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Cedar Rapids Gazette: Friday, July 12, 1974 - Page 4

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   Cedar Rapids Gazette (Newspaper) - July 12, 1974, Cedar Rapids, Iowa                                The Cedar Rapids Gazelle: Krl., July 12. 1974 Investor's Guide HEATHCLIFF By Sam Sbulsky Q Seven years I was fdrccci tu sicll my business Since (hen I have had three in- vestment advisory firms. None has been satisfactory. All my money is in common stocks, and I substantial loss. I am looking for an ad- viser or bank irust department which will give me complete service. Can you recommend any? If I could withdraw (i percent a year for living ex- penses and have a little left WIN AT BRIDGE By Oswald James Jacoby If you always lead your partner's suit you will keep your partner happy. Further- more, you will do far better than a man who is always looking around for a surprise lead. West was one of those lookers-around. He opened the eight of spades! South went up with dummy's king and played the six of hearts. East won with the ace and could do nothing better than to lead another spade. NORTH (D) 4 K93 VQ86 K92 K1074 WEST TJ532 4 Q 10 7 3 EAST 1054 ?A SOUTH AQJ2 f K10974 Q986 Both vulnerable West North East South Pass Pass 1 V Pass 4V Pass Pass 'ass Opening South won. led a trump and finessed dummy's eight. He had decided that East would not have played the ace of trumps if he didn't have to. After the eight held. South cashed the queen of trumps, led a club and since one eight- spot finesse had worked he tried another. After that one worked it was a cinch for South to wind up making his contract with an overtrick. South had really played the hand like a man with second sight, but all the brilliance in the world wouldn't have helped him if West had just opened a diamond and East finessed the jack. Furthermore, West really had an automatic diamond lead. With four trumps he would want to force South to start ruffing. J The bidding has been West North East It 12 Pass Pass Pass 4 N.T. 5N.T. South Pass Pass Pass Pass You, South, hold: VKJ432 Q 8 7 3 What do you do now'' six diamonds to show your one king. TODAY'S QUESTION Your partner continues to six spades. What do you do now? Answer Tomorrow over to take care of inflation. 1 would be happy. A Therf is no way fur me in make any worthwhile com- ment on your experience because not only do you not mention your age and resources, but no indica- tion of how your money was invested I can contribute only that the last seven years have exacted a heavy toll of all securities portfolios equities as well as houds. There may have been some advisory services and trust departments which with- stood the trend but 1 don't think there were ion main Obviously. 1 cannot recom- mend specific brokers or banks or investment counsel. There is the Investment Counsel Assn. of America at 12" Kast 39th street. New York City, from which you can obtain a list of members. Hut that's as far as 1 can {jo. In talking to counsel, bank or broker you should of course make your own ijoals very, very clear. For example there is no problem today in drawing (i percent from an in- vestment in hish-srade bonds and having; nearly 3 percent more left over with which to help offset inflation. 1 say "help" because there is no percent inflation hedge 1 know of which would be safe enough for you to use. Even with banks paying close to 8 percent for four-year certificates of deposit and top-quality, long- term bonds paying close to 9 percent there is no way for a cautious, retired investor to offset inflation officially reported at 10 or 11 percent, but most likely 12 to 15 percent. But that's no reason, however, for a retired person taking chances at losing money in volatile stocks. By all means talk to counsel, banks and brokers but make plain what you want and the risks you do not want to take. I think it's only fair to point out that some money managers want to be "heroes" which s understandable. But it shouldn't be tried with money you evidently can't afford to ose. Q I was recently widowed, sold my home and now have about to invest. Please comment on the enclosed ad- vertisement. A The advertisement is an Sam Shulsky offering by a firm which iden- tifies itself in no way except In say that it is iiffering unesl mcnls which yield 7 and 7l-j percent on notes ranging from a few months to 10 years. I, of course, know nothing about the company or linw it is regulated. I notice its offerings are limited to state residents so I must assume it is not approved by federal authori- ties. This is neither here nor there. But what I can't understand is why knowing nothing of the people making this offer- ing, or how your money would be employed you consider putting your money into it when you can get the same from insured savings accounts in banks or savings and loans protected by federal agency insurance or in U. S. treasury bonds which are backed by the government itself? CALL LOAN: A loan which may be called in, terminated, at any time by either lender or borrower. Call loans are often used to finance margin loans on securities. Mr. Shulskv welcomes written mips- tions, but tie wilt be oble to provide answers only through the column. For include a self-addressed, stamoed en- velope. Address your requests to Sam Shulskv. care of The Gazette. ON THIS DATE in the year 100 B.C., the Roman emperor. Julius Caesar, was born. LAFF A DAY "They were such a temptation. I thought I'd better get rid of 'em." with deposit! Your c-hoico of three rlcjrimt ntylp.