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News-Palladium, The (Newspaper) - October 26, 1962, Benton Harbor, Michigan FRIDAY, OCTOBER 26, 1962 THE NEWS-PALLADIUM, BENTON HARBOR, MICH. SECTION TWO-PAGE SEVEN --NEWS OF THE MARKETS- Snow Keeps Fruit Sales At Low Ebb Continuing snow and cold over the fruit belt area reduced the volume of supplies reaching the Benton Harbor market Thursday to a mere packages. The market is to close down for the season after Sunday's trad- Ing. Market Manager Ed Cox an- nounced yesterday that after Sunday the gates would be left open for growers and buyers to use the trading lanes on their own if they wish. There were some 40 g r o w e r loads, with A total of pack- ages, tallied in yesterday. Foul- day buyers were in action. Prices paid on Thursday were follows: APPLES: bu., U. S. 1, up, Jonathan, few to Grimes Golden, one lot 2 Is-inch-up, Red Rome, to Turley Winesap, one lot Open bushel, Unclassified, Jon- athan, to Snow apple, one lot Receipts: ORAPES: Concord, Mich. Fancy Table, 8-basket crate, one lot TOMATOES: Mich. 1, 8-q' carton, few 75c to 8-baske crate, one lot Receipts: 125 New York Stocks Noon Prices WM. C. RONEV CO. Al flliottd by GROUND FLOOR, VINCENT HOTEL Allied CH Am Can 41% American Cyanamid Amer. Elec. Power 58% Am Motors 14'Ji Am Had Am Tel Tel .............104% A.M.F.................... H% Armour Co.............. 33 Bait Ohio 19 Beth Steel Brunswick 1414 Budd Co li Buroughs Int Nick 541-i Int. Tel Tel 36'A Int. Tel Tel 35V. Kimb Clk.................. 47% Kresge, SS Kroger 20% LOF Glass Ugg My 66M Mear Cp 34% Monsan Ch 42 Mont Ward................ Mot Wheel 14% Nash Cash R 69'M Nat Dairy 5054 11 Calum H 10'ts i NY Cent u.% Can Dry 19 (t Nor Pac 31 Cdn Pac 20 Outboard Mir. Mar 11% Parke Da 46 47 (fc 40H Case, JI ..s Ches Oh Chrysler Cities Svc Cimw Ed Cont Can Copper Rng 131i Curtis Pub 6 Detroit Steel Dow Chem 49 Du Pont East Kod El Auto L no sale Emerson Radio 8 Steel Stock Down On Wall Street 39 10 LOCAL FORECAST (By U. S. Weather Bu reau at Detroit for this area of the Michigan fruit belt.) By THE ASSOCIATED PRESS Southern Lower Mich. Vai (able cloudiness and cold today with chance of a few scattered Enow flurries, high 36 to 43. Fai and cold tonight, low 20 to 28 Saturday, partly cloudy and not a. cold, high in the 40s. Winds wes to northwest 10 to 25 miles today diminishing tonight. Sunday Outlook: Cloudy and a little warmer with chance o rain or showers. Highest temperature Thursday 46, lowest, 29. Highest temperature one yeai ago today, 52, lowest, 44. Highest temperature this date since 1872, 75 in 1902. lowest, 22 In 1887. The sun sets today at p.m and rises Saturday at 7 a.m. The moon rises Saturday al a.m. and sets Saturday at p.m. Alpena Grand Rapids Houghton Pellston Traverse City High Low Snow 39 24 T 37 24 T 26 23 35 22 33 27 DETROIT (AP) The five day weather forecasts: Temperatures will average 3 to 5 degrees below the normal high of 56 and the normal low of 39. Warmer Saturday and Sunday, colder Monday and warmer again Tuesday and Wednesday. Precip- itation will total one to three tenths of an inch in showers Sun- day or Monday and again Wed- nesday. Local Grain Price Quotations BUCHANAN Grain and feed price quota- tions today by Buchanan Coop: No. 1 new crop yellow soybeans, 12.29, steady. No. 1 white oats, 36 Ib. test Weight, steady. No. 2 rye, down ic. No. 2 barley, steady. No. 2 yellow ear corn, up Ic, No. 2 yellow shelled corn', HP ic. No. 2 red and white wheat, steady. No. 2 buck wheat per loo Ib., steady. EDWARDSBURG Grain and feed price quota- tions today by Cleveland Son, Edwardsburg: No. 1 new crop yellow soybeans, 12.29, up 3c. No. 2 red wheat, steady. No. 2 oats, steady. No. 2 rye, steady. No. 2 yellow ear corn, No. 2 yellow shelled corn, No. 2 barley, steady. New Section Of 1-75 Opens CLARKSTON (AP) The High- Way Department Thursday opened 22.5 miles of Interstate 75 between TJ.S. 10 west of Clarkston to a point south of Flint where It links with the Ohio-to-Soo freeway. The section was built at a total cost of million. Erie