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Winnipeg Free Press (Newspaper) - February 15, 2001, Winnipeg, Manitoba 8 The Jewish Post fit News Financial Guide 2001 Let the Turn Your RRSP Contribute uition into Now theres a way to cover big expenses in the future like your retirement with a small investment in the With Zero Coupon Bonds made up of Governmentbacked investment could be worth as much as in 15 Rate expressed as the lower of yield to maturity or yield to call effective Subject to risk is a consideration of investment sold prior to Other maturities and yields are Effects of market risk onzero coupon bonds may be greater than on interest paying Accrued interest is paid at maturity but is taxed Call me for details today 3607 Roblln MB R3R OC2 8967106 Member CIPF Edwardjones Serving Individual Investors Edward Jones invites yon to attend a seminar on Securing a Comfortable Retirement What you can and should expect from a retirement plan Retirement planning investment including RRSPs and RRIFs The importance of proper planning for retirement 2001 2001 Office of Edward Jones 1266 Pembina Highway The seminar is but seating is Call 4751884 or stop by today for Refreshments will be Sunny Opaleke 1266 Pembina Manitoba R3T 2B1 Edwardjones Making ecommerce work better downs fen jfei1ceISfi lakyearly the National Confer commjsslonerson i f M W f V I P fcwW is suppbsedto clear tip the cohf cistdniThe which by State broadly gives electronic signa tures the same legal status as arid handwritten also permits electronic records and signatures to replace paper notices and paper signatures now re quired by state the act fails to adequately protect Some such as a 30year mortgage ape often better is sued 6n homeowner could inadvert ently lose an electronic dojcument when he or she cipigrades a The easy way to spread your Investment risk Y OU VE PROBABLY HEARD THE OLD saying that its not wise to put all your eggs in one This is as true for investing as it is about any other decision you make in life if you dontspreadyour youre not properly guarded against THE ONLY PEOPLE WHO ALWAYS BUY LOW AND SELL HIGH ARE LIARS FOR MORE CONTACT ROYLE CFP 9436828 JUDITH 9436828 No one can predict the but over time a diversified investment portfolio can smooth out market With comprehensive financial we can help you make the most of your WAYNE CFP 7862708 MORLEY CFP 4894640 MMENT PLANING RETIREMENT PLANNING TAX PLANNING MORTOAOES SOLUTIONS BUILT AROUND YOU n Investors Group Financial Services INSURANCEp CASH MANAGEMENT ESTATE PUNNING Mutual funds help investors spread their eggs among many so that market ups and downs are less likely to have a serious impact on your longterm financial One type of mutual sometimes called a portfolio gives you the convenience of mak ing a single while spreading your risk over several investment Portfolio funds are ideal for beginning inves tors and experienced investors says Debbie VicePresident of Advanced Financial Planning Support for Investors Group Trustee Its a great way for who may have limited founts to to get the same ben efits of1 diversification as more established inves At the same longterm investors often enjoy the simplicity of one investment that in cludes different areas of the economy and various parts of the Most mutual funds fall into three general cat egories equity which invest primarily in corporate stocks fixedincome which in vest in bonds and other fixedrate investments and balanced funds which invest in a mix of the A portfolio fund allows you to invest in several mutual funds at Thats why they are often referred to as funds of Portfolio funds offer greater because the mutual funds in which they invest already own a wide mixture of Its simple and its di By investing in a variety of mutual port folio funds are also able to harness the expertise of many fund managers at the same This is known as a multimanager approach to If you are fairly new to RRSP portfolio funds may be the easiest way to get your retire ment savings off to a balanced and diversified startv They are also appropriate Canadians who are looking for a convenient way to diversify thejr investment portfolio Lets face it with more than mutual funds available to investing can be confus Portfolio funds help make it easier and simpler to Before investing in a portfolio fund or any other investment this RRSP check with a con sultant to see what is right for you and for your personal
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