-! FREE with a qualifying deposit in a National Savings Account or Certificate of Deposit. Additional goblets available at lit-autifully reduced prices. Start your collodion today' (Limit, one free jrift per family.) First National Bank of Marion SPECIAL OFFER F6R HAPPY 198th BIRTHDAY AMERICA! 4th of JULY SPECIAL ONE PRICE OUR 1776 PRICE INCLUDES, AT NO EXTRA CHARGE Single Vision Lenses Bifocal lenses Trifocal Lenses Tinted Lenses Impact resistant lenses which meet FDA requirements Your choice of any frame in our large selection (wires frames exlrai Br f, OPIOMURiST t' r.f V: DOWNTOWN CEDAR RAPIDS 106 S.E. TELEPHONE 3642122 OPCN At L PA.Y MONCJU THRU SATUflOAr SB- W lull Ifl, Final Stop Halts Thieves VAN NUYS, Calif. (UP1) Cab driver Tom Santos made one trip his passengers had not requested, when he began to suspect that his taxi had been turned into a getaway car. When Santos picked up two men, police said, they had just robbed a liquor store nf He took them to a drug store, where pojice said the pair stole and 700 amphetamine pills. Then they went to a supermarket, where polite saiil the men siole gut back in the cab and began celebrat- ing by taking the stolen pills. At that point, Santos was suspicious about his pas- sengers, so he took them to the West Valley police station. Of- ficers arrested Colin Mont- gomery. 22, in the parking lot. The other suspect was hospi- talized for taking an overdose of the pills. DRIVE SAFELY for Better Health Dizziness, Ringing Ears Are Symptoms of Meniere's Disease By Dr. Andelmao riiwint! in the ears, falling are all symplums u! Shakespeare called "falling sickness" known today as Meniere's disease. Julius Caesar may have been one of the must famous people afflict.il ivith Mejiirre's disease but it is common in el- derly persons. Oiirmi; an attack, the patient will become hear nr utlier noises in Ilis ears, have trouble hear- iiiK, become nauseated, vomit and sweat profusely. He may become so unbalanced that he actually falls to the Knmnrt, as Shakespeare says Caesar did. The victim of an attack may feel sti ill that lie won't wish In move for hours. The attack may last only a few minutes or for several hours. If you've ever been seasick, you have a pretty xuod idea what the Meniere's disease patient fines through. Both problems relate to disturbances of the equilibrium apparatus of the inner ear. Problems Between attacks, the patient may experience, to a lesser degree, the same problems which are common during an attack. In Meniere's disease there is an abnormal increase in the volume of endnlymph, one of the fluids that flows in the labvriiilh. the winding lias- sages of the inner ear I he disease usually appears without warning, bin is some- times associated with systemic infections, anemia, arterio- sclerosis, hyperthyrnidism. multiple sclerosis, a blow to the head, allergies, poisoning or other diseases and injuries. The disease usually persists [or some time, although the severity of the symptoms may vary from attack to attack nr vcar to year. Salt Intake Treatment consists of reduc- ing the patient's salt intake, which has the of reduc- ing the body's retention of fluids, including endolymph. Diuretics drugs to increase the body's elimination of fluid in the form of urine may be prescribed. Smoking, alcohol, (luimnc ami some other drugs may prouike attacks, so a rrilueuiin in then UM nia> tie The physician will al so treat an> basic infections or other systemic disorders which semi to he related to the ear problem. ac-iil and jiitiliis- tamines help some patients Motion-sickness tablets or liquids, such as the trade- marked product Dramamine. occasionally make the patient feel better. But they aren't cures for the disease. Sedatives help calm the pa- tient, who may become emo- tionally disturbed as the result nf continued and nausea ON THIS DATK in 18B9, the parliamentary system was adopted by N'apoleon 111 nf Prance. Eileen Dalley OWNER U TO STOP IN CHRISTIAN BOOKSTORE INVITES YOU TO STOP IN 529 4th Ave. SE 363-8697 Our inventory has overflowed into our parking lot, we must sell hundreds of items of fine furniture tomorrow. Buy Now and Save Sale Starts AM Saturday Many items one of a kind Shop Early Two Cushion Sofas 2 only Sale Price Mattress or Box Spring twin or full size Safe Price Two PC. Spanish Livingroom Set your choice of colors Sale Price 90 Inch Naugahyde Sofa Sale Price Dinette Chairs as low as Cocktail Tables several styles and finishes as low as 12 95 Wing Back Early American Sofa Sale Price Traditional Sofa velvet cover Sale Price Twin Size Hollywood Bed complete Sale Price Five Piece Dinettes as low as Three Piece Mediterranean Bedroom Set Safe Price Swivel Rockers large selection as low as hundreds of other spectacular values not listed mammm Jf, OPEN SATURDAY 9-5 Sunday 1-5 ome nn 6 >ecor 4398 Mt. Vernon Rd. S.E. TERMS 90 Days Same as Cash or Easy Monthly Payments   

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