per Borrowing to buy new cars increased S24 million during the month, although total in- debtedness in that category remained million below were it was a year ago. Meanwhile. July statistics for new car sales released in Detroit Tuesday projected a mixed picture. Figures put domestic car sales at an 11-year low while gas-efficient imports posted a 30 per cent gain over last year and captured a record share of the U.S. market. Although U.S.-built car sales were off 8 per cent from last year's July levels, they dropped only 1 per cent below the totals for June. when sales traditionally slump 9 per cent. June sales were the highest for American cars since last Oc- tober. But Armco Steel Corp.. the nation's fifth largest producer. Sylvia Porter Your money s Credit tricksters still abound STEVE TODARO (in water, center) works with children of migrant workers at Cheyney pooL_ STEVE TODARO (in water, center) works witn children of migrant Children oi migrant workers find summer school can be fun ______ Rreakfast is followed bv a 15- where the childr should be taken to end a quarter-century of misun- derstanding and misrepresentation." he said. -More than 15 million Americans believe, that they have, sigh ted UFO phenomena, and these essentially similar reports persist year after year. "With the cooperation of the police, the FBI and the Civil Defence Agency, the center now cent in Britain. The statistics released' in Paris by the Organization for Economic Cooperation and Development showed the Germans achieved first place among the industrialized Western nations at the cost of higher unemployment estimated to average 5 per cent for 1975 -and a decrease in the Gross National Product. And in Britain, the govern- provides the organization and ment announced a new subsidy personnel to study the to private firms fcr each problem" of so-called "flying deferred dismissal of a full time worker. The grant of about a week is an attempt1 to save threatened jobs as Britain faces its worst unemployment -44 saucers." Dr. Hynek. the director, set up the center in cooperation with scientists from a dozen U.S. universities. percent -in35years. THORNBURY. Summer learning can be fun, Especiallywhen its liberally interspersed with swimming, trips to the Valley Forge Music Fair childrens' shows and a trip down the Delaware River, At least that's what 65 Swim championships siaied for Saturday CLIFTON HEIGHTS Clifton Heights will be the host club League Individual Championships at a.m. Saturday. All teams in each division were invited to the time trials last week at De La Salle pool. The fastest swimmers in those trials will be participating in the event at Clifton Heights. Teams eligible to represented are De La Salle, Clifton Heights. Norwood, Tinicum, Darby, Prospect Park, Primos, Nasseau, Irvington, Drexel Hill, Colwyn and Folcroft. Awards will be presented to individual winners following the last event of the day. children in the migrant program at Cheyney State College might tell you. The children, ages six to 12, from Chester and Philadelphia must have parents (or 'guar- dians') engaged in farm labor or food-related to be eligible for the program. In its seventh year on the Cheyney campus, the program runs from late June until early August. It is funded by Title I of the Elementary and Secondary Education Act. The Migrant program en- deavors to combine academic instruction.tutoring, cultural enrichment, and swimming instruction in one package, plus two hot meals a day. The children are given a complete physical with dental, hearing and eye examinations. The children are bused to the Cheyney campus five days a week and are given breakfast in the college dining hall. "Some of these kids board the bus at? a.m. and arrive here at Cheyney at quarter to Charles E. Songster, program director and superintendent of student teaching, said. Breakfast is followed by a 15: minute rap session. Last week, Dan Clater, counselor and recruiter for the program, and a social studies teacher from Valley Forge Junior High School, Chester County, was asking the children to be. friends with those of other cultures and cities and telling them about body cleanliness. "Mornings are academic in Songster said. "The children instructed in reading skills and tutored in math and social studies. Tutoring is done by Cheyney students as part of the summer school program." After lunch is the fun begins. The children "receive basic swimming instruction in Cheyney's olympic-size pool. "We try to provide a variety of experiences for for them that can be meaningful in Songster said. They have dined-at nearby enjoyed the Music Fair, and a trip to Great Ad- venture is planned. The grand finale of the summer program will be an overnight stay