RR 2 H Ex-Cell-O ...............35% Fairbanks Whitney 4 Ford Mot 4014 i Sperry Rd 11 Freept Sul 21 Vi Std Oil Cal 54 V, Std Oil Ind................ 40Vi Penney, JC Pn RR Phelps D Phill Pet 43 V4 P. Lorillard Pure Oil.................. 30 Rnyonier 17: Kaytheon 21 '.4 RCA 46% Rcpub Stl Sears Roeb 65V> Shell Oil 30% Sinclair 29-11 Socony 50 Sou Pac 24'4 Sou Ry NEW YORK de- clined In reaction to adverse news from their industry, but the stock market as a whole pursued an uneven course in slow trading ear- ly this afternoon. The market showed no apparen reaction to news that the U.S Navy had stopped, boarded, an inspected a Soviet-chartere freighter. The list also shrugged off new that the. cost of living index i I September had made its larges Dfta frtm ti.f. MMMW Gen Elec 66'4 Gen Fds m% Gen. Motors 52 Gen. Tel Elec 19 Gillette................... 30T4 Goodrich 38 Goodyear 26'A Gt. No By ................35% Hammer Pap 27 Std Oil N J Texas Co.......... Union Bag-Camp Un Carbide United Fruit Un Pac .........t. US Hub JUS Steel 5 Hi 3214 BQV- 29% 3714 39% Hornestk 53 [West Un Tel 32Vi 111 Cent 33'4 woohvorth Inland Stl 37 Zenith Rad 48% Int Bus Men ..............334 I American Stock Exchange Int Harv International Packers Talon Inc. A Talon Inc. B Additional Listed Securities Local Supplied By Berrien Securities, Inc., 219 East Main) Noon market furnished by BERRIEN SECURITIES, INC. Bendix Corp 49% Bohn Alum 30-31 Clark Equip! Consolidated Poods Electro-Voice Hammermill Paper 27 National Std Schlumbeger Standard Kollsman 16% Whirlpool Yale Towne 20% Noon market furnished by BEKRIEN SECURITIES, INC. Albion Malleable B. H. Malleable 5-5% Buchanan Steel SVia-BVi Holly-Grills, Inc......... I M Elec 87-91 Mich. Gas Utll............ 16-17 North Ind. PSC Tyler Refrig............. 15-17 j increase in more than four years Except for the steels and a scat tering of higher-priced or mor volatile in other groups key stocks generally moved will in a 1-point range. The dividend cut by Bethlehen Steel, announced after the.Ne' York market close Thursday brought heavy selling to tha stock. U.S. Steel, which report, on third quarter dividend actio next Tuesday and which just cu prices on wire, products, als skidded, along with some othe major producers. The Associated Press averagi of 60 stocks at noon was off minimal .1 at 211.5, with Indus trials up .3. rails .3, am utilities off .2. The pace of trading in the mom ing was exactly half of what was Thursday when the day's to tal was 3.95 million shares. Bethlehem lost about 3 points U.S. Steel was down about 2 anc Youngstown Sheet well over point. Du Pont helped shore up th averages by advancing more tha: 2. Among the "growth" issues IBM slipped half a dozen points Xerox 3. and Polaroid 2. American Telephone and Public Service Electric Gas dropped about a point each. Aerospace issues mostly were clown small fractions. Oils, rub bers, and nonferrous metals were The Dow Jones industrial av erage at noon was off J.55 at Corporate and U.S. govern inent bonds Improved. Ready For Retirement., He Needs Investment Program By SAM SHULSKY Author, "Stock Buying Guide" and "Investing For Retirement' husband has been with Sears, Roebuck 30 years and has shares of stock and a re- serve of about We would like to retire at age 58, but, of course, will not receive social se curity or pension until 62. What would be the best way to handle this stock? Should we buy muni- cipal bonds? Sears, Roebuck employe stock plan never ceases to amaze. Certainly, it has proved one of .he most rewarding to long-time employes that I am told about n readers' letters. Sears stock has a top rating, A plus. And there is little wonder about that. For the same reason, jf course, its yield is on the low side. Enough people want to buy he stock of this largest retailer o keep the price up to where he yield is around 2ft per cent. That means that when you retire may have to sell and use the approximately (at cur- prices) to buy a 5 per cent neld in some less aggressive, but letter yielding situation. Better check your tax