Cedar Rapids Gazette, September 23, 1974, Page 24

Cedar Rapids Gazette

September 23, 1974

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Issue date: Monday, September 23, 1974

Pages available: 48

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Publication name: Cedar Rapids Gazette

Location: Cedar Rapids, Iowa

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Cedar Rapids Gazette (Newspaper) - September 23, 1974, Cedar Rapids, Iowa 12 The Cedar Rapids Gazette: Mon.. Sept. 23. 1974 BIG GEORGE! Virgil Partch Help?" For Better Health Population Density May Affect Human Behavior By Dr. S.L. Andelman “I'm all for living in the city,” a reader writes, ‘‘but my husband wants to live in a small town. He says studies show that country life is better for a person, that the city hustle and bustle does bad things. What do you say.” As for preference, I’m with you — a city dweller at heart. But scientists share your husband’s concern that population density — big-city life — may have detrimental effects on human behavior Elite Group When discussing high-den-sity vs. low-density housing or population, scientists always refer to a classic study done in the late 1950s with laboratory rats. John B Calhoun of the National Institutes of Mental Health allowed rats to breed freely and supplied them with an abundance of food and water. He called the conditon that resulted “pathological togetherness.” % Physicion Gets Prison Term in Medicare Fraud PHILADELPHIA (UPI) - A federal judge ignored a physician’s pleas for mercy and sentenced him to a prison term, fine and probation on K4 counts of Medicare fraud. Judge Samuel Lord sentenced Dr. Pablo Chan, 44. of Huntingdon Valley, Pa. to 60 days iii prison, a $10,000 fine end three years of probationary service and drug rehabilitation work here. “Doctors must realize that when they cheat the govern; ment, they cannot go free,” the judge said in imposing sentence. Before sentencing, Chan sobbed and pleaded for “mercy” and an opportunity to serve the community. Lord said he did not wish to ieverely punish the physician, who has been working in the Kensington section of the city with alcoholics and drug addicts. Arlen Specter, counsel for the defendant, said Chan “succumbed to the temptation of .Medicare applications.” “He came here from the Phillipines, a young man of modest circumstances, who erroneously thought the streets were paved with gold," Specter said Assistant U. S Atty. Victor Schwartz called for a prison sentence because the case was “so flagrant.” Oldest State House The Maryland state house, built in 1722. was briefly the seat of the Continental Congress. The structure is the eldest state house still in use Expanded it now houses the jffices of the governor and the state legislature LAFF - A - DAY Dr. Andelman The dominant and aggressive males became an elite group. They took up space in the end cages and established harems. The middle cages became rat ghettos, in which females grew progressively less able to build adequate nests and raise offspring. Infant mortality skyrocketed in the ghetto cages, while the mortality rate remained low in the harem cages. Social and sexual behavior became extremely deviant and Calhoun’s rat population gradually declined The most famous instance of overcrowding among animals outside the lab is the plight of the lemmings in Scandinavia. These small rodents undergo a mysterious cycle about every four years, in which they overpopulate their habitat, migrate toward the sea and carry out mass suicide. During this migration, the lemmings are neurotic animals, according to some biologists who have studied them. Overcrowding In seeking an explanation for the strange behavior of animals in overcrowded situations, scientists have come upon what may be its cause — massive endocrine dysfunction It is now widely accepted that conditions of stress, such as those brought about by overcrowding, are likely to result in imbalances in endocrine concentrations. If parallels can be drawn between mice and men (though many believe that this is not possible), the consequences could be horrifying for mankind. Some scientists believe that man is already experiencing hormonal imbalances as a result of urbanization and that these imbalances are reflected in the rising incidence of psychiatric illness, violence and other social and medical abnormalities. * * * Dr \ndelman welcomes letters outlining problems which be may discuss in future columns. He regrets, however, that he cannot personally answer mall. Write to him in care of The Gazette. The Investors Guide HEATHCLIFF By Sam Shulsky Q — t or the last four years I have had modest investments in the sloe!: market and suffered losses. My question pertains to the service which can be expected from a broker I have used two reputable firms, switching to the second one six months ago. In each case I was told that the service included periodic review of my account. In more than three years, one broker called me only four times — not to recommend changes, but to sell me additional stock In the last six months my new broker has not called me once. I’m disappointed. Do all brokers let their clients stumble along without advice0 Does one get information only when you call them? A — Right at the start I think it would help if we bore in mind that brokers make a living from commissions on Sam Shulsky WIN AT BRIDGE By Oswald & James Jacoby Oswald: “Our code word ARCH should be a must for all bridge players. ‘A’ for .Analyze the lead; R’ for Review the bidding and ‘C’ for Count your winners and