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Cedar Rapids Gazette Newspaper Archive: October 18, 1974 - Page 8

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Publication: Cedar Rapids Gazette

Location: Cedar Rapids, Iowa

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   Cedar Rapids Gazette (Newspaper) - October 18, 1974, Cedar Rapids, Iowa                                g The Kaplds Kli., Oct. IS, IS7I The Cedar Itiiplds Krl., 18, 1971 !rt nyesfor's (guide Kain Shulsky I'm a younK housewife Ims managed to save How ciin I put (his incm- i'.v to witrk without my hus- band knowing about it? A If you file a joint ifi- fuiiK1 ruturn, thore isn't tni> much you can do abuut i[ since any interest or dividends you receive on such an invest- ment will be rioted on a form uhich is supplied to the In- ternal Revenue Service. Of course, if you file separate in- come tax returns there is no problem. The only income which would not be reported for in- come taxes would be interest income from tax-exempt, "municipal" bonds. But these sell in SI certificates. Q I am considering borrowing on a second mortgage on my home from my bank because I need more income. A I can't imagine where you can invest that (assuming the bank will give von a second mortgage which I very much doubt) at interest which will yield you enough to pay mortgage in- terest rales plus amortization, let alone having any "income" !i-fl mcr for .yourself. I'd forget it. Q About clghl years ago we bought 50 shares of a small conglomerate at I never saw it listed. Recently we were asked by another compa- ny to send in our shares for a l-for-10 exchange for the new company's stock. We did and received five shares of the new firm now we can't find that. Can you hell) us? A It .you had sent along a .stamped, self-addressed re- turn envelope I would have told you that your first compa- ny was taken over by the sec- ond and that the second has disappeared and that your best bet would be to write to the transfer agent hank named on (lie stock certifi- cate. Since you didn't send along an envelope, you'll just have to guess that this answer applies to you. I am NOT going to mention the names of fly-by-night companies in this column because, I have learned, such mention has been misused. Q What arc (he advan- tages (and disadvantages) of jji. fvrrud as against common? A Preferred shares get their dividends first and, in many cases, if dividends arc omitted they accumulate as a claim against the company and must be cleared off before the common gets anything. Common dividends are low man on the totem pole. How- ever, they may be increased, while preferred dividends are fixed. Common shares will fluc- tuate in keeping with the com- pany's fortunes and the gener- al slate of the stock market. Solid preferred shares' prices will be most directly affected hy I he change in interest rales. Q I was recently left a widow, at with no children, liul with debts of about I will be able to earn in leaching and extra work. I want to pay off the bills at 100 percent. What program should 1 sci up1' A Since you admit you were a bit careless in not as-cumulating much savings during IK years of marriage, 1 would think you'd want to first some systemalic sav- ings program such as mmiilily purchase of an K limn! When you have accumulated ;i comfortable sum which would he available for {and, of course, pat'l your debts) you (.'an begin a systemalic program of investing monthly in some mutual lund or in some sound common shares. I fear, how- ever, lhal such investments are some lime off. (Kspecially vilh more than annual iciital and the1 need for a car.) KUBIAS HARDWARE the GRAN SCREEN m SATIN BLACK SALS tt 1 320 DELUXE ENSEMBLE in BRASS AND SATIN BLACK Includes 4 piece tool set, andirons, Screen Sale "W reg. i SPARK GOAR0 in BLACK BRASS Reg. Sale 19.95 ,5.88 21.95 17.88 ENSEMBLE in SATIN BLACK Includes 4 piece tool set black andirons, Sale 64.95 ENSEMBLE in SATIN BLACK BRASS 1 with hanging lools J ENSEMBLE IN BRASS Includes andirons, 4 piece tool set, Screen Scale reg. 34.99 Sale reg. 99.95 Fireplace 6 BEAUTIFUL MODELS TO CHOOSE FROM by Fred Meyer UP TO 50" WIDE SALE Reg. 44.95 No bolts or screw heads to detract from its beauty. Extra-full pull curtains of closely woven mesh. A set that grows more lovely with the years. Choose from 5 fin- ishes to flatter your decor. ANTIQUE copper or brass, POLISHED brass, SATIN brass or black. No holes to drill, easily installed. LOG BIN reg. Electric Log included. Has built in electric HEATER: 1 20 volts 1650 watts. Hangs easi- ly on any wall. Black with Brass trim. reg. 18.95 REAL-FYRE This gas log set contains a glowing ember burner, specially designed lo duplicate smoldering Many styles and sizes available. Gas Logs Starting as Low as YOU'D BETTER BELIEVE IT! UL Listed for closc-to-lhc-wall placement Ideal for corner installations Double-wall construction keeps outer shell cool The Continental is specially designed for close-to-the-wall or corner installation. Red, Black and Olive Green decorator colors are perfect in the home, apartment or condominium. Easy, versatile installation with Preway's exclusive Chimney Package. Wood burning or use with gas log. Many other models avail- able. Come in today for the full, low cost story! belongs. wherever cheer is wanted! Burns all fireplace fuels SALE SS; PMCES START AS LOW AS Preway's elegant "fireplaces for Fun Flames" add cheer and warmth to any room. 38-inch "Go-Anywhere" Moderne (shown) and compact, 30-inch Capri feature conical flair design, and are ideal upstairs or down. Choose from many decorator colors. Installation is easy with Preway's versatile Chimney Package. Gas or electric log optional. See us today for the full story. Many other models to choose from at truly low prices! o. ON ANY a ALMOST AS EASY AS HANGING A PICTURE ON YOUR WALL Installs on any wall Powerful concealed heater No chimney needed DURING GRAND OPENING SALE! NOTE: PARTS AND ACCESSORIES NOT ON SALE. ALL BUILTINS AND FREE STAND- ING MODELS HAVE DELIVERY CHARGE! Sloim Collni 476.35 GAS MODEL Remodeling? Complete Your Plans With This Preway "Built-in" Wood Burning Fireplace Saves You Money no need for expeniive masonry Installs anywhere, safely Simplifies stacking for multi-family units Bums all fireplace fuels Low profile, permitting return of offset below 8' coiling. Tho Custom is Ihc ru.il, "built-in" fircpl.icc thai lots you choose an ondloss vnrioty of hearth and mantle docor. Perfect (or the homo, aparlmcnt, office or vacalion retreat. UL Listed for clearance" to all framing materials. Installation is simple with Preway's exclusive Chimney Package. See "the fireplace o( many laces" today, plus many other fine Preway models. We can help wilh installation if you prefer. The Aristocrat directs isenllc warmth clown across the floor, where il's needed. Choose either Has or electric model. Lends charm and Brace lo livinK rooms, dens, bedrooms. Thermostat control. Electric IOR crackles, Bives realistic flame effect Choice of Provincial While wilh Cold trim or Matte Black (paint it any color you WOODEN SAVE 10% ON ANY SCREEN BY HEARTH GRAFT. Sale prices start as low as for satin black with polished brass trim. 1 year war- ranty on the glass panels in Glass screen. Many sizes and styles in stock. OWL ANDIRONS IN MEDITERRANEAN SALE reg. Cnpc Cod Firelighter BLACKS, BRASS SALE 1 5.80 reg. 19.95 FIRE SET In SATIN BLACK and BRASS Sale S2688 reg. 34.99 BRASS FIRE SET Sale S398 reg. 52.99 FIRE SET BLACK BRASS Sale reg. 29.95 ELECTRIC FIREPLACE HEATER 120 volt, 1500 watt 5120 B.T.U. Use with electricity log at left. Kubias Low Price D I SEE OUR LARGE SELECTION OF EAGLES Many sizes and styles to choose from. BLACK WOOD HOLDER SALE reg. 9.99 Item EVERY HEARTH NEEDS A BELLOWS SEE THEM ALL NOW! Turn old newspapers into Firelogs Reg. 24.95 Box of 90 Long HEARTH MATCHES Saie 99' LONG BURING GOLDEN FLAME FIRE LOGS SALE 99' Ea. reg. Ea. REALISTIC ELECTRIC LOGS Rufl. 20" Oak or Birch 24.95 SALE 19.88 20" Oak or Birch "Cracklo" 34.95 SALE 311 3RD AVENUE S.E. DOWNTOWN CEDAR RAPIDS 8 AM 'ti! 5 pm THURS. Eve, 'til 9 p.m ALL CAST AND STEEL GRATES NOW SALE PRICED! 864 Choose from our large sele lion of colors stylus. BRIDGE By Oswald .lames Jacuby No series of articles on obligatory falseeard plays would be complete without today's hand. In one form or another, this hand has been appearing in bridge columns for 50 years or more. South wins the spade, opening and leads a club. Ho is not go- ing to make his slam if l-'ast holds all four missing clubs, but West follows and now the slam is cold. A happy-go-lucky South would rise with the king of clubs on the theory that (jueens always dropped; a slightly NUK'I'II 1 V84 A K .1 7 a 4 2 WEST EAST 1098 652 SOUTH (U) b A K7 V A K J 2 A K 7 5 West North East South 2 N.T. Pass (i N.T. Pass Pass Pass Opening lead more careful South would play dummy's jack to ho sure of his contract against any 3-1 or 2-2 break and lo make seven if West had started with three to the queen. A very careful South would play low from dummy. This would give up any play for I seven hut would insure success I of the slam against the presence of all four cards in the West hand. So, you are West. You know South is a careful player. Yon know that if you play the eight, nine or 10 he will duck in dummy and pick up the suit the next time around. You play your (jueen. South should still play low, hut will he? Thirty points is DO I points and he just may play the ace or king and wind up in the ash can. in .South iN.T. 5 N.T. The bidding has been: I'ass Pass North 1 fit East Pass I'ass Pass PUSH You, South, hold: AA K 84 :i TA 2 4 II 7 What do you do now? Just hid six spades. Your partner may have the right cards lor seven but it is unlikely. TODAY'S QUESTION Instead of showing one king your partner has bid six hearts over your five nolruinp to show two kings. What do you do now? Police Finally Car Back From Snake CINCINNATI (UI'l) Police in suburban Kvandale have ended a three-month bat- tle with a snake. The long black snake had been placed in a police car's trunk by an officer after a ci- tizen complained about the presence of the reptile. When the officer Iried to get the snake to set it free in a wooded area, he found the rep- tile had slithered into an inac- cessible section of the trunk. The police car was placed out of service for three months until a pesticide firm managed lo force the reptile from the auto. The snake was given lo Adam Chackslield, II, of suburban Norwood, an avid .snake collector. BUILD fl MEW HORSE OM YOUR LOT ANY PLAN-ANY SIZE ANY STYLE-ANY DESIGN ANYWHERE WE WILL BUILD ANY PLAN OUT Of OUR CATALOG OR ANY PLAN OF YOUR OWN FREE ESTIMATES CHEE5FIM1Y FURNISHED o 30 DAY DELIVFRY o GUARANTEED PRICf o HIGHEST QUALITY Fftf C CO1OB CATALOG Prkn lilt Ownnn liil TY BfNNElT, BUILDER R.R. HY, IOWA PH. 848-4268 U.S. HOMES 5393 2ND AVE. MOINES.   

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