liabili- les on this. Wait until after you etire and your tax bracket falls iff. I can't see much point to the municipals. Once you quit work, tax bracket won't warrant ;oing into that market. does one determine the x-dividend date of a stock? dividend" means 'without the dividend." Every dividend is payable on fixed date to all shareholders isted on the books of the corn- any as of a previous date of ecord. For example, a dividend may ye declared as payable some ime in November to holders of ecord on the books of the corn- any on Friday, Oct. 26. NORMAL TRANSACTION Since four business days are equired lor delivery in a normal lock exchange transaction, the xchange would declare the stock ex-dividend" as of the opening f the market on the preceding uesday, Oct. 23. Anyone who bought the stock n or after Tuesday, would not be entitled to that dividend. The payment would go to the person who owned it at the close of busi- ness Monday, Oct. 22. Q. We are in our 40s. Almost 4 years ago we purchased a 3- family house for with two mortgages against for 000 at 6 per cent and the second for at seven percent. We want to sell, but we don't know how easy it will be because of the two mortgages. Should we pay off one, or do you think someone would buy it with 3 mortgages. no way of telling un- til you try. If both mortgages carry clauses against prepayment, the thought of having to pay six and seven per cent might be discouraging to a potential buyer. But if the mortgages can be prepaid, they present no special problem. I certainly would not pay off either mortgage. Some one might be willing to assume them and thus cut down on his cash pay- ment. Evidently you are prepared to accept a third mortgage (or your equity. That could be risky if the property doesn't bring in enough to cover all three mort- gage payments. Mr. Shulsky welcomes all read- er mail and tries to include all problems of general interest in the column. While he cannot un- Area Finance Association Holds Session dertake to personally, answer readers all queries desiring, in- vestment lists should address re- quests to Sam Shulsky enclosing self-addressed stamped envelope care of The News-Palladium. C. Janes9 Public Party Set Monday BRIDOMAN A public party will be held on Oct. 29 at the Bridgman Legion hall sponsored by the Bridgman j.C. Janes. The party, Monday evening, will begin at p.m. and tickets can be jurchased from any club mem- jer or at the door. There will be a door prize and prizes for all tables. Nearly 60 members of Michigan lonsumers Finance Association district 11, heard a talk on "Ap- preciating and Understanding the [mportance of Public Relations' Thursday night by Newell T Schwin of Associate Investment !o., South Bend. Representatives from 17 of' fices in Benton Harbor, St. Jo- seph. Buchanan, Dowagiac, South -laven and Niles attended the first meeting of its kind in Schu- er's Restaurant, St. Joesph. Toastmastei for the dinner neeting was Richard Markus, as- sociation executive director from Lansing. Films on consumer fi- nance were part, of the program. Members of the program commit- tee were John Pratt, Elton In- gram and Kichard Hooker. LIVESTOCK CHICAGO (AP) (USDA) Hogs 9.000; butchers 25 to SO low- er; 1-2 190-220 Ib butchers 17.00- 17.50; mixed 1-3 190-240 Ibs 16.50- 17.25; 1-3 230-270 Ibs 16.25-16.75; mixed 1-3 320-400 Ib sows 14.75- 15.25; 2-3 400-500 Ibs 14.00-14.75; 500-600 Ibs 13.50-14.25. Cattle calves none; slaughter steers steady to 50 low- er; load lots prime Ib slaughter steers 32.50-33.50; bulk high choice and prime Ibs 31.50-32.25; bulk choice Ibs 30.00-31.75; good 20.00- 28.50; load lots choice Ib heifers 27.75-29.00; load good 900 Ibs 27.00; utility and commercial bulls 18.50-21.00. Sheep 300; steady on all classes; few lots choice and prime 90-110 Ib wooled slaughter lambs 20.50- 21.00; good and choice 18.00-20.00; cull to good wooled slaughter ewes 4.50-6.00. BUTTER And EGGS CHICAGO (AP) Chicago Mer- cantile steady; wholesale buying prices un- changed; 93 score A A 5714; 92 A 5714; 90 B 5612; 89 C 5514; cars 90 B 57'A; 89 