at an area motel where the children will swim, have dinner, enjoy a show by Chief Halftown at 7 p.m. They will be permitted to watch tv in their rooms until 10, p.m. and the next morning journey to the '.Cheyney campus again.. All summer school should be so much fun. Banquet to honor Clifton swimmers CLIFTON HEIGHTS Swimmers and divers on the Clifton Heights swim team will be honored at an awards banquet at 6 p.m. Saturday at Clifton Heights Swim Slub. While the public is invited to the awards presentation, the banquet is closed to team members and their guests. Special trophies to be presented include those that will go to members who have earned 150 points after years of competition, the congenial trophy award and presen- tations to the coaches. Swimmers retiring this year are Heather Guyer and Mary Pat McBride, both members of the 150-point club. It could be that you are an extraordinarily perceptive shopper.' Even so, I'll wager that I can show you how to become a far more perceptive shopper. In fact, I'll go further and wager that in the following four rules and despite the analysis in my last column of the reasons you are having trouble making ends meet you'll find ways to shave your costs from a minimum of 5 per cent to as much as 50 per cent or more in every area of your family budget. Behind the over-all increase in your living costs each year, there always will be sharp variations of which you can take advantage. There always will be moves you can make to cushion the impact of inflation on your own budget. Your fundamental' safeguards are awareness of the trends and understanding of the ways to protect yourself against the trends. Now here are your four key (1) Substituting for these items, wherever and whenever you can, others of a similar nature on which prices are holding the line. (2) Switching to less ex- pensive versions of increasingly costly goods and services. Shopping harder than ever for the best possible deal on items you must have and on which prices are soaring. (4) Eliminating items which are of no real value and even are of harm to you. For instance, contributing tremendously to the increases in food prices have been costs of meat. But within this food category, you can make many delicious substitutions. You also can choose a vegetable in season for one that isn't. And you have great control over how often you eat out, even greater Control over what you eat when you are out. In general you probably have a great deal more choice in your purchasing than you realize. For one thing, the strategy of when to buy is controlled ,by you. Merrly by planning your spending to take, advantage of seasonal sales the year around, you can easily slash your spending by hundreds of dollars more than enough to offset any apparent annual rise, in the cost of living. Again, to illustrate, over-all transportation costs have been climbing steadily but among the real "villains" behind this inflation have been soaring parking charges arid public transportation You can't do much but you can do some things to save on public tran- sportation costs and you can do plenty to curb your parking charges. You can switch forms of entertainment for activities which are going out of sight. You certainly can save on cigarettes by quitting smoking. You have a wide variety of choices in clothing. I could go on and on but there is no need. With the basic guidance given here, you can use your own imagination and carry on; superbly from here. QUIZ YOURSELF INTO BUYING WISELY When you're wondering whether you should or should not'buy, give yourself this quiz, prepared by the Council for Family Financial Education, and find Out. 1. Do you really need this No 2. Is the price No 3. Is this the best time to buy the item ..Yes No 4. If bargain, is it a current model (if that matters toyouW...................YesNp 5. If "on is the price a true sale ......Yes No 6. Are you sure no less ex- pensive item can be sub- YesNo 7. Are you sure there are no major disad- v a i- Yes No 8. If excessive in price, will it truly satisfy an inner need? (If not just check Yes No 9. Have you checked and researched 'N the ......Yes No 10. Do you know the Yes No 11. Does this retailer offer any, special services with the No Score your answers as follows: 9-11 yesses buy the product; 6-8 yesses think again; fewer than 6 yesses forget it. FACTORY 1975 AMERICA'S URGES! DEALER FOR ANY OLD CAR ffW 1975 MALIBU c ,1 factory Gloff Qiic it. _. CvcludOf WN >74 I imii. I I we, FM> TT 7s SCAMP ALLOWANCr I WIICE .____I I Triti.. IM.li W.. (ALLOWANCE ff I PJans I ftftirr MICE ALLOWANCE SERVICE It fwwrrf of "LUXURY We Specialize in Fleet Safes Leasing, NO SERVICE APPOINTMENT NECESSARY
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