losers are important, but the nitty-gritty is the ‘II’ for How can I make the contract?” Jim: “South thinks his three notrump contract should be in the bag until he sees the opening lead and the dummy. The fact that the ace-kmg-queen of hearts only represent two stoppers and that hearts were opened leaves the contract in considerable jeopardy.” NORTH (D) 4 J 1043 t A 2 ♦ 6 ♦ AK 7 5 4 3 WEST ♦ QT f J 10865 ♦ 84 ♦ J9 EAST 4 K 2 V 974 3 ♦ A 10 9 5 ♦ gl02 West Pass Pass SOETH 4 A 98 VKQ ♦ K Q J 7 3 2 *86 Neither vulnerable North 14 24 Pass East South Pass I ♦ Pass 3 N T. Pass Opening lead — J ♦ Oswald: “He tries to count to nine tricks. If he can score five diamonds that will be fine but that requires a 3-3 suit break and the odds are against it. Five club tricks are likely to be there. Suits break 3-2 about 68 percent of the time, but five clubs plus two hearts and a spade only come to eight.” Jim: “Then he finds his best chance. He wins the heart in dummy and leads a diamond, iast must duck and South has one diamond home. Now he abandons the diamonds; leads a club and ducks. East wins and clears the hearts but the clubs come in for the game.” The bidding has been West Pass You. South, hold 4A K I 4 3 *A 2 ♦Q 4 4K Q 8 7 W hat do you do now'' A —Hid four clubs and see what develops. TODAY’S QUESTION Your partner continues to lour spades What do you do now0 Answer Tomorrow ‘'Remember him bragging about hitting a homer9 Well, I got a call from Mrs Brown about her son Homer ” interior design studio YOU WOULDN'T CONSIDER ASKING OUR INTERIOR DESIGNER TO CHECK OUT THE PLUMBING OR WIRING IN YOUR OFFICE THAT’S A JOB FOR A PROFESSIONAL IN HIS FIELD ... IF YOUR OFFICE OR RECEPTION ROOM NEEDS DECORATING, WHY NOT CALL IN A PROFESSIONAL, KEITH LAWRENCE, OUR INTERIOR DESIGNER HE HAS SOLUTIONS TO MANY OF THE POTENTIAL PROB LEMS INCLUDING COLOR DETAIL, CARPETING, DRAPERIES, WALL COVERING AND FURNITURE OF MANY STYLES & QUALITIES. Keith O. Lawrence f OH YES—WE DO MAKE OFFICE CALLS! i '■ Pioneer office products and wvku 364 8148 1239 First Ate S f stock purchases and sales. In all the recent turmoil over brokerage rates nothing has been said about paying a registered representative for his advice. Let s say you paid about $125 in commissions to buy — for example — KW) American Telephone and HH) U. S. Steel. Your “customer’s man” received about $41) of that. Assume also that the $9,(HH) you have already invested represents just about the total of your investable funds, as of now. Just what can you expect of that broker? He could properly assume that given your age and investment goals these two issues are “right” for you, even though your account has lost some ground in recent months. Granting that $9.(HH)-$10.(HH) is a lot of money to you, you must also ask yourself: How much time can he afford to devote to “holding your hand” with IIH) Telephone and IOO Big Steel for earnings of $40 a year — or in two years, or three? Without knowing just how large an account you have, and how active you are in the market. I am not prepared to say you have been neglected. Curiously enough, there are more complaints from readers about having their accounts churned than there are complaints about being neglected. Personally, I feel that if you got into the right stocks in the first place, neglect is to be preferred to too much market activity * * * Q — W here does one buy CS. treasury and agency bonds? A — At a securities brokerage firm or, in some cases, at your commercial bank * * * Q — You mention earning 9 percent, plus, on a long-term investment. How? A — By buying any of the recently issued AAA-quality corporate or treasury or U. S. agency bonds. Q — I ani a retired teacher, in my 80s. feeling the pinch of inflation. I have some income from utility stocks but am worried by the recent adverse news on utilities * * * A — One way to increase income from your funds — although it could mean consuming your capital and leaving no estate — would be to talk to a reputable insurance company, licensed to do business in your state, about a lifetime pension At your age such an annuity would yield a generous amount monthly Q — I recently transferred from a two-year to a four-year savings certificate at a higher rate of interest, but found I had to pay a penalty even though the money remained in the same bank. Why9 A — Evidently the bank made no provision for shifting certificates. You have contracted for a two-year deal and then canceled that in favor of a four-year contract. I don’t know the bank or its terms, but presumably it ruled that the cancellation of the two-year certificate meant a drop back to normal de-mand-deposit interest rates plus the loss of 90 days’ interest When you make such switches, argue it out first — not later * SHINE Q — I’ve been looking at utility shares which sell around 18 and yield ll percent. Would it Im1 safe9 A — Evidently the market is still worried about the outlook for utilities because the stock is down to 16 and now yielding YlVi percent. * * * SPLIT: — Division of outstanding shares of a corpora tion into a larger number For example: A 2 for I split increases the number of shares outstanding by IOO percent, giving each holder of UM) shares before the split a total of 200 shares thereafter. « * * Mr Shu'skv welcomes written questions, but he will be oble to provide onswers only through the column For lists of growth and dividend stocks, please Include o self addressed, stamped envelope Address your requests to Sam Shulsky, core of The Gazette ;

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