C 57. Eggs barely steady; wholesale buying prices unchanged to !4 lower; 70 per cent or better Grade A whites 37; mixed 3514; mediums 25'A; standards 32; dir- ties 2714; checks 2614. FORFC AM Until SotMiday Morning Today's Weather Map NEW YORK Cloudy skies may cover the New England states, Ohio valley and parts'of the Pacific Northwest and Plateau Friday night, with fair weather expected elsewhere. Snow flurries may occur over the eastern Lakes, Ohio valley and New England with some scattered showers in the Plateau region. It may be cooler along the mid and north Atlantic states with a warming trend over the nation's mid section. (AP Wirephoto Map) YOUR 'MONEY'S WORTH THE NEW TAX LAWS' MEANING TO How To Use Tax Rebate (5th in Sylvia Porter's New Tax Law Series of 8 Col.) Many of you in business, trade or the professions will find when you make out your 1962 income tax return that the new investment of the Revenue Act of giving you an utterly unanticipatec tax cut on this year's earnings. For this credit applies to all your qualified purchases of equipment after 1961, regardless of why you bought the equipment. You can take the credit as direct reduction of the tax you ow on your 1962 return. It is, as re ported in yesterday's column, effect a tax rebate. But wliile the credit is a wind fall to many of you who woul have bought the property in an case, a highly important point that it also can make it consider ably easier for you to buy de >reciable equipment, autos, ete n the future. To illustrate, assume you are small business man whose top ta Bracket averages 30 per cent. Yo want to buy a new, modern piec of machinery which you will us n your business for eight years The cost will be and th first year's down paymen Under the new law, you ai entitled to a credit of 7 per cen of the cost and this credit plu lie depreciation you can take wi jive you back in tax savings i ,he first year a major chunk o your down payment. The 7 per cent credit will han you The 20 per cent first rear depreciation will save yo axes of The per cent de dining balance depreciation wi add TAX SAVINGS The total tax saving in the firs year will come to almos enough to supply funds to maki -he down payment. Here are other significant point about the credit. (1) It is not restricted to nev property. You can purchase use equipment and also get a tax re jate. However, while there is n imit on the amount of new iquipment which can be pur chased and qualify for the credit he annual ceiling on used prop rty which can qualify is Therefore, if you may run ove his maximum in. any one yeai your aim should be to time you! mying to keep each year's pur ihases of used property within the annual ceiling. (2) This is not a tax break which you can elect to take or urn down. If you don't take it basis for depreciation wil x reduced by the credit any way. So If you're entitled to the redit, take it. (3) You don't lose the credi f you buy eligible property, bu on't have any earnings on which o pay taxes and therefore, no ax against which to take the cred Any unused portion of the in estment credit may be carriec ack for three years and carriec ver for five years. But since no airy-back is permitted to a year nding before 1962, if you have an nused credit this year, you can nly carry it forward for use in iture years. lOTEUi, LODGING HOUSES (4) The credit generally is aired to hotels and other lodging ouses which cater predominantly permanent residents, although the hotel has a restaurant, phar- lacy or other commercial facil ,y which Is available to the public, ic assets purchased for that part f the hotel can get the credit. ADD THIS FEATURE TO YOUR PRESENT GAS OR OIL FURNACE TODAY Controlled Blower Circulation Eliminates uncomfortable "on- off" operation of the blower, prevents cold drafts, allows your winter air conditioner to operate efficiently. CALL FOR COMPUTE DETAILS T H HOME HEATING 112 Ship St. YU 3-3937 LIQUIDATION! The Complete Invontory FORMERLY OP NOBLE PRICE PLUMBING and HEATING CO. Sale Open To Public Tremendous Savings Up To 60% Discount On brand Name i'lumbing Heating Equipment Including Crane American Standard Kohler Oster Pipe Threading Machine Complete With Stand and All Dies JOIIMJ-IUILDIM-COWACTOM-PLUMIIIU-WELLDRILIIRI A DM rittiwi. IHMltar Will Fmf> FlUlBffi 4 PICKUP TRUCKS Tfch Mt (Ml Mpe MMl rift. Muck Inn MMrUl Pirti Cmipfcu Mrtd IMnf TMk MM flu t I FORD MOAN I CHIV. PANIL TRUCK TIM frmmn Al V.-1Q Wdl St., tartm Hcrktr Cuk Carry OfM I A.M. M t P.M. Mrtui 7 A.N. M r.M. On the other hand, hotels, lodging houses, motels, etc., which are used predominantly by transients can get the credit for furniture fixtures, rugs, drapes, TV sets, so forth. If you have leased rathei bought your new autos, (5) than equipment, etc., for business or Income-producing purposes, you too may get this new, tax credit if you can convince your lessor to give you the unanticipated bo- nanza which he otherwise could take for himself. The law speci- fically says that the lessor can pass on the investment credit to you. If he won't, you might con- sider buying rather than leasing the assets and picking up the tax credit yourself. This new credit is going to in- volve a lot more record-keeping on purchases of equipment than most business men or profession- als have been doing. Each item that qualifies must be given specific useful life and since the "premature" dispoi item within eight years may cause the loss of part or all of the credit, you must be able to identify which item was sold and prove when. Monday: Crackdown on expense accounts. Treat Three At Hospital After Crash Three persons were injured in two-car collision Thursday at the intersection of Clay and Ls- vette street, Benton Harbor, all of them released after treatment at Mercy hospital. Benton Harbor police ticketed Lon C. Smith, 19, of 1862 High- land avenue, Benton township, charging failure to yield right of way. They said he passed up a "yield" sign on Clay and struck a car driven by Kenneth E. Lester, 19, of 151 Empire avenue, Benton Harbor. Lester's .auto slid 30 feet on snowy blacktop, climbed a curb on Lavette and struck a tree. Lester got several stitches for forehead cut. A passenger Darlene Saunders, 15, of 2327 .wrence drive, Benton Heights needed stitches to close a cut, on her eyelid, and Patricia Dun- :on, 15, 2275 Holly drive, Benion heights, received a cut lip and bruised leg. The p.m. mishap was one of five accidents in the city re- ported on slick pavements be- ,ween and p.m. Check Case Dismissed A felony case scheduled foi preliminary examination in Ben- ton Harbor Municipal court Thursday was dismissed against Fred Kelly, Jr., 675 Buss avenue, Benton Harbor, upon motion of Asst. Pros. Quentin Pulcher, Kelly was charged with writing three insufficient funds checks within a 10-day period last April. He was required to pay in court costs and make restitution on the checks, totaling Witt Tour Elderly Unit In So. Bend Exploration now underway into possibilities for local housing for the elderly was to shift this aft- ernoon to South Bend. The High Rise housing project, a multi- story facility of some 100 units, is the object of the field trip. Going along are Paul Allen Benton Harbor-Benton township housing director; Chief Maurice Shepherdson, Benton Harbor fire department; Jack Carter, chair- man of the mayor's citizens ad: vlsory group on housing, within urban renewal studies; and Mrs. King and Mrs. Florence Weber, senior citizens both active in a drive for federally-funded housing for Benton Harbor or area aged. Today's trip grew out of a dis- cussion meeting Thursday after- noon that included Benton Har- bor planning director Leslie Cripps and David Pollyea, advis- ory committeeman. Over 60 At Meeting Of Cub Pack 100 Cub scout pack No. 100 had over 60 persons in attendance Thursday night, at the Hollywood school, St. Joseph. Awards were presented to the 'ollowing scouts: Dean Mort, for bobcat achievement; Leslie Tem- nlemnn, bear award; Gary Book- out, lion award; and Jeflery Eeidner, silver arrow for wolf tward. A film strip was presented by jarry Smith explaining the func- tions of the newly formed Webe- troop, of which he is the eader. The highlight of the evening was a pumpkin carving contest, which was won by Leslie Temple- man, Craig Stump and Jeflery leidner. The attendance award was pre- ented to Den 3, after which efrcshments were served and the neeting was closed. MASONIC LODGE LAWRENCE The Rising Sun Lodge 119, P. A.M., of Law- ence will be hosts to the Pel- owcraft team from Grand Riv- Lodge 34 Saturday at 8 p.m. nhe visiting team will exem- ilify the master mason degree. Verifax The Eastman Kodak Copier Business Supply Co. 300 Mich. Ave. WA 6-8293 Driver Is Arraigned Charged In Crash That Killed Two Otis Calhoune, 50, Bailey road, Sodus, demanded preliminary examination when arraigned Thursday in St. Joseph municipal court on a manslaughter charge, He was remanded to the Ber- rlen county Jail in lieu of a tend and his examination date was set for Tuesday by Judge Joseph R. Collier, Jr. Calhoune was arrested by Ber- rien county sheriff's deputies on July 28 following a double fatal auto accident on Pipestone road. Deputies said Calhoune lost control of his car and it rolled over. As a result of the crash, Mrs. Calhoune, 55, was instantly killed. Another passenger in the Cal- houne car, Robert E. Adams, 35, Detroit, a friend of the Calhount family, died in the Berrien coun- ty hospital, Berrien Center, on Aug. 2 as a result of Injuries suf- fered in the one-car crash. PAROLEE Youth Draws Prison Term In Burglary Marvin Black, 19, 840 East Washington street, Benton Har- bor, was sentenced to 5 to IS yeavs in prison Thursday by Ber- rien circuit Judge Philip A. Had- sell for the burglary of Slosson'g takeout store, 450 East Main ;trcet, Sept. 30. Blnck, a prison parolee, was captured by Benton Harbor po- lice as he dived through the plate glass window ol the store in an escape attempt after punching open a safe and looting the store's liquor supply. He pleaded guilty to the bur- glary charge when arraigned Oct. 5 in circuit court. Black was released from Jack- son prison on parole a year ago after serving a sentence for bur- glary. He was sentenced to 3 to 15 years in March, 1959, for a break-in at Gardner's Wall stteet sport shop in which several guns were stolen. Watervliet Hospital ADMISSIONS WATERVLIET Patients ad- mitted to Watervliet Community hospital Thursday were: Watervliet Richard Austin, route 1; Mrs. James Lynch, 429 Elm. Sankhaiser, Paw Paw street; Mrs. Hugh Gardner, route 3, Box 635. Covert Mrs. route 1, Box 253. Fred Prewitt, Owen Long, 215 Elmwood. BIRTHS son, weighing 6 3ounds, 9 ounces, was born to vlr. and Mrs. Edward Brinker, O. Box 341, at p. m. Thursday. A son, weighing 6 pounds, 5 ounces, was born to Mr. and Mrs. Harold L. Evans, 812 Prospect, at p. m. Thursday. daughter, weighing 7 pounds, 3 ounces, was born to Hr. and Mrs. Robert Irvin, P. O. Box 272, at a. m. Thursday. DISCHARGES Watervliet Jerry Williams, 2; Arthur Peterson, P. O. Box 352. Benton Harbor Mrs. Gary VanRooyen, and son, 146 Gar- field. Evarett Walker, 3, Box 649. LeRoy Wagg, route 6, Paul Callahan, 2; Mrs. Sarah Dykes, P. O. Box 333; Mrs. Stanton Ruple and daughter, Bowie street. Drugs Looted SAIOON, Viet Nam Cong forces fought their way into i Roman Catholic leper colony north of here Wednesday night, and looted the camp of drugs and medical equipment, according to eports reaching here today. The ame camp, Ben San leprosarium, las been hit by Viet Cong re- jeatcdly in the past to obtain nedical supplies for Red guerrilla rattle casualties. "WHERE SMART HONEY BOYS' WATERVLIET FURNITURE FAMOUS MAKES Open Msn. Fcl. Sal. We On Pricei Down WHY WAIT-IT'S EASY! MO MONEY DOWN -10 YEARS TO PAY Only 4950 00 For Cintom-Builr Home trccred on your lot. Interior rinilhid, interior partitions let, plumbing roughed-in, 32" crawl tpoct Complete This Home and Save Money Homa Constructed by Woodland Hills Construction Co, Phone or Write- PHYLLIS L. KIENZLE, REALTOR PLAZA MOTEL, WATERVLIET ruua MU i EL, ifmcnrLici iti AA1C. Branch Offiet Phom WA 5-9645 IN 3-447d
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